Raiz Federal Credit Union

Raiz Federal Credit Union

Overview / Commentary
12020 Rojas Dr
El Paso, TX 79936

Raiz Federal Credit Union is headquartered in El Paso and is the 40th largest credit union in the state of Texas. It is also the 459th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 209 employees and 70,160 members at 10 locations. Raiz Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, worships, or attends school in El Paso County, Texas. (Membership requirement details are posted in the credit union's online application)
See current membership details

Reviews (1)

el paso area teachers credit union

Posted by: |

El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.


Health Grade Components

NCUA #1409
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.68%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$908.5MM$819.2MM
LoansQ2 2022vs Q2 2021$761.1MM$660.9MM
DepositsQ2 2022vs Q2 2021$795.6MM$716.0MM
Equity CapitalQ2 2022vs Q2 2021$107.3MM$98.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$7.2MM$6.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.9MM$3.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Raiz Federal Credit Union are currently being reviewed.


Cities: El Paso, Horizon City

El Paso Branches
Branch Office9835 Kenworthy StEl Paso, TX 79924
Branch Office3600 Joe Battle BlvdEl Paso, TX 79938
Branch Office2500 E Yandell DrEl Paso, TX 79903
Branch Office100 Village CtEl Paso, TX 79922
Branch Office12020 Rojas DrEl Paso, TX 79936
Branch Office975 Lomaland DrEl Paso, TX 79907
Branch Office1226 Golden Key CirEl Paso, TX 79925-5810
Branch Office1656 Resler DrEl Paso, TX 79911
Branch Office2112 N Mesa StEl Paso, TX 79902-3312

Horizon City Branches
Branch Office13781 Horizon BlvdHorizon City, TX 79928

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