Raritan Bay Federal Credit Union

Overview / Commentary
491 Raritan St
Sayreville, NJ 08872

Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 27th largest credit union in the state of New Jersey. It is also the 1,709th largest credit union in the nation. It was established in 1941 and as of June of 2022, it had grown to 21 employees and 9,773 members at 2 locations. Raritan Bay Federal Credit Union has a B health rating.

Field of Membership Restrictions

Raritan Bay Federal Credit Union offers membership to those who work, worship, live or attend school in Middlesex County.
See current membership details

Reviews (2)

Cap Reduced

Posted by: |

The cap has been reduced from 20K to 10K according to CU website

Awful Bank Avoid It

Awful bank. I wanted to freeze my account because I was switching banks and they refused to freeze it I informed them that if anything got debited there would be no way to cover it. They stated basically too bad I will get a fee. Awful bank. Oh yeah during sandy they would only let you take out 100 dollars at a time no matter your balance in your account. Awful awful bank so many other credit unions out there that are better.


Health Grade Components

NCUA #4726
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-1.64%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$115.5MM$111.7MM
LoansQ2 2022vs Q2 2021$33.2MM$38.3MM
DepositsQ2 2022vs Q2 2021$108.5MM$104.5MM
Equity CapitalQ2 2022vs Q2 2021$4.1MM$6.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$321.00K$319.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$462.00K$1.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Raritan Bay Federal Credit Union are currently being reviewed.


Raritan Bay Federal Credit Union Locations
Branch Office491 Raritan StSayreville, NJ 08872-1442
Branch Office93 Main StSouth River, NJ 08882

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