Overview / Commentary
12620 Erickson Ave Ste H
Downey, CA 90242-4019

Rancho Federal Credit Union is headquartered in Downey and is the 152nd largest credit union in the state of California. It is also the 1,634th largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 30 employees and 10,171 members at 4 locations. Rancho Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to Los Angeles County employees who work at Rancho Los Amigos National Rehabilitation Center, Los Amigos Research and Education Institute, and Internal Service Department,Dept #300 and other select organizations.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rancho Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #1204
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-2.25%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$98.0MM$96.2MM
LoansQ2 2018vs Q2 2017$53.0MM$54.5MM
DepositsQ2 2018vs Q2 2017$90.1MM$88.9MM
Equity CapitalQ2 2018vs Q2 2017$6.8MM$6.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$214.00K$178.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$61.00K$870.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rancho Federal Credit Union Savings Account Rates

0.10%--Restricted Christmas Club
0.10%--Vacation Club
0.08%$1k$50kRegular Share
0.08%$100-Christmas Club
0.08%$1k-Special Savings

Rancho Federal Credit Union Money Market Rates

0.20%*$50k*$50kMoney Market
OTHER TIERS: 0.11% $2.5k - $50k

Rancho Federal Credit Union CD Rates

1.42%$1k-36 Month CD
1.16%$1k-24 Month CD
0.81%$1k-12 Month CD
0.46%$1k-6 Month CD
0.27%$1k-3 Month CD

Rancho Federal Credit Union IRA Rates

1.42%$1k-36 Month IRA
1.16%$1k-24 Month IRA
0.81%$1k-12 Month IRA
0.46%$1k-6 Month IRA
0.27%$1k-3 Month IRA

Rancho Federal Credit Union Locations
Branch Office12620 Erickson Ave Ste HDowney, CA 90242-4019
Branch Office705 W Arrow HwyClaremont, CA 91711-4812
Branch Office101 E Beverly Blvd Ste 100Montebello, CA 90640-4314
Branch Office8530 Stanton AveBuena Park, CA 90620-3930

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