Raritan Bay Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.60% | Reward Checking | Kasasa Cash 1.86% - National Average |
| 0.10% | Reward Savings | Kasasa Saver 0.82% - National Average |
| 0.18% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 34th largest credit union in the state of New Jersey. It is also the 1,725th largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 23 employees and 11,004 members at 2 locations. Raritan Bay Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Middlesex County.
See current membership details
Related Posts
Cap Reduced
The cap has been reduced from 20K to 10K according to CU website
Awful Bank Avoid It
Awful bank. I wanted to freeze my account because I was switching banks and they refused to freeze it I informed them that if anything got debited there would be no way to cover it. They stated basically too bad I will get a fee. Awful bank. Oh yeah during sandy they would only let you take out 100 dollars at a time no matter your balance in your account. Awful awful bank so many other credit unions out there that are better.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4726 |
| Year Chartered | 1941 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.98% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $88.3MM$81.3MM |
| Loans | Q2 2017vs Q2 2016 | $40.4MM$38.2MM |
| Deposits | Q2 2017vs Q2 2016 | $82.1MM$75.1MM |
| Equity Capital | Q2 2017vs Q2 2016 | $5.8MM$5.8MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $308.00K$402.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $491.00K$369.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Raritan Bay Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Raritan Bay Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10% | - | - | Holiday Club | ||
| 0.10% | - | - | Vacation Club | ||
| 0.10%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.05% → $10k+ | |||||
| 0.05% | $100 | - | IRA Savings Account | ||
| 0.05% | $100 | - | Savings Account | ||
Raritan Bay Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.18%* | $2k* | $2,500 | Student-Branch Mini-Market Account | ||
| OTHER TIERS: 0.10% → $25 - $1k | 0.15% → $1k - $2k | |||||
| 0.10% | $2,500 | - | Money Market Account | ||
Raritan Bay Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
Raritan Bay Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 48 Month CD | |
| 0.50% | $1k | - | 36 Month CD | |
| 0.35% | $1k | - | 24 Month CD | |
| 0.20% | $1k | - | 18 Month CD (New Money Only) | |
| 0.18% | $1k | - | 12 Month CD | |
| 0.15% | $1k | - | 6 Month CD |
Raritan Bay Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 48 Month IRA | |
| 0.50% | $1k | - | 36 Month IRA | |
| 0.35% | $1k | - | 24 Month IRA | |
| 0.18% | $1k | - | 12 Month IRA | |
| 0.15% | $1k | - | 6 Month IRA |
| Raritan Bay Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 491 Raritan St | Sayreville, NJ 08872-1442 |
| Branch Office | 93 Main St | South River, NJ 08882 |