Ravalli County Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.45% APY
30 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.08% | 1-year CD | 12 Month CD |
| 0.03% | Savings | Sub Shares Account |
| 0.45% | 3-year CD | 30 Month CD |
Overview / Commentary
Ravalli County Federal Credit Union is headquartered in Hamilton and is the 21st largest credit union in the state of Montana. It is also the 2,422nd largest credit union in the nation. It was established in 1969 and as of December of 2017, it had grown to 14 employees and 4,770 members at 1 location. Ravalli County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or recreate in Ravalli County.
See current membership details
Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ravalli County Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19732 |
| Year Chartered | 1969 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 6.9% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $45.3MM$41.3MM |
| Loans | Q4 2017vs Q4 2016 | $20.1MM$19.0MM |
| Deposits | Q4 2017vs Q4 2016 | $40.1MM$36.5MM |
| Equity Capital | Q4 2017vs Q4 2016 | $4.9MM$4.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $84.00K$127.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $110.00K$161.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Ravalli County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ravalli County Federal Credit Union Savings Account Rates
Ravalli County Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.08% | $1k | - | Money Maker Account |
Ravalli County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $500 | - | 30 Month CD | |
| 0.20% | $500 | - | 18 Month CD | |
| 0.08% | $500 | - | 12 Month CD | |
| 0.03% | $1k | - | 6 Month CD |
Locations
| Ravalli County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 501 N 1st St | Hamilton, MT 59840-2129 |