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Rancho Federal Credit Union

Popular Accounts at this Credit Union

0.35%1-year CD12 Month CD
0.08%SavingsSpecial Savings
0.74%3-year CD36 Month CD

Overview / Commentary
12620 Erickson Ave Ste H
Downey, CA 90242-4019

Rancho Federal Credit Union is headquartered in Downey and is the 157th largest credit union in the state of California. It is also the 1,660th largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 33 employees and 10,383 members at 5 locations. Rancho Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to Los Angeles County employees who work at Rancho Los Amigos National Rehabilitation Center, Los Amigos Research and Education Institute, and Internal Service Department,Dept #300 and other select organizations.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rancho Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #1204
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-1.77%
Annual Interest Income$807.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$94.4MM$90.9MM
LoansQ1 2017vs Q1 2016$54.4MM$53.8MM
DepositsQ1 2017vs Q1 2016$86.9MM$83.3MM
Equity CapitalQ1 2017vs Q1 2016$6.8MM$7.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$173.00K$111.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$756.00K$210.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rancho Federal Credit Union Savings Account Rates

0.10%--Restricted Christmas Club
0.10%--Vacation Club
0.08%$1k$50kRegular Share
0.08%$100-Christmas Club
0.08%$1k-Special Savings

Rancho Federal Credit Union Money Market Rates

0.20%*$50k*$50kMoney Market
OTHER TIERS: 0.11% $2,500 - $50k

Rancho Federal Credit Union CD Rates

0.74%$1k-36 Month CD
0.57%$1k-24 Month CD
0.35%$1k-12 Month CD
0.21%$1k-6 Month CD
0.11%$1k-3 Month CD

Rancho Federal Credit Union IRA Rates

0.74%$1k-36 Month IRA
0.57%$1k-24 Month IRA
0.35%$1k-12 Month IRA
0.21%$1k-6 Month IRA
0.11%$1k-3 Month IRA

Rancho Federal Credit Union Locations
Branch Office12620 Erickson Ave Ste HDowney, CA 90242-4019
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