Rancho Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.90% | 1-year CD | 1.37% - National Average |
| 0.08% | Savings | 0.26% - National Average |
| 1.48% | 3-year CD | 1.87% - National Average |
Rancho Federal Credit Union is headquartered in Downey and is the 156th largest credit union in the state of California. It is also the 1,673rd largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 28 employees and 9,880 members at 4 locations. Rancho Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to Los Angeles County employees who work at Rancho Los Amigos National Rehabilitation Center, Los Amigos Research and Education Institute, and Internal Service Department,Dept #300 and other select organizations.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1204 |
| Year Chartered | 1936 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.21% |
| Return on Equity - YTD | 2.7% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $93.6MM$93.1MM |
| Loans | Q4 2018vs Q4 2017 | $53.9MM$56.0MM |
| Deposits | Q4 2018vs Q4 2017 | $85.7MM$85.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.2MM$6.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $181.00K$192.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $115.00K$489.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Rancho Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Rancho Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Restricted Christmas Club | |
| 0.10% | - | - | Vacation Club | |
| 0.08% | $1k | $50k | Regular Share | |
| 0.08% | $100 | - | Christmas Club | |
| 0.08% | $1k | - | Special Savings |
Rancho Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.37%* | $50k* | $50k | Money Market | ||
| OTHER TIERS: 0.17% → $2.5k - $50k | |||||
Rancho Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.48% | $1k | - | 36 Month CD | |
| 1.24% | $1k | - | 24 Month CD | |
| 0.90% | $1k | - | 12 Month CD | |
| 0.62% | $1k | - | 6 Month CD | |
| 0.26% | $1k | - | 3 Month CD |
Rancho Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.48% | $1k | - | 36 Month IRA | |
| 1.24% | $1k | - | 24 Month IRA | |
| 0.90% | $1k | - | 12 Month IRA | |
| 0.62% | $1k | - | 6 Month IRA | |
| 0.26% | $1k | - | 3 Month IRA |
| Rancho Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 12620 Erickson Ave Ste H | Downey, CA 90242-4019 |
| Branch Office | 705 W Arrow Hwy | Claremont, CA 91711-4812 |
| Branch Office | 101 E Beverly Blvd Ste 100 | Montebello, CA 90640-4314 |
| Branch Office | 8530 Stanton Ave | Buena Park, CA 90620-3930 |