RTP Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.rtpfcu.org

919-941-5700

384 Davis Dr
Morrisville, NC 27560

RTP Federal Credit Union is headquartered in Morrisville and is the 21^st largest credit union in the state of North Carolina. It is also the 1,524^th largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 28 employees and 9,836 members at 4 locations. RTP Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in RTP Federal Credit Union is open to employees and members of over 300 area businesses and association and to members of the Diamond Travel Club.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18550
Year Chartered	1968
Employees	28
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.1%
Return on Equity - YTD	-1.42%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$144.2MM$142.8MM
Loans	Q1 2025vs Q1 2024	$85.1MM$96MM
Deposits	Q1 2025vs Q1 2024	$133.2MM$133.1MM
Equity Capital	Q1 2025vs Q1 2024	$9.7MM$8.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.3MM$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$262K$572K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RTP Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$0	-	Educational IRA
0.25%	$5	-	Christmas Club
0.25%	$5	-	Vacation Club
0.25%	$0	-	Triangle Kids Savings Account
0.25%	$0	-	Triangle Teens Savings Account
0.20%	$100	-	Regular Savings
0.20%	$100	-	Business Savings

RTP Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%	$1k	-	Money Fund
1.01%	$0	-	Business Money Fund

RTP Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$0	$10k	Interest Checking w/ 30+ debit card transactions
0.50%	$0	$10k	Interest Checking w/ 12-29 debit card transactions
0.20%	$10k	-	Business Premier Checking
0.10%	$0	$10k	Interest Checking w/ 0-11 debit card transactions

RTP Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.98%	$250	-	12 Month CD
3.98%	$250	-	Business 12 Month CD
3.82%	$250	-	6 Month CD
3.82%	$250	-	Business 6 Month CD
3.56%	$250	-	24 Month CD
3.56%	$250	-	Business 24 Month CD
3.51%	$250	-	18 Month CD
3.51%	$250	-	Business 18 Month CD
3.46%	$250	-	36 Month CD
3.46%	$250	-	Business 36 Month CD
3.35%	$250	-	48 Month CD
3.30%	$250	-	60 Month CD

RTP Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.98%	$250	-	12 Month IRA
3.82%	$250	-	6 Month IRA
3.56%	$250	-	24 Month IRA
3.51%	$250	-	18 Month IRA
3.46%	$250	-	36 Month IRA
3.35%	$250	-	48 Month IRA
3.30%	$250	-	60 Month IRA
1.01%	$0	-	Traditional IRA
1.01%	$0	-	Roth IRA

Locations

RTP Federal Credit Union Locations
Branch Office	915 N Harrison Ave	Cary, NC 27513-3904
Branch Office	7560 Creedmoor Rd	Raleigh, NC 27613-1641
Branch Office	384 Davis Dr	Morrisville, NC 27560-6336
Branch Office	384 Davis Dr	Morrisville, NC 27560

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