Regional Federal Credit Union

Overview / Commentary
7144 Kennedy Ave
Hammond, IN 46323

Regional Federal Credit Union is headquartered in Hammond and is the 31st largest credit union in the state of Indiana. It is also the 1,324th largest credit union in the nation. It was established in 1962 and as of June of 2022, it had grown to 37 employees and 23,848 members at 3 locations. Regional Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Regional Federal Credit Union, is open to those who live or work, attend school or church, or do business in Hammond, Highland, Hobart Gary, East Chicago, Whiting, Griffith, New Chicago or Porter County.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #15072
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.68%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$182.6MM$174.6MM
LoansQ2 2022vs Q2 2021$89.2MM$74.2MM
DepositsQ2 2022vs Q2 2021$166.4MM$157.8MM
Equity CapitalQ2 2022vs Q2 2021$14.9MM$16.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$590.00K$613.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$428.00K$402.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Regional Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Regional Federal Credit Union Savings Account Rates

0.50%*$5k*-IRA Savings
OTHER TIERS: 0.15% Up to $1k | 0.25% $1k - $5k
0.35%*$25k*-D.C.A Savings
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $25k
0.10%$200-Regular Savings
0.10%$200-Special Savings

Regional Federal Credit Union Checking Account Rates

0.15%*$2.5k*-Checking Plus
OTHER TIERS: 0.10% $1k - $2.5k

Regional Federal Credit Union CD Rates

0.40%$25-6 Month Head Start Youth CD
0.35%$1k-30 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$1k-6 Month CD
0.20%$25-12 Month Save to Win CD
0.15%$10k-3 Month VIP CD

Regional Federal Credit Union IRA Rates

0.50%$1k-24 Month IRA

Regional Federal Credit Union Locations
Branch Office2801 Boilermaker CtValparaiso, IN 46383-8400
Branch Office7144 Kennedy AveHammond, IN 46323-2225
Branch Office389 W US Highway 6Valparaiso, IN 46385

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.