RadiFi Credit Union

RadiFi Credit Union


Overview / Commentary
904-475-8000
562 Park St
Jacksonville, FL 32204

RadiFi Credit Union is headquartered in Jacksonville and is the 35th largest credit union in the state of Florida. It is also the 673rd largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 107 employees and 43,331 members at 7 locations. RadiFi Credit Union's money market rates are 9X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in RadiFi Credit Union is open to anyone who lives, works, worships or attends school in Baker, Clay, Duval, Nassau, or St. Johns Counties in northeast Florida. Immediate family members of an existing RadiFi Credit Union member also qualify for membership.
See current membership details

Reviews (1)

Brittany Grady From Radifi Jax

Ms Grady literally utilized every resource she had to literally help save my Christmas. I was upset and she never once changed her energy. I appreciate you being patient, understanding and professional. A+ Thank you and marry Christmas !!!!



Health

Health Grade Components

Overall
NCUA #340
Year Chartered1935
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD15.94%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$594.4MM$592.1MM
LoansQ1 2024vs Q1 2023$415.9MM$417.6MM
DepositsQ1 2024vs Q1 2023$518.5MM$528.4MM
Equity CapitalQ1 2024vs Q1 2023$47.7MM$43.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.2MM$3.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.3MM$1.1MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not RadiFi Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RadiFi Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5-Youth Savings
0.10%$100-Regular Savings
0.10%$100-Holiday Club
0.10%$100-You-Name-It Savings
0.10%$100-IRA Savings
0.10%$5-CESA Savings
0.05%$100-Business Savings

RadiFi Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$250k*-Business Tidal Wave Money Market - 50% New Money
OTHER TIERS: 0.40% $100 - $100k | 4.00% $100k - $250k
4.00%$100-Tidal Wave Money Market - New Money
1.20%*$100k*-Money Market Account
OTHER TIERS: 0.40% $100 - $2.5k | 0.75% $2.5k - $10k | 0.85% $10k - $25k | 1.05% $25k - $50k | 1.10% $50k - $100k
1.15%*$100k*-Business Money Market Account
OTHER TIERS: 0.40% $100 - $2.5k | 0.75% $2.5k - $10k | 0.85% $10k - $25k | 1.00% $25k - $50k | 1.10% $50k - $100k

RadiFi Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$5k*$15kMake Waves High Yield Checking
OTHER TIERS: 1.50% $15k+
0.75%*$0$5kExtreme Checking
OTHER TIERS: 0.05% $5k+
0.05%$2.5k-Interest Checking
0.05%$100-Business Interest Checking
0.05%$2.5k-Business Non-Profit Checking

