RelyOn Credit Union

Overview / Commentary
315 E. Fair Street
Kaufman, TX 75142

RelyOn Credit Union is headquartered in Kaufman and is the 163rd largest credit union in the state of Texas. It is also the 2,011th largest credit union in the nation. It was established in 1952 and as of December of 2023, it had grown to 32 employees and 8,319 members at 2 locations. RelyOn Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in RelyOn Credit Union is open to those who live, work, attend school, or worship in Dallas or Kaufman Counties in Texas.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. RelyOn Credit Union has a relatively low asset base, and a negative return on assets.

Health Grade Components

NCUA #68325
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-2.3%
Return on Equity - YTD-38.14%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$81.9MM$92.3MM
LoansQ4 2023vs Q4 2022$68.2MM$73.3MM
DepositsQ4 2023vs Q4 2022$74.4MM$81.4MM
Equity CapitalQ4 2023vs Q4 2022$5.1MM$8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.1MM$576K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$961K$1.4MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

RelyOn Credit Union Savings Account Rates

3.00%*-$3kHealth Savings Account
OTHER TIERS: 0.05% $3k+
3.00%*-$3kLittle Foot Youth Savings
OTHER TIERS: 0.05% $3k+
0.25%$500-IRA Savings Account
0.10%$500-Regular Savings Account

RelyOn Credit Union Money Market Rates

0.35%*$100k*-Money Market Savings Account
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Business Money Market Savings
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

RelyOn Credit Union Checking Account Rates

0.01%$500-RelyOn 365 Checking with Interest

RelyOn Credit Union CD Rates

4.15%$1k-18 Month Share Certificate
4.05%$1k-24 Month Share Certificate
4.00%$1k-12 Month Share Certificate
4.00%$1k-30 Month Share Certificate
4.00%$1k-36 Month Share Certificate
2.75%$1k-6 Month Share Certificate
0.60%$1k-3 Month Share Certificate

RelyOn Credit Union IRA Rates

2.70%--12 Month IRA Share Certificate
2.65%--24 Month IRA Share Certificate
2.55%--36 Month IRA Share Certificate

RelyOn Credit Union Locations
Branch Office315 E Fair StKaufman, TX 75142-3527
Branch Office471 Marketplace Blvd Suite 200Forney, TX 75126

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