Railroad Community Credit Union is headquartered in Irondale and is the 35th largest credit union in the state of Alabama. It is also the 1,818th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 8 employees and 4,820 members at 1 location. Railroad Community Credit Union's CD rates are 5X the national average, and it has an A health rating.
Membership in Railroad Community Credit Union is open to those who live or work in the Alabama counties of Blount, Jefferson, St. Clair, Shelby, Tuscaloosa, or Walker. Norfolk Southern employees working out of Norris Yard in Irondale, Alabama also qualify for membership, as do employees of the City of Irondale and Morris Shea Bridge.
See current membership details
Overall | |
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NCUA # | 68688 |
Year Chartered | 1956 |
Employees | 8 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.38% |
Return on Equity - YTD | 2.95% |
Annual Interest Income | $813K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $101.8MM$103.4MM |
Loans | Q1 2025vs Q1 2024 | $13.2MM$14.6MM |
Deposits | Q1 2025vs Q1 2024 | $88.5MM$90.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $13MM$12.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $259K$230K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$5K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Railroad Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | $0 | - | Regular Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $2k | - | Crescent Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.08% | $1k | - | 12 Month CD | |
3.30% | $1k | - | 6 Month CD | |
3.20% | $1k | - | 18 Month CD | |
3.04% | $1k | - | 24 Month CD | |
3.04% | $1k | - | 30 Month CD | |
3.04% | $1k | - | 36 Month CD | |
3.04% | $1k | - | 48 Month CD | |
3.04% | $1k | - | 60 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $0 | - | Regular IRA Shares |
Railroad Community Credit Union Locations | ||
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Corporate Office | 1808 2nd Ave S | Irondale, AL 35210-1512 |