Rayne State Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

bankonnet.com

337-334-3191

200 South Adams Avenue
Rayne, LA 70578

Rayne State Bank is headquartered in RAYNE and is the 40^th largest bank in the state of Louisiana. It is also the 1,756^th largest bank in the nation. It was established in 1943 and as of March of 2025, it had grown to 72 employees at 7 locations. Rayne State Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	16075
Year Established	1943
Employees	72
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.85%
Return on Equity - YTD	23.16%
Annual Interest Income	$7.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$517.4MM$502.6MM
Loans	Q1 2025vs Q1 2024	$335.8MM$335.7MM
Deposits	Q1 2025vs Q1 2024	$468.9MM$444.8MM
Equity Capital	Q1 2025vs Q1 2024	$42.5MM$51.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6MM$5.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$91K$80K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Rayne State Bank.

Locations

Rayne State Bank Locations
Rayne State Bank & Trust Company	200 S Adams Ave	Rayne, LA 70578
Kaliste Saloom Branch	410 Kaliste Saloom Road	Lafayette, LA 70508
University Branch	410 West University Avenue	Lafayette, LA 70501
Carencro Branch	4200 N. University Avenue	Carencro, LA 70520
Guilbeau Branch	503 Guilbeau Road	Lafayette, LA 70506
Church Point Branch	741.5 South Main Street	Church Point, LA 70525
Rayne Motor Branch	200 Gabriels Alley	Rayne, LA 70578

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