Rails West Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	1-year CD	1 Year CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Secondary Shares 1.15% - CIT Bank Spring Savings
0.55%	2-year CD	2 Year CD 1.65% - Synchrony Bank 24 Month CD

View all Rails West Federal Credit Union rates »

Overview / Commentary

www.railswestcu.org

208-232-5746

4708 Yellowstone Ave
Chubbuck, ID 83202-2336

Rails West Federal Credit Union is headquartered in Chubbuck and is the 19^th largest credit union in the state of Idaho. It is also the 2,132^nd largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 25 employees and 9,613 members at 2 locations. Rails West Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to anyone through making a $20 donation to join the Bannock Humane Society. Membership is also open to employees and members of Belmont Care Center, Forced Air Systems, KPKY Radio, and over 50 area select organizations.
See current membership details

Overall
NCUA #	490
Year Chartered	1935
Employees	25
Primary Regulator

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.88%
Annual Interest Income	$532.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$61.0MM$57.4MM
Loans	Q1 2017vs Q1 2016	$42.1MM$42.0MM
Deposits	Q1 2017vs Q1 2016	$55.4MM$52.1MM
Equity Capital	Q1 2017vs Q1 2016	$4.6MM$4.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$143.00K$191.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$420.00K$351.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

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