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Red River Credit Union


Overview / Commentary
www.rrcu.com
903-735-3000
4405 Summerhill Rd
Texarkana, TX 75503

Red River Credit Union is headquartered in Texarkana and is the 25th largest credit union in the state of Texas. It is also the 335th largest credit union in the nation. It was established in 1943 and as of June of 2022, it had grown to 344 employees and 114,968 members at 26 locations. Red River Credit Union's money market rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Red River Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in the Texas counties of Delta, Lamar, Hunt, Franklin, Hopkins, Camp, Marion, Red River, Harrison, Titus, Morris, Cass, or Bowie; the Arkansas counties of Columbia, Union, Clark, Pike, Hot Springs, Howard, Sevier, Hempstead, Little River, Nevada, Miller, or Lafayette; or the Louisiana parishes of Bossier or Caddo. Relatives of current Red River Credit Union members are also eligible.
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Health
A+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #5029
Year Chartered1943
Employees344
Primary Regulator
Profit Margin
Return on Assets - YTD1.82%
Return on Equity - YTD15.88%
Annual Interest Income$23.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.30B$1.22B
LoansQ2 2022vs Q2 2021$948.6MM$854.5MM
DepositsQ2 2022vs Q2 2021$1.12B$1.06B
Equity CapitalQ2 2022vs Q2 2021$149.9MM$130.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$11.1MM$8.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$6.7MM$4.6MM
Real Estate OwnedQ2 2022vs Q2 2021$0$452.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Red River Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--IRA Savings Account
0.10%$5-Regular Savings Account
0.10%$5-HSA Savings
0.10%$5-Commercial Savings Account
0.10%--Christmas Club Account
0.10%--Tax Savings Account
0.05%--HSA Checking

Red River Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$500k*-Commercial Money Market Account
OTHER TIERS: 1.75% → $2.5k - $100k | 2.00% → $100k - $250k | 2.25% → $250k - $500k
2.25%*$250k*-Money Market Account
OTHER TIERS: 1.75% → $2.5k - $100k | 2.00% → $100k - $250k

Red River Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Business Checking
0.05%--MembersChoice Premier Checking
0.05%--Organizational Checking
0.05%--Non-Profit Checking
0.05%--Sole Proprietorship Checking
0.05%--Varsity Club Checking

Red River Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.02%$500-12 Month CD (Monthly)
3.81%$500-24 Month CD (Monthly)
3.71%$500-18 Month CD (Monthly)
3.04%$500-48 Month CD (Monthly)
3.04%$500-36 Month CD (Monthly)
3.04%$500-60 Month CD (Monthly)
2.78%$500-6 Month CD (Monthly)

Red River Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.02%$500-12 Month IRA (Monthly)
3.81%$500-24 Month IRA (Monthly)
3.71%$500-18 Month Traditional IRA (Monthly)
3.04%$500-36 Month IRA (Monthly)
3.04%$500-48 Month IRA (Monthly)
3.04%$500-60 Month IRA (Monthly)
Locations

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