RTP Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.11% | 5-year CD | |
| 0.10% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.03% | Savings | 2.00% - Ally Bank Online Savings Account |
RTP Federal Credit Union is headquartered in Morrisville and is the 22nd largest credit union in the state of North Carolina. It is also the 1,485th largest credit union in the nation. It was established in 1968 and as of September of 2018, it had grown to 34 employees and 10,244 members at 4 locations. RTP Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in RTP Federal Credit Union is open to employees and members of over 300 area businesses and association and to members of the Diamond Travel Club.
See current membership details
| Featured Account Options | SPONSORED LISTINGS | ||||
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RTP Federal Credit Union
I have banked at RTP Credit Union for ten years. I enjoy the people who work in the Credit Union. They are very friendly, knowledgeable, and willing to help you in any situation. They will call you if they notice something strange happening in your account, which I greatly appreciate. They have a wonderful website for online banking that I use almost every day. It is very easy to transfer funds, check your balance, check to see if an item has been deposited or credited. It helps me keep up with my monthly expenses. I could also put their app on my mobile phone, but choose not to.
They also offer a broad range of products from home or car loans, personal loans, credit cards, etc. If you bank there you automatically receive $1,000 Accidental Death & Dismemberment policy, which you can increase for an additional fee. Their fees are in line with other banks in our area.
They only have two locations and they are not very convenient for me since I moved two years ago, but I haven't changed banks because I've been with them so long.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18550 |
| Year Chartered | 1968 |
| Employees | 34 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.12% |
| Return on Equity - YTD | 1.47% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $115.3MM$113.3MM |
| Loans | Q3 2018vs Q3 2017 | $79.1MM$79.1MM |
| Deposits | Q3 2018vs Q3 2017 | $104.3MM$102.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $9.7MM$9.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $607.00K$452.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $310.00K$524.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$963.00K |
Always verify rates and promotions with the bank or credit union. We are not RTP Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
RTP Federal Credit Union Savings Account Rates
RTP Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Money Fund | |
| 0.05% | $1k | - | Business Money Fund |
RTP Federal Credit Union Checking Account Rates
RTP Federal Credit Union CD Rates
RTP Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $250 | - | 60 Month IRA | |
| 0.90% | $250 | - | 48 Month IRA | |
| 0.80% | $250 | - | 36 Month IRA | |
| 0.20% | $250 | - | 24 Month IRA | |
| 0.15% | $250 | - | 18 Month IRA | |
| 0.10% | $250 | - | 12 Month IRA | |
| 0.05% | $250 | - | 6 Month IRA |
| RTP Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 915 N Harrison Ave | Cary, NC 27513-3904 |
| Branch Office | 7560 Creedmoor Rd | Raleigh, NC 27613-1641 |
| Branch Office | 384 Davis Dr | Morrisville, NC 27560-6336 |
| Branch Office | 384 Davis Dr | Morrisville, NC 27560 |