Red River Credit Union


Overview / Commentary
903-735-3000
4405 Summerhill Rd
Texarkana, TX 75503

Red River Credit Union is headquartered in Texarkana and is the 24th largest credit union in the state of Texas. It is also the 333rd largest credit union in the nation. It was established in 1943 and as of December of 2021, it had grown to 347 employees and 120,895 members at 26 locations. Red River Credit Union's CD rates are 46% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Red River Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in, and businesses and other legal entities located in the Texas counties of Bowie, Camp, Cass, Delta, Franklin, Harrison, Hopkins, Hunt, Lamar, Marion, Morris, Redriver or Titus; or the Arkansas counties of Clark, Columbia, Hempstead, Hot Spring, Howard, Lafayette, Little River, Miller, Nevada, Pike, Sevier, or Union; or the Mississippi counties of Bolivar, Coahoma, Panola, Quitman, or Tallahatchie; or the Louisiana parishes of Bossier or Caddo.
See current membership details

Related Posts

Red River Credit Union Increases Short-Term CD Rates - 10/7/2021

Red River Credit Union (AR/LA/MS/TX) has boosted the rates on its 12-month and 18-month CDs ($500 minimum) to very competitive levels. Also offered as IRA CDs.

Red River Credit Union Continues To Offer Competitive CD Rates - 9/22/2021

Red River Credit Union (AR/LA/MS/TX) continues to offer competitive rates on its entire CD product line. Minimum opening deposit is $500, with no stated balance cap.

Red River Credit Union CDs Maintain Competitive Rates - 8/11/2021

Red River Credit Union (TX/AR/LA/MS) has maintained competitive rates on its short- and long-term CDs. Minimum opening deposit is $500, with no stated balance cap.

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Health
A+

Health Grade Components

Overall
NCUA #5029
Year Chartered1943
Employees347
Primary Regulator
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD14.99%
Annual Interest Income$44.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.28B$1.14B
LoansQ4 2021vs Q4 2020$884.5MM$830.7MM
DepositsQ4 2021vs Q4 2020$1.10B$988.8MM
Equity CapitalQ4 2021vs Q4 2020$140.0MM$118.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$10.0MM$8.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$5.3MM$6.4MM
Real Estate OwnedQ4 2021vs Q4 2020$346.00K$718.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Red River Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Red River Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--IRA Savings Account
0.10%$5-Regular Savings Account
0.10%$5-HSA Savings
0.10%$5-Commercial Savings Account
0.10%--Christmas Club Account
0.10%--Tax Savings Account
0.05%--HSA Checking

Red River Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$150k*-Commercial Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $150k
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $50k

Red River Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Business Checking
0.05%--MembersChoice Premier Checking
0.05%--Organizational Checking
0.05%--Non-Profit Checking
0.05%--Sole Proprietorship Checking
0.05%--Varsity Club Checking

Red River Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$500-60 Month CD (Monthly)
1.51%$500-48 Month CD (Monthly)
1.46%$500-36 Month CD (Monthly)
1.41%$500-24 Month CD (Monthly)
1.36%$500-18 Month CD (Monthly)
1.31%$500-12 Month CD (Monthly)
0.86%$500-6 Month CD (Monthly)

Red River Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$500-60 Month IRA (Monthly)
1.51%$500-48 Month IRA (Monthly)
1.46%$500-36 Month IRA (Monthly)
1.41%$500-24 Month IRA (Monthly)
1.36%$500-18 Month Traditional IRA (Monthly)
1.31%$500-12 Month IRA (Monthly)
Locations

Availability



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