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Rally Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
rallycu.com
800-622-3631
2730 Rodd Field Rd
Corpus Christi, TX 78414

Rally Credit Union is headquartered in Corpus Christi and is the 5th largest credit union in the state of Texas. It is also the 94th largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 769 employees and 228,572 members at 22 locations. Rally Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Rally Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio.
See current membership details

Reviews (1)

Increased Min Debit Charge To $5

Posted by: |

The interest rate a NavyArmy has been a rock solid 3% for many years and 10 monthly debits is relatively easy to complete; however, for September, 2022 the CU increase the size of the minimum debit purchase to count for Rewards Checking is now $5.00.

1


Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68615
Year Chartered1955
Employees769
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.49%
Annual Interest Income$267.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$4.5B$4.3B
LoansQ4 2024vs Q4 2023$3.94B$3.71B
DepositsQ4 2024vs Q4 2023$3.76B$3.58B
Equity CapitalQ4 2024vs Q4 2023$597.4MM$563.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$70.1MM$57.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$33.3MM$30.6MM
Real Estate OwnedQ4 2024vs Q4 2023$674K$365K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rally Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rally Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$0-Liberty Savings
0.25%$50-Home Savings
0.25%$50-Basic Savings

Rally Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Money Market Account
OTHER TIERS: 0.50% → $0 - $50k | 0.65% → $50k - $100k | 2.50% → $100k - $250k

Rally Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*$0$25kLiberty Checking Share Draft
OTHER TIERS: 0.25% → $25k+

Rally Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$100k-6 Month Jumbo CD
4.25%$100k-Business 6 Month Jumbo CD
4.00%$100k-12 Month Jumbo CD
4.00%$100k-Business 12 Month Jumbo CD
3.75%$1k-6 Month CD
3.75%$100k-24 Months Jumbo CD
3.75%$100k-36 Month Jumbo CD
3.75%$1k-Business 6 Month CD
3.75%$100k-Business 24 Month Jumbo CD
3.75%$100k-Business 36 Month Jumbo CD
3.50%$1k$100k12 Month CD
3.50%$1k$100kBusiness 12 Month CD
3.40%$1k-3 Month CD
3.40%$1k-Business 3 Month CD
3.25%$1k$100k24 Month CD
3.25%$1k$100k36 Month CD
3.25%$1k$100kBusiness 24 Month CD
3.25%$1k$100kBusiness 36 Month CD

Rally Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$100k-12 Month Jumbo IRA
3.75%$100k-24 Month Jumbo IRA
3.50%$1k$100k12 Month IRA
3.25%$1k$100k24 Month IRA
0.90%$50-IRA Share Account
Locations

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