Rayne State Bank

Overview / Commentary
200 South Adams Avenue
Rayne, LA 70578

Rayne State Bank is headquartered in RAYNE and is the 36th largest bank in the state of Louisiana. It is also the 1,777th largest bank in the nation. It was established in 1943 and as of December of 2023, it had grown to 75 employees at 7 locations. Rayne State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #16075
Year Established1943
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD18.73%
Annual Interest Income$24.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$497.3MM$469.1MM
LoansQ4 2023vs Q4 2022$337MM$298.7MM
DepositsQ4 2023vs Q4 2022$441.1MM$420.5MM
Equity CapitalQ4 2023vs Q4 2022$50.9MM$44.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.9MM$5.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$150K$161K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

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Rayne State Bank Locations
Rayne State Bank & Trust Company200 S Adams AveRayne, LA 70578
Kaliste Saloom Branch410 Kaliste Saloom RoadLafayette, LA 70508
University Branch410 West University AvenueLafayette, LA 70501
Carencro Branch4200 N. University AvenueCarencro, LA 70520
Guilbeau Branch503 Guilbeau RoadLafayette, LA 70506
Church Point Branch741.5 South Main StreetChurch Point, LA 70525
Rayne Motor Branch200 Gabriels AlleyRayne, LA 70578

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