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Republic Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.republicbank.com
502-584-3600
601 West Market Street
Louisville, KY 40202

Republic Bank is headquartered in LOUISVILLE and is the 2nd largest bank in the state of Kentucky. It is also the 217th largest bank in the nation. It was established in 1982 and as of March of 2025, it had grown to 981 employees at 48 locations. Republic Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #23627
Year Established1982
Employees981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.72%
Return on Equity - YTD19.76%
Annual Interest Income$129.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$7.07B$6.87B
LoansQ1 2025vs Q1 2024$5.22B$5.22B
DepositsQ1 2025vs Q1 2024$5.46B$5.46B
Equity CapitalQ1 2025vs Q1 2024$978.5MM$895.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$106.3MM$108.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$23MM$21.4MM
Real Estate OwnedQ1 2025vs Q1 2024$1.1MM$1.5MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Republic Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Republic Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%†$0-Advantage Savings
0.05%†$0-Easy Savings

Republic Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*†$1m*-Commercial Money Market Max
OTHER TIERS: 0.40% → $0 - $50k | 0.65% → $50k - $100k | 1.19% → $100k - $1m
0.45%*†$500k*-Business Money Market Account
OTHER TIERS: 0.35% → $0 - $100k | 0.40% → $100k - $500k
0.15%†$0-Money Market Account

Republic Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†$0-Premium Checking
0.01%†$0-Flex Checking

Republic Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%†$1k$2mBusiness 6 Month CD
4.10%†$1k$2m6 Month CD
4.00%†$1k$2m60 Month CD
4.00%†$1k$2mBusiness 60 Month CD
4.00%†$1k$2m11 Month CD
4.00%†$1k$2mBusiness 11 Month CD
3.65%†$1k$2m48 Month CD
3.65%†$1k$2mBusiness 48 Month CD
3.50%†$1k$2m36 Month CD
3.50%†$1k$2mBusiness 36 Month CD
3.25%†$1k$2m12 Month CD
3.25%†$1k$2mBusiness 12 Month CD
3.00%†$1k$2m15 Month CD
3.00%†$1k$2mBusiness 15 Month CD
2.75%†$1k$2m24 Month CD
2.75%†$1k$2mBusiness 24 Month CD
2.65%†$1k$2m18 Month CD
2.65%†$1k$2mBusiness 18 Month CD

Republic Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%†$1k$2m6 Month IRA
4.00%†$1k$2m60 Month IRA
4.00%†$1k$2m11 Month IRA
3.65%†$1k$2m48 Month IRA
3.50%†$1k$2m36 Month IRA
3.00%†$1k$2m15 Month IRA
2.75%†$1k$2m24 Month IRA
2.65%†$1k$2m18 Month IRA
1.25%†$1k$2m12 Month IRA
Locations

Availability

Cincinnati Area

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