RadiFi Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%*$1m*-11 Month Member Exclusive Share Certificate Special
OTHER TIERS: 4.65% $500 - $50k | 4.75% $50k - $100k | 4.80% $100k - $250k | 4.90% $250k - $500k | 5.00% $500k - $750k | 5.10% $750k - $1m
5.10%*$750k*-13 Month Certificate Special - New Money
OTHER TIERS: 4.45% $2.5k - $50k | 4.55% $50k - $500k | 4.85% $500k - $750k
5.00%*$500k*-17 Month Certificate Special - New Money
OTHER TIERS: 4.50% $2.5k - $50k | 4.55% $50k - $100k | 4.75% $100k - $250k | 4.85% $250k - $500k
4.80%*$1m*-6 Month Certificate
OTHER TIERS: 4.20% $500 - $50k | 4.30% $50k - $100k | 4.35% $100k - $250k | 4.45% $250k - $500k | 4.65% $500k - $750k | 4.75% $750k - $1m
4.50%*$500k*-23 Month Certificate Special - New Money
OTHER TIERS: 4.25% $2.5k - $50k | 4.30% $50k - $100k | 4.40% $100k - $250k | 4.45% $250k - $500k
4.25%$2.5k-31 Month Certificate Special - New Money
4.10%*$750k*-48 Month Certificate
OTHER TIERS: 3.75% $500 - $100k | 3.80% $100k - $250k | 3.85% $250k - $500k | 4.05% $500k - $750k
4.05%*$1m*-12 Month Certificate
OTHER TIERS: 2.65% $500 - $2.5k | 2.70% $2.5k - $25k | 2.75% $25k - $50k | 2.85% $50k - $100k | 3.85% $100k - $250k | 3.90% $250k - $500k | 3.95% $500k - $750k | 4.00% $750k - $1m
4.00%*$50k*-24 Month Certificate
OTHER TIERS: 3.90% $500 - $50k
4.00%*$250k*-60 Month Certificate
OTHER TIERS: 3.70% $500 - $50k | 3.80% $50k - $100k | 3.85% $100k - $250k
3.85%*$50k*-3 Month Certificate
OTHER TIERS: 3.75% $500 - $50k
3.75%*$100k*-36 Month Certificate
OTHER TIERS: 3.65% $500 - $50k | 3.70% $50k - $100k
3.45%*$100k*-30 Month Certificate
OTHER TIERS: 3.20% $500 - $2.5k | 3.30% $2.5k - $25k | 3.35% $25k - $50k | 3.40% $50k - $100k
3.05%*$100k*-18 Month Certificate
OTHER TIERS: 2.70% $500 - $2.5k | 2.75% $2.5k - $25k | 2.80% $25k - $50k | 2.90% $50k - $100k
1.00%*$7.5k*$10k36 Month Personal Goal Savings Certificate
OTHER TIERS: 0.75% $0 - $2.5k | 0.85% $2.5k - $5k | 0.90% $5k - $7.5k
1.00%*$7.5k*$10k60 Month Personal Goal Savings Certificate
OTHER TIERS: 0.75% $0 - $2.5k | 0.85% $2.5k - $5k | 0.90% $5k - $7.5k
0.75%*$1k*$1.5k12 Month Personal Goal Savings Certificate
OTHER TIERS: 0.50% $0 - $501 | 0.60% $501 - $1k
0.75%*$1k*$1.5k18 Month Personal Goal Savings Certificate
OTHER TIERS: 0.50% $0 - $501 | 0.60% $501 - $1k

RadiFi Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%*$1m*-6 Month IRA Certificate
OTHER TIERS: 4.20% $500 - $50k | 4.30% $50k - $100k | 4.35% $100k - $250k | 4.45% $250k - $500k | 4.65% $500k - $750k | 4.75% $750k - $1m
4.10%*$750k*-48 Month IRA Certificate
OTHER TIERS: 3.75% $500 - $100k | 3.80% $100k - $250k | 3.85% $250k - $500k | 4.05% $500k - $750k
4.05%*$1m*-12 Month IRA Certificate
OTHER TIERS: 2.65% $500 - $2.5k | 2.70% $2.5k - $25k | 2.75% $25k - $50k | 2.85% $50k - $100k | 3.85% $100k - $250k | 3.90% $250k - $500k | 3.95% $500k - $750k | 4.00% $750k - $1m
4.00%*$50k*-24 Month IRA Certificate
OTHER TIERS: 3.90% $500 - $50k
4.00%*$250k*-60 Month IRA Certificate
OTHER TIERS: 3.70% $500 - $50k | 3.80% $50k - $100k | 3.85% $100k - $250k
3.85%*$50k*-3 Month IRA Certificate
OTHER TIERS: 3.75% $500 - $50k
3.75%*$100k*-36 Month IRA Certificate
OTHER TIERS: 3.65% $500 - $50k | 3.70% $50k - $100k
3.45%*$100k*-30 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $2.5k | 3.30% $2.5k - $25k | 3.35% $25k - $50k | 3.40% $50k - $100k
3.05%*$100k*-18 Month IRA Certificate
OTHER TIERS: 2.70% $500 - $2.5k | 2.75% $2.5k - $25k | 2.80% $25k - $50k | 2.90% $50k - $100k
Locations


RadiFi Credit Union Locations
Branch Office7254 103rd StJacksonville, FL 32210-6707
Branch Office1440 Dunn Ave St 31Jacksonville, FL 32218-6347
Branch Office562 Park StJacksonville, FL 32204-2918
Branch Office801 Atlantic BlvdAtlantic Beach, FL 32233
Branch Office11406 San Jose Blvd Ste 2Jacksonville, FL 32223-7953
Branch Office950 Blanding Blvd St 17Orange Park, FL 32065-5910
Branch Office9802 Old Baymeadows RdJacksonville, FL 32256

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