Red River Credit Union

Overview / Commentary
4405 Summerhill Rd
Texarkana, TX 75503

Red River Credit Union is headquartered in Texarkana and is the 25th largest credit union in the state of Texas. It is also the 341st largest credit union in the nation. It was established in 1943 and as of September of 2021, it had grown to 344 employees and 120,272 members at 28 locations. Red River Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Red River Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in, and businesses and other legal entities located in the Texas counties of Bowie, Camp, Cass, Delta, Franklin, Harrison, Hopkins, Hunt, Lamar, Marion, Morris, Redriver or Titus; or the Arkansas counties of Clark, Columbia, Hempstead, Hot Spring, Howard, Lafayette, Little River, Miller, Nevada, Pike, Sevier, or Union; or the Mississippi counties of Bolivar, Coahoma, Panola, Quitman, or Tallahatchie; or the Louisiana parishes of Bossier or Caddo.
See current membership details

Related Posts

Red River Credit Union Increases Short-Term CD Rates - 10/7/2021

Red River Credit Union (AR/LA/MS/TX) has boosted the rates on its 12-month and 18-month CDs ($500 minimum) to very competitive levels. Also offered as IRA CDs.

Red River Credit Union Continues To Offer Competitive CD Rates - 9/22/2021

Red River Credit Union (AR/LA/MS/TX) continues to offer competitive rates on its entire CD product line. Minimum opening deposit is $500, with no stated balance cap.

Red River Credit Union CDs Maintain Competitive Rates - 8/11/2021

Red River Credit Union (TX/AR/LA/MS) has maintained competitive rates on its short- and long-term CDs. Minimum opening deposit is $500, with no stated balance cap.

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Health Grade Components

NCUA #5029
Year Chartered1943
Primary Regulator
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD16.2%
Annual Interest Income$33.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.23B$1.11B
LoansQ3 2021vs Q3 2020$868.0MM$804.2MM
DepositsQ3 2021vs Q3 2020$1.07B$967.8MM
Equity CapitalQ3 2021vs Q3 2020$135.5MM$115.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$9.4MM$8.1MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$4.3MM$5.7MM
Real Estate OwnedQ3 2021vs Q3 2020$425.00K$725.00K
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Always verify rates and promotions with the bank or credit union. We are not Red River Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Red River Credit Union Savings Account Rates

0.75%--IRA Savings Account
0.10%$5-Regular Savings Account
0.10%$5-HSA Savings
0.10%$5-Commercial Savings Account
0.10%--Christmas Club Account
0.10%--Tax Savings Account
0.05%--HSA Checking

Red River Credit Union Money Market Rates

0.70%*$150k*-Commercial Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $150k
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $50k

Red River Credit Union Checking Account Rates

0.05%--Business Checking
0.05%--MembersChoice Premier Checking
0.05%--Organizational Checking
0.05%--Non-Profit Checking
0.05%--Sole Proprietorship Checking
0.05%--Varsity Club Checking

Red River Credit Union CD Rates

1.31%$500-60 Month CD (Monthly)
1.16%$500-48 Month CD (Monthly)
1.11%$500-36 Month CD (Monthly)
1.06%$500-24 Month CD (Monthly)
1.01%$500-18 Month CD (Monthly)
0.96%$500-12 Month CD (Monthly)
0.51%$500-6 Month CD (Monthly)

Red River Credit Union IRA Rates

1.31%$500-60 Month IRA (Monthly)
1.16%$500-48 Month IRA (Monthly)
1.11%$500-36 Month IRA (Monthly)
1.06%$500-24 Month IRA (Monthly)
1.01%$500-18 Month Traditional IRA (Monthly)
0.96%$500-12 Month IRA (Monthly)


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