Raritan Bay Federal Credit Union


Overview / Commentary
732-727-3500
491 Raritan St
Sayreville, NJ 08872

Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 28th largest credit union in the state of New Jersey. It is also the 1,781st largest credit union in the nation. It was established in 1941 and as of March of 2024, it had grown to 19 employees and 8,825 members at 1 location. Raritan Bay Federal Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Raritan Bay Federal Credit Union offers membership to those who live, work, worship, or attend school in Middlesex County, New Jersey.
See current membership details

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Health

Health Grade Components

Overall
NCUA #4726
Year Chartered1941
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD4.98%
Annual Interest Income$855K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$105.6MM$114.6MM
LoansQ1 2024vs Q1 2023$34.9MM$33.4MM
DepositsQ1 2024vs Q1 2023$100.6MM$110.5MM
Equity CapitalQ1 2024vs Q1 2023$4.5MM$3.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$377K$359K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$94K$394K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Raritan Bay Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Raritan Bay Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Holiday Club
0.05%$0-Vacation Club
0.02%$100-IRA Savings Account
0.02%$100-Savings Account
0.02%$100-First Step

Raritan Bay Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$10k*-Money Market Account
OTHER TIERS: 1.00% $2.5k - $10k

Raritan Bay Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$0$10kRewards Checking
OTHER TIERS: 0.03% $10k+

Raritan Bay Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-6 Month CD
3.00%$1k-12 Month CD
2.00%$1k-24 Month CD
1.10%$1k-36 Month CD
0.70%$1k-48 Month CD
0.10%$1k-18 Month CD

Raritan Bay Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-6 Month IRA
3.00%$1k-12 Month IRA
2.00%$1k-24 Month IRA
1.10%$1k-36 Month IRA
0.70%$1k-48 Month IRA
Locations


Raritan Bay Federal Credit Union Locations
Branch Office491 Raritan StSayreville, NJ 08872-1442

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