Regional Federal Credit Union

Overview / Commentary

www.regionalfcu.org

800-762-7419

7144 Kennedy Ave
Hammond, IN 46323

Regional Federal Credit Union is headquartered in Hammond and is the 30^th largest credit union in the state of Indiana. It is also the 1,312^th largest credit union in the nation. It was established in 1962 and as of December of 2021, it had grown to 36 employees and 23,762 members at 3 locations. Regional Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Regional Federal Credit Union, is open to those who live or work, attend school or church, or do business in Hammond, Highland, Hobart Gary, East Chicago, Whiting, Griffith, New Chicago or Porter County.
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Health

Data as of Q4 2021

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Health Grade Components

Overall
NCUA #	15072
Year Chartered	1962
Employees	36
Primary Regulator

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	10.7%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$180.7MM$161.8MM
Loans	Q4 2021vs Q4 2020	$76.3MM$76.8MM
Deposits	Q4 2021vs Q4 2020	$163.3MM$142.3MM
Equity Capital	Q4 2021vs Q4 2020	$18.0MM$17.2MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$563.00K$576.00K
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$380.00K$345.00K
Real Estate Owned	Q4 2021vs Q4 2020	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Regional Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$5k^*	-	IRA Savings
OTHER TIERS: 0.15% → Up to $1k \| 0.25% → $1k - $5k
0.35%^*	$25k^*	-	D.C.A Savings
OTHER TIERS: 0.20% → $2.5k - $10k \| 0.25% → $10k - $25k
0.10%	$200	-	Regular Savings
0.10%	$200	-	Special Savings

Regional Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$2.5k^*	-	Checking Plus
OTHER TIERS: 0.10% → $1k - $2.5k

Regional Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$25	-	6 Month Head Start Youth CD
0.35%	$1k	-	30 Month CD
0.30%	$1k	-	18 Month CD
0.25%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD
0.20%	$25	-	12 Month Save to Win CD
0.15%	$10k	-	3 Month VIP CD

Regional Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1k	-	24 Month IRA

Locations

Regional Federal Credit Union Locations
Branch Office	2801 Boilermaker Ct	Valparaiso, IN 46383-8400
Branch Office	7144 Kennedy Ave	Hammond, IN 46323-2225
Branch Office	389 W US Highway 6	Valparaiso, IN 46385

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