Ravalli County Federal Credit Union
Overview / Commentary
Ravalli County Federal Credit Union is headquartered in Hamilton and is the 20th largest credit union in the state of Montana. It is also the 2,131st largest credit union in the nation. It was established in 1969 and as of March of 2022, it had grown to 15 employees and 5,322 members at 2 locations. Ravalli County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Ravalli County Federal Credit Union is open to those who live, work, worship or recreate in Ravalli County, Montana.
See current membership details
Health
B+
Data as of Q1 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ravalli County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19732 |
| Year Chartered | 1969 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 4.14% |
| Annual Interest Income | $417.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $76.0MM$68.5MM |
| Loans | Q1 2022vs Q1 2021 | $34.4MM$30.1MM |
| Deposits | Q1 2022vs Q1 2021 | $68.6MM$61.7MM |
| Equity Capital | Q1 2022vs Q1 2021 | $6.8MM$6.3MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $57.00K$55.00K |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $40.00K$25.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |