Rancho Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ranchofcu.org

562-803-6401

12620 Erickson Ave Ste H
Downey, CA 90242

Rancho Federal Credit Union is headquartered in Downey and is the 148^th largest credit union in the state of California. It is also the 1,749^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 19 employees and 7,140 members at 3 locations. Rancho Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Rancho Federal Credit Union to members of seven UFCW Union Locals (8, 135, 324, 770, 1167, 1428, and 1442). Employees of more than 70 SEGs also qualify for membership.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1204
Year Chartered	1936
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.31%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$110.1MM$110MM
Loans	Q1 2025vs Q1 2024	$62.1MM$63.1MM
Deposits	Q1 2025vs Q1 2024	$102.3MM$101.8MM
Equity Capital	Q1 2025vs Q1 2024	$8.7MM$7.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$176K$189K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$161K$15K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Rancho Federal Credit Union are currently being reviewed.

Locations

Rancho Federal Credit Union Locations
Branch Office	12620 Erickson Ave Ste H	Downey, CA 90242-4019
Branch Office	705 W Arrow Hwy	Claremont, CA 91711-4812
Branch Office	8530 Stanton Ave	Buena Park, CA 90620-3930

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