Reading Cooperative Bank


Overview / Commentary
781-942-5000
180 Haven Street
Reading, MA 01867

Reading Cooperative Bank is headquartered in Reading and is the 69th largest bank in the state of Massachusetts. It is also the 1,268th largest bank in the nation. It was established in 1886 and as of June of 2019, it had grown to 81 employees at 8 locations. Reading Cooperative Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26620
Year Established1886
Employees81
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.75%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$579.7MM$555.3MM
LoansQ2 2019vs Q2 2018$456.0MM$445.8MM
DepositsQ2 2019vs Q2 2018$475.1MM$416.7MM
Equity CapitalQ2 2019vs Q2 2018$52.4MM$47.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.7MM$2.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.3MM$1.7MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates

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Locations


Reading Cooperative Bank Locations
Burlington Office Branch10 Wall StreetBurlington, MA 01803
North Reading Branch170 Park StreetNorth Reading, MA 01864
Andover Branch18-20 Central StreetAndover, MA 01810
Reading Co-Operative Bank180 Haven StreetReading, MA 01867
Lowell Street Wilmington Branch230 Lowell StreetWilmington, MA 01887
Wilmington Branch352 Middlesex AvenueWilmington, MA 01887
Reading Memorial High School Branch62 Oakland RoadReading, MA 01867
Nemt Branch100 Hemlock RoadWakefield, MA 01880

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