Raiz Federal Credit Union

Raiz Federal Credit Union


Overview / Commentary
877-378-3281
12020 Rojas Dr
El Paso, TX 79936

Raiz Federal Credit Union is headquartered in El Paso and is the 33rd largest credit union in the state of Texas. It is also the 422nd largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 238 employees and 72,231 members at 10 locations. Raiz Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, worships, or attends school in El Paso County, Texas. (Membership requirement details are posted in the credit union's online application)
See current membership details

Reviews (1)

el paso area teachers credit union

Posted by: |

El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.



Health
B+

Health Grade Components

Overall
NCUA #1409
Year Chartered1936
Employees238
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.79%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.02B$908.5MM
LoansQ2 2023vs Q2 2022$858.5MM$761.1MM
DepositsQ2 2023vs Q2 2022$857.1MM$795.6MM
Equity CapitalQ2 2023vs Q2 2022$112.7MM$107.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$7.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$6.7MM$4.9MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Raiz Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Raiz Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1-IRA Savings
0.25%$100-Savings
0.05%$300-Business Saving

Raiz Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-Checking
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k
0.05%$2.5k-Business Plus Checking

Raiz Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$50k-12 Month Jumbo Share Certificate Promo
4.20%$1k-12 Month Regular Share Certificate Promo
3.76%$50k-60 Month Jumbo Share Certificate - Monthly
3.66%$5k-60 Month Regular Share Certificate - Monthly
3.56%$50k-48 Month Jumbo Share Certificate - Monthly
3.50%$50k-36 Month Jumbo Share Certificate - Monthly
3.45%$5k-48 Month Regular Share Certificate - Monthly
3.40%$50k-24 Month Jumbo Share Certificate - Monthly
3.40%$5k-36 Month Regular Share Certificate - Monthly
3.35%$50k-12 Month Jumbo Share Certificate - Monthly
3.30%$5k-24 Month Regular Share Certificate - Monthly
3.25%$25-12 Month Regular Share Certificate - Monthly

Raiz Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.76%$50k-60 Month Jumbo IRA Certificate - Monthly
3.66%$5k-60 Month Regular IRA Certificate - Monthly
3.56%$50k-48 Month Jumbo IRA Certificate - Monthly
3.50%$50k-36 Month Jumbo IRA Certificate - Monthly
3.45%$5k-48 Month Regular IRA Certificate - Monthly
3.40%$50k-24 Month Jumbo IRA Certificate - Monthly
3.40%$5k-36 Month Regular IRA Certificate - Monthly
3.35%$50k-12 Month Jumbo IRA Certificate - Monthly
3.30%$5k-24 Month Regular IRA Certificate - Monthly
3.25%$25-12 Month Regular IRA Certificate - Monthly
Locations


Cities: El Paso, Horizon City

El Paso Branches
Branch Office9835 Kenworthy StEl Paso, TX 79924
Branch Office3600 Joe Battle BlvdEl Paso, TX 79938
Branch Office2500 E Yandell DrEl Paso, TX 79903
Branch Office100 Village CtEl Paso, TX 79922
Branch Office12020 Rojas DrEl Paso, TX 79936
Branch Office975 Lomaland DrEl Paso, TX 79907
Branch Office1226 Golden Key CirEl Paso, TX 79925-5810
Branch Office1656 Resler DrEl Paso, TX 79911
Branch Office2112 N Mesa StEl Paso, TX 79902-3312

Horizon City Branches
Branch Office13781 Horizon BlvdHorizon City, TX 79928

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