Raritan Bay Federal Credit Union

Overview / Commentary
491 Raritan St
Sayreville, NJ 08872

Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 28th largest credit union in the state of New Jersey. It is also the 1,781st largest credit union in the nation. It was established in 1941 and as of March of 2024, it had grown to 19 employees and 8,825 members at 1 location. Raritan Bay Federal Credit Union has a B health rating.

Field of Membership Restrictions

Raritan Bay Federal Credit Union offers membership to those who live, work, worship, or attend school in Middlesex County, New Jersey.
See current membership details

Reviews (2)

Cap Reduced

Posted by: |

The cap has been reduced from 20K to 10K according to CU website

Awful Bank Avoid It

Awful bank. I wanted to freeze my account because I was switching banks and they refused to freeze it I informed them that if anything got debited there would be no way to cover it. They stated basically too bad I will get a fee. Awful bank. Oh yeah during sandy they would only let you take out 100 dollars at a time no matter your balance in your account. Awful awful bank so many other credit unions out there that are better.


Health Grade Components

NCUA #4726
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD4.98%
Annual Interest Income$855K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$105.6MM$114.6MM
LoansQ1 2024vs Q1 2023$34.9MM$33.4MM
DepositsQ1 2024vs Q1 2023$100.6MM$110.5MM
Equity CapitalQ1 2024vs Q1 2023$4.5MM$3.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$377K$359K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$94K$394K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Raritan Bay Federal Credit Union are currently being reviewed.


Raritan Bay Federal Credit Union Locations
Branch Office491 Raritan StSayreville, NJ 08872-1442

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