Raiz Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.raiz.us

877-378-3281

12020 Rojas Dr
El Paso, TX 79936

Raiz Federal Credit Union is headquartered in El Paso and is the 33^rd largest credit union in the state of Texas. It is also the 442^nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 240 employees and 76,163 members at 10 locations. Raiz Federal Credit Union has an A health rating.

Field of Membership Restrictions

Raiz Federal Credit Union is open to anyone who live, work or worship in El Paso County, Texas. (Membership requirement details are posted in the credit union's online application)
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1409
Year Chartered	1936
Employees	240
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.23%
Return on Equity - YTD	-12%
Annual Interest Income	$14MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.05B$1.02B
Loans	Q1 2025vs Q1 2024	$798.4MM$849.9MM
Deposits	Q1 2025vs Q1 2024	$901.9MM$868.8MM
Equity Capital	Q1 2025vs Q1 2024	$104.8MM$104MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$16.1MM$17.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6MM$8.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$135K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Raiz Federal Credit Union.

Locations

Cities: El Paso, Horizon City

El Paso Branches
Branch Office	9835 Kenworthy St	El Paso, TX 79924
Branch Office	3600 Joe Battle Blvd	El Paso, TX 79938
Branch Office	100 Village Ct	El Paso, TX 79922
Branch Office	12020 Rojas Dr	El Paso, TX 79936
Branch Office	975 Lomaland Dr	El Paso, TX 79907
Branch Office	1226 Golden Key Cir	El Paso, TX 79925-5810
Branch Office	1656 Resler Dr	El Paso, TX 79911
Branch Office	2112 N Mesa St	El Paso, TX 79902-3312
Branch Office	300 Montana Ave	El Paso, TX 79902

Horizon City Branches
Branch Office	13781 Horizon Blvd	Horizon City, TX 79928

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