RadiFi Credit Union

RadiFi Credit Union


Overview / Commentary
904-475-8000
562 Park St
Jacksonville, FL 32204

RadiFi Credit Union is headquartered in Jacksonville and is the 35th largest credit union in the state of Florida. It is also the 674th largest credit union in the nation. It was established in 1935 and as of September of 2023, it had grown to 115 employees and 43,390 members at 7 locations. RadiFi Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in RadiFi Credit Union is open to anyone who lives, works, worships or attends school in Baker, Clay, Duval, Nassau, or St. Johns Counties in northeast Florida. Immediate family members of an existing RadiFi Credit Union member also qualify for membership.
See current membership details

Reviews (2)

Brittany Grady From Radifi Jax

Ms Grady literally utilized every resource she had to literally help save my Christmas. I was upset and she never once changed her energy. I appreciate you being patient, understanding and professional. A+ Thank you and marry Christmas !!!!

Treatment Of Military Families

After talking with them I realized I was incorrect about their treatment of military families.



Health

Health Grade Components

Overall
NCUA #340
Year Chartered1935
Employees115
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.43%
Annual Interest Income$18MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$578.6MM$592.7MM
LoansQ3 2023vs Q3 2022$419.9MM$406.1MM
DepositsQ3 2023vs Q3 2022$513.7MM$539MM
Equity CapitalQ3 2023vs Q3 2022$39.6MM$37.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.4MM$4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.9MM$1.7MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not RadiFi Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RadiFi Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5-Kids Savings
0.10%$100-Regular Savings
0.10%$100-Holiday Club
0.10%$100-You-Name-It Savings
0.10%$5-IRA Savings
0.10%$5-CESA Savings
0.05%$100-Business Savings

RadiFi Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$250k*-Business Tidal Wave Money Market - 50% New Money
OTHER TIERS: 0.40% $100 - $100k | 4.00% $100k - $250k
2.35%*$1m*-Tidal Wave Money Market - 50% New Money
OTHER TIERS: 0.40% $100 - $100k | 1.85% $100k - $250k | 2.05% $250k - $500k | 2.15% $500k - $1m
1.20%*$100k*-Money Market Account
OTHER TIERS: 0.40% $100 - $2.5k | 0.75% $2.5k - $10k | 0.85% $10k - $25k | 1.05% $25k - $50k | 1.10% $50k - $100k
1.15%*$100k*-Business Money Market Account
OTHER TIERS: 0.40% $100 - $2.5k | 0.75% $2.5k - $10k | 0.85% $10k - $25k | 1.00% $25k - $50k | 1.10% $50k - $100k

RadiFi Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$5k*$15kMake Waves High Yield Checking
OTHER TIERS: 1.50% $15k+
0.75%*-$5kExtreme Checking
OTHER TIERS: 0.05% $5k+
0.05%$2.5k-Interest Checking
0.05%$100-Business Interest Checking
0.05%$2.5k-Business Non-Profit Checking

