Red River Credit Union

Overview / Commentary
4405 Summerhill Rd
Texarkana, TX 75503

Red River Credit Union is headquartered in Texarkana and is the 24th largest credit union in the state of Texas. It is also the 337th largest credit union in the nation. It was established in 1943 and as of March of 2021, it had grown to 339 employees and 117,178 members at 28 locations. Red River Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Red River Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in, and businesses and other legal entities located in the Texas counties of Bowie, Camp, Cass, Delta, Franklin, Harrison, Hopkins, Hunt, Lamar, Marion, Morris, Redriver or Titus; or the Arkansas counties of Clark, Columbia, Hempstead, Hot Spring, Howard, Lafayette, Little River, Miller, Nevada, Pike, Sevier, or Union; or the Mississippi counties of Bolivar, Coahoma, Panola, Quitman, or Tallahatchie; or the Louisiana parishes of Bossier or Caddo.
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Health Grade Components

NCUA #5029
Year Chartered1943
Primary Regulator
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD16.18%
Annual Interest Income$11.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.22B$1.03B
LoansQ1 2021vs Q1 2020$847.3MM$732.1MM
DepositsQ1 2021vs Q1 2020$1.07B$895.4MM
Equity CapitalQ1 2021vs Q1 2020$124.0MM$109.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$8.6MM$8.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.7MM$5.3MM
Real Estate OwnedQ1 2021vs Q1 2020$588.00K$1.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Red River Credit Union Savings Account Rates

0.75%--IRA Savings Account
0.10%$5-Regular Savings Account
0.10%$5-HSA Savings
0.10%$5-Commercial Savings Account
0.10%--Christmas Club Account
0.10%--Tax Savings Account
0.05%--HSA Checking

Red River Credit Union Money Market Rates

0.70%*$150k*-Commercial Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $150k
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $50k

Red River Credit Union Checking Account Rates

0.05%--Business Checking
0.05%--MembersChoice Premier Checking
0.05%--Organizational Checking
0.05%--Non-Profit Checking
0.05%--Sole Proprietorship Checking
0.05%--Varsity Club Checking

Red River Credit Union CD Rates

1.31%$500-60 Month CD (Monthly)
1.16%$500-48 Month CD (Monthly)
1.11%$500-36 Month CD (Monthly)
1.06%$500-24 Month CD (Monthly)
0.86%$500-18 Month CD (Monthly)
0.81%$500-12 Month CD (Monthly)
0.51%$500-6 Month CD (Monthly)

Red River Credit Union IRA Rates

1.31%$500-60 Month IRA (Monthly)
1.16%$500-48 Month IRA (Monthly)
1.11%$500-36 Month IRA (Monthly)
1.06%$500-24 Month IRA (Monthly)
0.86%$500-18 Month Traditional IRA (Monthly)
0.81%$500-12 Month IRA (Monthly)


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