Regional Federal Credit Union

Overview / Commentary
7144 Kennedy Ave
Hammond, IN 46323-2225

Regional Federal Credit Union is headquartered in Hammond and is the 31st largest credit union in the state of Indiana. It is also the 1,316th largest credit union in the nation. It was established in 1962 and as of September of 2023, it had grown to 30 employees and 24,454 members at 3 locations. Regional Federal Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership to Regional Federal Credit Union, is open to those who live or work, attend school or church, or do business in Hammond, Highland, Hobart Gary, East Chicago, Whiting, Griffith, New Chicago or Porter County.
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Health Grade Components

NCUA #15072
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD13.09%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$182.8MM$183.6MM
LoansQ3 2023vs Q3 2022$105.4MM$92.1MM
DepositsQ3 2023vs Q3 2022$165.4MM$170MM
Equity CapitalQ3 2023vs Q3 2022$16.8MM$13.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$695K$646K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1MM$519K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Regional Federal Credit Union Savings Account Rates

1.01%*$5k*-IRA Savings
OTHER TIERS: 0.15% Up to $1k | 0.25% $1k - $5k
0.64%*$25k*-D.C.A Savings
OTHER TIERS: 0.20% $2.5k - $10k | 0.44% $10k - $25k
0.10%--Regular Savings
0.10%--Special Savings

Regional Federal Credit Union Checking Account Rates

0.15%*$2.5k*-Checking Plus
OTHER TIERS: 0.10% $1k - $2.5k

Regional Federal Credit Union CD Rates

2.53%$1k-30 Month CD
2.02%$1k-18 Month CD
1.51%$1k-12 Month CD
1.02%$1k-6 Month CD
1.01%$10k-3 Month VIP CD
0.71%$25$1k6 Month Head Start Youth CD
0.50%$25-12 Month Save to Win CD

Regional Federal Credit Union IRA Rates

3.04%$1k-24 Month IRA

Regional Federal Credit Union Locations
Branch Office2801 Boilermaker CtValparaiso, IN 46383-8400
Branch Office7144 Kennedy AveHammond, IN 46323-2225
Branch Office389 W US Highway 6Valparaiso, IN 46385

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