RadiFi Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%*$1m*-6 Month Certificate
OTHER TIERS: 4.80% $500 - $50k | 4.90% $50k - $100k | 4.95% $100k - $250k | 5.05% $250k - $500k | 5.15% $500k - $750k | 5.25% $750k - $1m
5.30%*$10m*-11 Month Member Exclusive Share Certificate Special
OTHER TIERS: 4.80% $500 - $50k | 4.90% $50k - $100k | 4.95% $100k - $250k | 5.05% $250k - $500k | 5.15% $500k - $750k | 5.25% $750k - $1m
5.10%*$750k*-13 Month Certificate Special - New Money
OTHER TIERS: 4.45% $2.5k - $50k | 4.55% $50k - $500k | 4.85% $500k - $750k
5.00%*$500k*-17 Month Certificate Special - New Money
OTHER TIERS: 4.50% $2.5k - $50k | 4.55% $50k - $100k | 4.75% $100k - $250k | 4.85% $250k - $500k
4.50%*$500k*-23 Month Certificate Special - New Money
OTHER TIERS: 4.25% $2.5k - $50k | 4.30% $50k - $100k | 4.40% $100k - $250k | 4.45% $250k - $500k
4.25%*$100k*-36 Month Certificate
OTHER TIERS: 4.15% $500 - $50k | 4.20% $50k - $100k
4.25%$2.5k-31 Month Certificate Special - New Money
4.10%*$750k*-48 Month Certificate
OTHER TIERS: 3.75% $500 - $100k | 3.80% $100k - $250k | 3.85% $250k - $500k | 4.05% $500k - $750k
4.10%$500-3 Month Certificate
4.05%*$1m*-12 Month Certificate
OTHER TIERS: 2.65% $500 - $2.5k | 2.70% $2.5k - $25k | 2.75% $25k - $50k | 2.85% $50k - $100k | 3.85% $100k - $250k | 3.90% $250k - $500k | 3.95% $500k - $750k | 4.00% $750k - $1m
4.00%*$50k*-24 Month Certificate
OTHER TIERS: 3.90% $500 - $50k
4.00%*$250k*-60 Month Certificate
OTHER TIERS: 3.70% $500 - $50k | 3.80% $50k - $100k | 3.85% $100k - $250k
3.45%*$100k*-30 Month Certificate
OTHER TIERS: 3.20% $500 - $2.5k | 3.30% $2.5k - $25k | 3.35% $25k - $50k | 3.40% $50k - $100k
3.05%*$100k*-18 Month Certificate
OTHER TIERS: 2.70% $500 - $2.5k | 2.75% $2.5k - $25k | 2.80% $25k - $50k | 2.90% $50k - $100k
1.00%*$7.5k*$10k36 Month Personal Goal Savings Certificate
OTHER TIERS: 0.75% Up to $2.5k | 0.85% $2.5k - $5k | 0.90% $5k - $7.5k
1.00%*$7.5k*$10k60 Month Personal Goal Savings Certificate
OTHER TIERS: 0.75% Up to $2.5k | 0.85% $2.5k - $5k | 0.90% $5k - $7.5k
0.75%*$1k*$1.5k12 Month Personal Goal Savings Certificate
OTHER TIERS: 0.50% Up to $501 | 0.60% $501 - $1k
0.75%*$1k*$1.5k18 Month Personal Goal Savings Certificate
OTHER TIERS: 0.50% Up to $501 | 0.60% $501 - $1k

RadiFi Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%*$1m*-6 Month IRA Certificate
OTHER TIERS: 4.80% $500 - $50k | 4.90% $50k - $100k | 4.95% $100k - $250k | 5.05% $250k - $500k | 5.15% $500k - $750k | 5.25% $750k - $1m
4.25%*$100k*-36 Month IRA Certificate
OTHER TIERS: 4.15% $500 - $50k | 4.20% $50k - $100k
4.10%*$750k*-48 Month IRA Certificate
OTHER TIERS: 3.75% $500 - $100k | 3.80% $100k - $250k | 3.85% $250k - $500k | 4.05% $500k - $750k
4.10%$500-3 Month IRA Certificate
4.05%*$1m*-12 Month IRA Certificate
OTHER TIERS: 2.65% $500 - $2.5k | 2.70% $2.5k - $25k | 2.75% $25k - $50k | 2.85% $50k - $100k | 3.85% $100k - $250k | 3.90% $250k - $500k | 3.95% $500k - $750k | 4.00% $750k - $1m
4.00%*$50k*-24 Month IRA Certificate
OTHER TIERS: 3.90% $500 - $50k
4.00%*$250k*-60 Month IRA Certificate
OTHER TIERS: 3.70% $500 - $50k | 3.80% $50k - $100k | 3.85% $100k - $250k
3.45%*$100k*-30 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $2.5k | 3.30% $2.5k - $25k | 3.35% $25k - $50k | 3.40% $50k - $100k
3.05%*$100k*-18 Month IRA Certificate
OTHER TIERS: 2.70% $500 - $2.5k | 2.75% $2.5k - $25k | 2.80% $25k - $50k | 2.90% $50k - $100k
Locations


RadiFi Credit Union Locations
Branch Office7254 103rd StJacksonville, FL 32210-6707
Branch Office1440 Dunn Ave St 31Jacksonville, FL 32218-6347
Branch Office562 Park StJacksonville, FL 32204-2918
Branch Office801 Atlantic BlvdAtlantic Beach, FL 32233
Branch Office11406 San Jose Blvd Ste 2Jacksonville, FL 32223-7953
Branch Office950 Blanding Blvd St 17Orange Park, FL 32065-5910
Branch Office9802 Old Baymeadows RdJacksonville, FL 32256

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