Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 27th largest credit union in the state of New Jersey. It is also the 1,742nd largest credit union in the nation. It was established in 1941 and as of September of 2022, it had grown to 22 employees and 9,573 members at 2 locations. Raritan Bay Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.
Raritan Bay Federal Credit Union offers membership to those who work, worship, live or attend school in Middlesex County.
See current membership details
The cap has been reduced from 20K to 10K according to CU website
Awful bank. I wanted to freeze my account because I was switching banks and they refused to freeze it I informed them that if anything got debited there would be no way to cover it. They stated basically too bad I will get a fee. Awful bank. Oh yeah during sandy they would only let you take out 100 dollars at a time no matter your balance in your account. Awful awful bank so many other credit unions out there that are better.
Overall | |
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NCUA # | 4726 |
Year Chartered | 1941 |
Employees | 22 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.11% |
Return on Equity - YTD | -4.96% |
Annual Interest Income | $1.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $110.8MM$110.9MM |
Loans | Q3 2022vs Q3 2021 | $33.7MM$36.8MM |
Deposits | Q3 2022vs Q3 2021 | $107.7MM$103.1MM |
Equity Capital | Q3 2022vs Q3 2021 | $2.4MM$7.0MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $302.00K$403.00K |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $359.00K$834.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Raritan Bay Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Holiday Club | |
0.05% | - | - | Vacation Club | |
0.02% | $100 | - | IRA Savings Account | |
0.02% | $100 | - | Savings Account | |
0.02% | - | - | First Step |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | $10k* | - | Money Market Account | ||
OTHER TIERS: 0.25% → $2.5k - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | - | $10k | Rewards Checking | ||
OTHER TIERS: 0.03% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | $1k | - | 12 Month CD | |
2.00% | $1k | - | 24 Month CD | |
1.10% | $1k | - | 36 Month CD | |
0.70% | $1k | - | 48 Month CD | |
0.10% | $1k | - | 6 Month CD | |
0.10% | $1k | - | 18 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | $1k | - | 12 Month IRA | |
2.00% | $1k | - | 24 Month IRA | |
1.10% | $1k | - | 36 Month IRA | |
0.70% | $1k | - | 48 Month IRA | |
0.10% | $1k | - | 6 Month IRA |
Raritan Bay Federal Credit Union Locations | ||
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Branch Office | 491 Raritan St | Sayreville, NJ 08872-1442 |
Branch Office | 93 Main St | South River, NJ 08882 |