2. Reading Cooperative Bank

Reading Cooperative Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.05%5-year CD
2.23% - National Average
0.25%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.01%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Reading Cooperative Bank rates »

Overview / Commentary
www.readingcoop.com
781-942-5000
180 Haven Street
Reading, MA 01867

Reading Cooperative Bank is headquartered in Reading and is the 68th largest bank in the state of Massachusetts. It is also the 1,278th largest bank in the nation. It was established in 1886 and as of September of 2018, it had grown to 79 employees at 8 locations. Reading Cooperative Bank has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26620
Year Established1886
Employees79
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.76%
Annual Interest Income$16.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$562.1MM$522.6MM
LoansQ3 2018vs Q3 2017$453.2MM$423.3MM
DepositsQ3 2018vs Q3 2017$443.6MM$416.2MM
Equity CapitalQ3 2018vs Q3 2017$47.3MM$46.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.0MM$2.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.7MM$466.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Reading Cooperative Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Reading Cooperative Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Health Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $100k
0.01%$10-Green Online Savings
0.01%$10-Online Christmas Savings
0.01%$10-Online Vacation Savings
0.01%$10-Passbook Savings
0.01%$10-Student Passbook Savings
0.01%$10-Student Statement Savings

Reading Cooperative Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.13% → $50k - $100k

Reading Cooperative Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-4 1/2 Year Variable CD
3.30%$500-3 Year Variable CD
1.05%$500-5 Year CD
0.90%$500-4 Year CD
0.75%$500-3 Year CD
0.40%$500-2 Year CD
0.30%$500-2 Year - No Penalty after 12 Month CD
0.25%$500-1 Year CD
0.10%$500-6 Month CD

Reading Cooperative Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-4 1/2 Year Variable IRA
3.30%$500-3 Year Variable IRA
1.05%$500-5 Year IRA
0.90%$500-4 Year IRA
0.75%$500-3 Year IRA
0.40%$500-2 Year IRA
0.30%$500-2 Year - No Penalty after 12 Month IRA
0.25%$500-1 Year IRA
0.10%$500-6 Month IRA
Locations


Reading Cooperative Bank Locations
Burlington Office Branch10 Wall StreetBurlington, MA 01803
North Reading Branch170 Park StreetNorth Reading, MA 01864
Andover Branch18-20 Central StreetAndover, MA 01810
Reading Co-Operative Bank180 Haven StreetReading, MA 01867
Lowell Street Wilmington Branch230 Lowell StreetWilmington, MA 01887
Wilmington Branch352 Middlesex AvenueWilmington, MA 01887
Reading Memorial High School Branch62 Oakland RoadReading, MA 01867
Nemt Branch100 Hemlock RoadWakefield, MA 01880

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.