Raritan Bay Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.60% | Reward Checking | 1.73% - National Average |
| 0.10% | Reward Savings | 0.81% - National Average |
| 0.18% | 1-year CD |
Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 32nd largest credit union in the state of New Jersey. It is also the 1,753rd largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 23 employees and 11,478 members at 2 locations. Raritan Bay Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Raritan Bay Federal Credit Union offers membership to those who work, worship, live or attend school in Middlesex County.
See current membership details
Related Posts
Cap Reduced
The cap has been reduced from 20K to 10K according to CU website
Awful Bank Avoid It
Awful bank. I wanted to freeze my account because I was switching banks and they refused to freeze it I informed them that if anything got debited there would be no way to cover it. They stated basically too bad I will get a fee. Awful bank. Oh yeah during sandy they would only let you take out 100 dollars at a time no matter your balance in your account. Awful awful bank so many other credit unions out there that are better.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4726 |
| Year Chartered | 1941 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 5.87% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $85.8MM$84.0MM |
| Loans | Q4 2018vs Q4 2017 | $52.0MM$43.3MM |
| Deposits | Q4 2018vs Q4 2017 | $79.6MM$78.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.0MM$5.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $377.00K$323.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $936.00K$627.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Raritan Bay Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Raritan Bay Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Holiday Club | |
| 0.10% | - | - | Vacation Club | |
| 0.10% | - | $10k | Kasasa Saver | |
| 0.05% | $100 | - | IRA Savings Account | |
| 0.05% | $100 | - | Savings Account |
Raritan Bay Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $5k | 0.30% → $5k - $10k | |||||
| 0.40%* | $500* | $1k | Student-Branch Mini-Market Account | ||
| OTHER TIERS: 0.15% → $1k - $2k | 0.18% → $2k - $2.5k | 0.20% → $25 - $250 | 0.30% → $250 - $500 | |||||
Raritan Bay Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
Raritan Bay Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $5k | - | 30 Month New Money CD Special | |
| 2.00% | $5k | - | 9 Month New Money CD Special | |
| 1.20% | $1k | - | 7 Month CD Special | |
| 0.75% | $1k | - | 48 Month CD | |
| 0.50% | $1k | - | 36 Month CD | |
| 0.35% | $1k | - | 24 Month CD | |
| 0.20% | $1k | - | 18 Month CD | |
| 0.18% | $1k | - | 12 Month CD | |
| 0.15% | $1k | - | 6 Month CD |
Raritan Bay Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 48 Month IRA | |
| 0.50% | $1k | - | 36 Month IRA | |
| 0.35% | $1k | - | 24 Month IRA | |
| 0.18% | $1k | - | 12 Month IRA | |
| 0.15% | $1k | - | 6 Month IRA |
| Raritan Bay Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 491 Raritan St | Sayreville, NJ 08872-1442 |
| Branch Office | 93 Main St | South River, NJ 08882 |