Raiz Federal Credit Union is headquartered in El Paso and is the 40th largest credit union in the state of Texas. It is also the 459th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 209 employees and 70,160 members at 10 locations. Raiz Federal Credit Union has an A+ health rating.
El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, worships, or attends school in El Paso County, Texas. (Membership requirement details are posted in the credit union's online application)
See current membership details
El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.
| Overall | |
|---|---|
| NCUA # | 1409 |
| Year Chartered | 1936 |
| Employees | 209 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 9.68% |
| Annual Interest Income | $18.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $908.5MM$819.2MM |
| Loans | Q2 2022vs Q2 2021 | $761.1MM$660.9MM |
| Deposits | Q2 2022vs Q2 2021 | $795.6MM$716.0MM |
| Equity Capital | Q2 2022vs Q2 2021 | $107.3MM$98.1MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $7.2MM$6.7MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $4.9MM$3.7MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
Rates for Raiz Federal Credit Union are currently being reviewed.
| El Paso Branches | ||
|---|---|---|
| Branch Office | 9835 Kenworthy St | El Paso, TX 79924 |
| Branch Office | 3600 Joe Battle Blvd | El Paso, TX 79938 |
| Branch Office | 2500 E Yandell Dr | El Paso, TX 79903 |
| Branch Office | 100 Village Ct | El Paso, TX 79922 |
| Branch Office | 12020 Rojas Dr | El Paso, TX 79936 |
| Branch Office | 975 Lomaland Dr | El Paso, TX 79907 |
| Branch Office | 1226 Golden Key Cir | El Paso, TX 79925-5810 |
| Branch Office | 1656 Resler Dr | El Paso, TX 79911 |
| Branch Office | 2112 N Mesa St | El Paso, TX 79902-3312 |
| Horizon City Branches | ||
|---|---|---|
| Branch Office | 13781 Horizon Blvd | Horizon City, TX 79928 |