R T P Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.11% | 5-year CD | 60 Month CD |
| 0.10% | 1-year CD | 12 Month CD 0.90% - National Average |
| 0.03% | Savings | Regular Savings |
R T P Federal Credit Union is headquartered in Morrisville and is the 22nd largest credit union in the state of North Carolina. It is also the 1,476th largest credit union in the nation. It was established in 1968 and as of March of 2018, it had grown to 33 employees and 10,239 members at 4 locations. R T P Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Must be associated with one of the several businesses and associations in the RTP or greater Triangle area. Also open to members of the Diamond Travel Club.
See current membership details
RTP Federal Credit Union
I have banked at RTP Credit Union for ten years. I enjoy the people who work in the Credit Union. They are very friendly, knowledgeable, and willing to help you in any situation. They will call you if they notice something strange happening in your account, which I greatly appreciate. They have a wonderful website for online banking that I use almost every day. It is very easy to transfer funds, check your balance, check to see if an item has been deposited or credited. It helps me keep up with my monthly expenses. I could also put their app on my mobile phone, but choose not to.
They also offer a broad range of products from home or car loans, personal loans, credit cards, etc. If you bank there you automatically receive $1,000 Accidental Death & Dismemberment policy, which you can increase for an additional fee. Their fees are in line with other banks in our area.
They only have two locations and they are not very convenient for me since I moved two years ago, but I haven't changed banks because I've been with them so long.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18550 |
| Year Chartered | 1968 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.14% |
| Return on Equity - YTD | 1.61% |
| Annual Interest Income | $869.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $116.5MM$115.0MM |
| Loans | Q1 2018vs Q1 2017 | $77.9MM$70.2MM |
| Deposits | Q1 2018vs Q1 2017 | $105.5MM$104.3MM |
| Equity Capital | Q1 2018vs Q1 2017 | $9.7MM$9.8MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $507.00K$289.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $435.00K$949.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not R T P Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
R T P Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | Triangle Kids Savings Account | |
| 0.45% | - | - | Triangle Teen Savings Account | |
| 0.40% | $25 | - | Traditional IRA | |
| 0.40% | $25 | - | Roth IRA | |
| 0.40% | $25 | - | Educational IRA | |
| 0.40% | - | - | Christmas Club | |
| 0.40% | - | - | Vacation Club | |
| 0.03% | $100 | - | Regular Savings |
R T P Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Money Fund |
R T P Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | - | - | Interest Checking w/30+ debit card trans | |
| 0.51% | - | - | Interest Checking w/12-29 debit card trans | |
| 0.50% | $10k | - | Business Premier Checking | |
| 0.05% | - | - | Interest Checking w/0-11 debit card trans |
R T P Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $250 | - | 60 Month CD | |
| 0.90% | $250 | - | 48 Month CD | |
| 0.80% | $250 | - | 36 Month CD | |
| 0.20% | $250 | - | 24 Month CD | |
| 0.15% | $250 | - | 18 Month CD | |
| 0.10% | $250 | - | 12 Month CD | |
| 0.05% | $250 | - | 6 Month CD |
R T P Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $250 | - | 60 Month IRA | |
| 0.90% | $250 | - | 48 Month IRA | |
| 0.80% | $250 | - | 36 Month IRA | |
| 0.20% | $250 | - | 24 Month IRA | |
| 0.15% | $250 | - | 18 Month IRA | |
| 0.10% | $250 | - | 12 Month IRA | |
| 0.05% | $250 | - | 6 Month IRA |
| R T P Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 915 N Harrison Ave | Cary, NC 27513-3904 |
| Branch Office | 7560 Creedmoor Rd | Raleigh, NC 27613-1641 |
| Branch Office | 4220 Apex Hwy Suite 220 | Durham, NC 27713 |
| Branch Office | 21 Park Dr | RTP, NC 27709 |