Rally Credit Union


Overview / Commentary
800-622-3631
2730 Rodd Field Rd
Corpus Christi, TX 78414

Rally Credit Union is headquartered in Corpus Christi and is the 6th largest credit union in the state of Texas. It is also the 98th largest credit union in the nation. It was established in 1955 and as of June of 2024, it had grown to 739 employees and 224,585 members at 21 locations. Rally Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Rally Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio.
See current membership details

Related Posts

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11/5/20 - NavyArmy Community Credit Union (TX) 1-Yr CD Offers Competitive Rate
8/26/20 - NavyArmy Community CU Has Competitive 2-Year Jumbo CD
6/25/20 - NavyArmy Community Credit Union (TX) Liberty Checking Is Rate Leader
7/12/18 - NavyArmy Community Credit Union Ups 30-Month CD
4/16/18 - NavyArmy Community Credit Union (TX) Adds 30-month CD
12/25/17 - Bonus Dividend
3/2/16 - 36 Month Rate Drop
12/24/15 - NavyArmy CCU Increases Rates On 2- And 3-Year CDs
12/19/15 - Navyarmy CCU Announces 10% Bonus Dividend
12/18/14 - NavyArmy Community Credit Union paid a year-end dividend
12/13/13 - NavyArmy CCU Declares A Bonus Dividend Of 6%
9/6/13 - NavyArmy CCU (Subtly) Changed Their Second-Tier RCA Rate
8/29/13 - Hidden Benefits Of RCAs -- E.G., NavyArmy CCU
8/20/13 - NavyArmy CCU Lowers 30-Month CD Rate And Increases 24-Month CD Rate
1/9/13 - Best CD in America has a Rate Cut - Navy Army Community CU in Texas - Local Only
12/17/12 - Navy Army CCU Pays 12% Year-End Dividend
11/13/12 - Top 30-Month CD Rate Continues at Navy Army Community Credit Union in Texas - Local Only
12/8/11 - Top Mid-Term CD Rate at NavyArmy Federal Credit Union in Texas - Local Only
3/18/11 - NavyArmy FCU Rate Change For Libery Checking
8/20/10 - Top CD and Reward Checking Rates Continue at Navy Army FCU in SE Texas - Local Only
6/21/10 - Top CD, Money Market and Reward Checking Rates at NavyArmy FCU in TX - Local Only
12/16/09 - 2.55% 24-Month CD & 2.10% 12-Month CD at Navy Army FCU in Texas - Local Only
6/28/09 - High-Yield Reward Checking Account at NavyArmy Federal Credit Union in Texas - Local Only
5/19/09 - 2.60% 12-Month CD & Other Competitive Rates at NavyArmy FCU in Texas - Local Only
3/12/09 - 2.70% 9-Month CD & 3.15% 24-Month CD at NavyArmy FCU in Texas
12/11/08 - CD Rates from 3.85% for 3-mo Term to 4.20% for 24-mo Term at NavyArmy FCU in Texas
3/29/08 - 3.92% 12-Month / 4.07% 24-Month CD at a Texas CU (NavyArmy)

Reviews (1)

Increased Min Debit Charge To $5

Posted by: |

The interest rate a NavyArmy has been a rock solid 3% for many years and 10 monthly debits is relatively easy to complete; however, for September, 2022 the CU increase the size of the minimum debit purchase to count for Rewards Checking is now $5.00.



Health

Health Grade Components

Overall
NCUA #68615
Year Chartered1955
Employees739
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.53%
Annual Interest Income$129.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$4.37B$4.3B
LoansQ2 2024vs Q2 2023$3.79B$3.64B
DepositsQ2 2024vs Q2 2023$3.62B$3.57B
Equity CapitalQ2 2024vs Q2 2023$576.7MM$545.3MM
Loan Loss AllowanceQ2 2024vs Q2 2023$61.1MM$40.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$27.8MM$24.5MM
Real Estate OwnedQ2 2024vs Q2 2023$39K$243K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rally Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rally Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%*$0$250kLiberty Savings
OTHER TIERS: 0.50% $250k+
0.90%$50-IRA Share Account
0.25%$50-Home Savings
0.25%$50-Basic Savings

Rally Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$250k*-Money Market Account
OTHER TIERS: 0.50% $0 - $50k | 0.65% $50k - $100k | 3.00% $100k - $250k

Rally Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*$0$25kLiberty Checking Share Draft
OTHER TIERS: 0.50% $25k+

Rally Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$100k-12 Month Jumbo CD
4.50%$100k-Business 12 Month Jumbo CD
4.50%$100k-6 Month Jumbo CD
4.50%$100k-Business 6 Month Jumbo CD
4.00%$1k-6 Month CD
4.00%$1k$100k12 Month CD
4.00%$1k-Business 6 Month CD
4.00%$1k$100kBusiness 12 Month CD
3.75%$100k-24 Months Jumbo CD
3.75%$100k-36 Month Jumbo CD
3.75%$100k-Business 24 Month Jumbo CD
3.75%$100k-Business 36 Month Jumbo CD
3.50%$1k-3 Month CD
3.50%$1k-Business 3 Month CD
3.25%$1k$100k24 Month CD
3.25%$1k$100k36 Month CD
3.25%$1k$100kBusiness 24 Month CD
3.25%$1k$100kBusiness 36 Month CD

Rally Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$100k-12 Month Jumbo IRA
4.00%$1k$100k12 Month IRA
3.75%$100k-24 Month Jumbo IRA
3.25%$1k$100k24 Month IRA
Locations

Availability



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