Regional Federal Credit Union

Overview / Commentary
7144 Kennedy Ave
Hammond, IN 46323

Regional Federal Credit Union is headquartered in Hammond and is the 30th largest credit union in the state of Indiana. It is also the 1,312th largest credit union in the nation. It was established in 1962 and as of December of 2021, it had grown to 36 employees and 23,762 members at 3 locations. Regional Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Regional Federal Credit Union, is open to those who live or work, attend school or church, or do business in Hammond, Highland, Hobart Gary, East Chicago, Whiting, Griffith, New Chicago or Porter County.
See current membership details


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Health Grade Components

NCUA #15072
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.7%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$180.7MM$161.8MM
LoansQ4 2021vs Q4 2020$76.3MM$76.8MM
DepositsQ4 2021vs Q4 2020$163.3MM$142.3MM
Equity CapitalQ4 2021vs Q4 2020$18.0MM$17.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$563.00K$576.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$380.00K$345.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Regional Federal Credit Union Savings Account Rates

0.50%*$5k*-IRA Savings
OTHER TIERS: 0.15% Up to $1k | 0.25% $1k - $5k
0.35%*$25k*-D.C.A Savings
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $25k
0.10%$200-Regular Savings
0.10%$200-Special Savings

Regional Federal Credit Union Checking Account Rates

0.15%*$2.5k*-Checking Plus
OTHER TIERS: 0.10% $1k - $2.5k

Regional Federal Credit Union CD Rates

0.40%$25-6 Month Head Start Youth CD
0.35%$1k-30 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$1k-6 Month CD
0.20%$25-12 Month Save to Win CD
0.15%$10k-3 Month VIP CD

Regional Federal Credit Union IRA Rates

0.50%$1k-24 Month IRA

Regional Federal Credit Union Locations
Branch Office2801 Boilermaker CtValparaiso, IN 46383-8400
Branch Office7144 Kennedy AveHammond, IN 46323-2225
Branch Office389 W US Highway 6Valparaiso, IN 46385

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