Red River Credit Union is headquartered in Texarkana and is the 25th largest credit union in the state of Texas. It is also the 331st largest credit union in the nation. It was established in 1943 and as of December of 2023, it had grown to 353 employees and 118,485 members at 29 locations. Red River Credit Union's money market rates are 9X the national average, and it has an A health rating.
Red River Credit Union is open to those who live, work, worship, or attend school in any of 72 Arkansas, 4 Mississippi, 20 Oklahoma, and 43 Texas counties, and 31 Louisiana parishes. Civilian and military personnel of the Department of Defense who work at Red River Army Depot or the Lone Star Ammunition Plant, in Bowie County, Texas, or contractors and employees of contractors who regularly work at Red River Army Depot are also eligible to join. Member of the American Consumer Council or Cornerstone Credit Union Foundation also eligible. Immediate family of a current Red River Credit Union member also qualify for membership.
Arkansas counties – Arkansas, Ashley, Baxter, Benton, Boone, Bradley, Calhoun, Carroll, Chicot, Clark, Clay, Cleburne, Cleveland, Columbia, Conway, Crawford, Crittenden, Cross, Dallas, Desha, Drew, Faulkner, Franklin, Fulton, Garland, Grant, Hempstead, Hot Spring, Howard, Independence, Izard, Jackson, Jefferson, Johnson, Lafayette, Lawrence, Lee, Lincoln, Little River, Logan, Lonoke, Madison, Marion, Miller, Monroe, Montgomery, Nevada, Newton, Ouachita, Perry, Phillips, Pike, Poinsett, Polk, Pope, Prairie, Pulaski, Randolph, Saline, Scott, Searcy, Sebastian, Sevier, Sharp, St. Francis, Stone, Union, Van Buren, Washington, White, Woodruff, and Yell.
Louisiana parishes – Avoyelles, Beauregard, Bienville, Bossier, Caddo, Caldwell, Catahoula, Claiborne, Concordia, De Soto, East Carroll, Evangeline, Franklin, Grant, Jackson, La Salle, Lincoln, Madison, Morehouse, Natchitoches, Ouachita, Rapides, Red River, Richland, Sabine, Tensas, Union, Vernon, Webster, West Carroll, and Winn.
Mississippi counties – Coahoma, Panola, Quitman, and Tallahatchie.
Oklahoma counties – Adar, Atoka, Bryan, Carter, Choctaw, Coal, Garvin, Haskell, Hughes, Johnston, Latimer, Le Flore, McCurtain, McIntosh, Murray, Muskogee, Pittsburg, Pontotoc, Pushmataha, and Sequoyah.
Texas counties – Anderson, Angelina, Bowie, Camp, Cass, Cherokee, Dallas, Delta, Fannin, Franklin, Grayson, Gregg, Hardin, Harrison, Henderson, Hopkins, Houston, Hunt, Jasper, Kaufman, Lamar, Liberty, Marion, Morris, Nacogdoches, Navarro, Newton, Panola, Polk, Red River, Rockwall, Rusk, Sabine, San Augustine, San Jacinto, Shelby, Smith, Tarrant, Titus, Trinity, Tyler, Upshur, and Wood.
See current membership details
I've been with RRCU for 9 years and it's not my grandad's credit union. They have everything the big banks have but constantly better rates and incentives.
Overall | |
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NCUA # | 5029 |
Year Chartered | 1943 |
Employees | 353 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.35% |
Return on Equity - YTD | 10.3% |
Annual Interest Income | $66.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2023vs Q4 2022 | $1.4B$1.32B |
Loans | Q4 2023vs Q4 2022 | $1.04B$998.9MM |
Deposits | Q4 2023vs Q4 2022 | $1.19B$1.13B |
Equity Capital | Q4 2023vs Q4 2022 | $183MM$160.7MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $12.6MM$11.9MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $9.3MM$7.7MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $74K$77K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.