Raritan Bay Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.10% | Reward Checking | Kasasa Cash 1.82% - National Average |
| 0.15% | Reward Savings | Kasasa Saver 0.81% - National Average |
| 0.18% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 34th largest credit union in the state of New Jersey. It is also the 1,757th largest credit union in the nation. It was established in 1941 and as of December of 2016, it had grown to 25 employees and 10,870 members at 3 locations. Raritan Bay Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Middlesex County.
See current membership details
Related Posts
Cap Reduced
The cap has been reduced from 20K to 10K according to CU website
Awful Bank Avoid It
Awful bank. I wanted to freeze my account because I was switching banks and they refused to freeze it I informed them that if anything got debited there would be no way to cover it. They stated basically too bad I will get a fee. Awful bank. Oh yeah during sandy they would only let you take out 100 dollars at a time no matter your balance in your account. Awful awful bank so many other credit unions out there that are better.
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4726 |
| Year Chartered | 1941 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.06% |
| Return on Equity - YTD | 0.79% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $84.0MM$79.3MM |
| Loans | Q4 2016vs Q4 2015 | $38.3MM$38.4MM |
| Deposits | Q4 2016vs Q4 2015 | $77.9MM$73.0MM |
| Equity Capital | Q4 2016vs Q4 2015 | $6.0MM$5.9MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $333.00K$445.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $765.00K$649.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Raritan Bay Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Raritan Bay Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
| 0.10% | - | - | Holiday Club | ||
| 0.10% | - | - | Vacation Club | ||
| 0.05% | $100 | - | IRA Savings Account | ||
| 0.05% | $100 | - | Roth IRA Savings Account | ||
| 0.05% | $100 | - | Coverdell Education Savings Account | ||
| 0.05% | $100 | - | Savings Account | ||
Raritan Bay Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.18%* | $2k* | $2,500 | Student-Branch Mini-Market Account | ||
| OTHER TIERS: 0.10% → $25 - $1k | 0.15% → $1k - $2k | |||||
| 0.10% | $2,500 | - | Money Market Account | ||
Raritan Bay Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
Raritan Bay Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 48 Month CD | |
| 0.50% | $1k | - | 36 Month CD | |
| 0.35% | $1k | - | 24 Month CD | |
| 0.20% | $1k | - | 18 Month CD | |
| 0.18% | $1k | - | 12 Month CD | |
| 0.15% | $1k | - | 6 Month CD |
Raritan Bay Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 48 Month IRA | |
| 0.50% | $1k | - | 36 Month IRA | |
| 0.35% | $1k | - | 24 Month IRA | |
| 0.18% | $1k | - | 12 Month IRA | |
| 0.15% | $1k | - | 6 Month IRA |
| Raritan Bay Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 502 Washington Rd | Parlin, NJ 08859-1024 |
| Branch Office | 491 Raritan St | Sayreville, NJ 08872-1442 |
| Branch Office | 93 Main St | South River, NJ 08882 |