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Overview / Commentary
214-319-3100
1200 Bellview St
Dallas, TX 75215-1837

Resource One Credit Union is headquartered in Dallas and is the 48th largest credit union in the state of Texas. It is also the 550th largest credit union in the nation. It was established in 1936 and as of March of 2016, it had grown to 143 employees and 54,547 members at 10 locations. Resource One Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Dallas or the Houston are of northwest Harris County, Texas. Membership is also open to employees of select partner groups.
See current membership details

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Reviews (3)

Resource One Credit Union review

Posted by: SkylarZ | Oct 1, 2015

I have had had a checking and savings account with Resource One for about 8 years now, since my sophomore year of high school and have nothing but great things to say about it. Over those years I have been a klutz and lost my card numerous times. There is never any long wait, hesitation or confusion with issuing me a new card. Not only that, but there is no fees or requirements for having an account, and when opening the checking and savings accounts I was only asked to put $25 into each-very cheap compared to most! The only issue I am faced with is that there aren't very many locations at all around me, so I have to do all my communication over the phone, luckily it has always been a breeze. I highly recommend this credit union to anybody looking for great service and a genuine experience, especially for the younger crowd.

Fees Fees Fees

Posted by: SKuta | Apr 7, 2014

Nobody ever says anything about the costs to transfer between accounts and more, which are probably listed in the fine print somewhere....but rest assured, it's going to cost you. As if that's not bad enough, its like the left hand doesn't know what the right hand is doing. It' disturbing to get a different story every time you call or no follow-up. Guess who will pay for that? I don't have time to babysit the bank. The last straw occurred most recently, when approved for an auto loan based on good credit but forced to have auto draft. Since they don't care if I take my business elsewhere, I'll be refinancing soon, closing down all accounts AND applying for a mortgage next year elsewhere.

Avoid Them.

Posted by: Anonymous | Oct 9, 2012

Resource One took over our credit union (in Carrollton, TX) at the beginning of the year. We had opened a savings account with the previous credit union when we were looking at taking a car loan. Apparently when Resource One took over the account they started assessing inactivity and low account balance fees of $10 per month. There is nothing left in the account now and they have closed it, after they took all my money. They said they sent out new terms and conditions. Don't remember seeing that. Ridiculous that they can basically take all the money out of your savings, just because the want too, and leave you with nothing. I will NOT be using Resource One EVER. Avoid Resource One!



Health
A

Health Grade Components

Overall
NCUA #68439
Year Chartered1936
Employees143
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD6.06%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$446.5MM$414.5MM
LoansQ1 2016vs Q1 2015$344.0MM$326.9MM
DepositsQ1 2016vs Q1 2015$399.7MM$370.7MM
Equity CapitalQ1 2016vs Q1 2015$43.2MM$40.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.9MM$3.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.8MM$2.2MM
Real Estate OwnedQ1 2016vs Q1 2015$259.00K$433.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Resource One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Resource One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-IRA Savings Account
0.25%$50-SEP IRA Savings Account
0.15%*$3k*-Regular Savings Account
OTHER TIERS: 0.10% $250 - $3k
0.15%*$3k*-MyLifeMyMoney Savings Account (MLMM)
OTHER TIERS: 0.10% Up to $3k
0.15%$250-Summer Savings Account
0.15%$250-Holiday Club Account
0.15%*$3k*-Roary Savings Account
OTHER TIERS: 0.10% Up to $3k
0.15%*$3k*-CU Succeed Account
OTHER TIERS: 0.10% Up to $3k

Resource One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $25k
0.25%*$50k*-Executive Suite Money Market Account
OTHER TIERS: 0.20% $10k - $50k

Resource One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Super Power Checking Account
0.15%$500-Power Plus Checking Account

Resource One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.86%$90k-60 Month Jumbo CD
1.75%$500$90k60 Month CD
1.35%$500-48 Month Jumbo CD
1.25%$500$90k48 Month CD
1.00%$90k-36 Month Jumbo CD
0.90%$500$90k36 Month CD
0.90%$90k-30 Month Jumbo CD
0.80%$500$90k30 Month CD
0.70%$90k-24 Month Jumbo CD
0.70%$1k-24 Month Executive Suite Flex CD
0.60%$500$90k24 Month CD
0.60%$250-24 Month Flex CD
0.55%$90k-18 Month Jumbo CD
0.55%$1k-18 Month Executive Suite Flex CD
0.45%$500$90k18 Month CD
0.45%$90k-12 Month Jumbo CD
0.45%$250-18 Month Flex CD
0.45%$1k-12 Month Executive Suite Flex CD
0.40%$90k-6 Month Jumbo CD
0.40%$1k-6 Month Executive Suite Flex CD
0.35%$500$90k12 Month CD
0.35%$250-12 Month Flex CD
0.30%$500$90k6 Month CD
0.30%$90k-3 Month Jumbo CD
0.30%$250-6 Month Flex CD
0.30%$1k-3 Month Executive Suite Flex CD
0.20%$500$90k3 Month CD
0.20%$250-3 Month Flex CD

Resource One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month IRA
1.25%$500-48 Month IRA
0.90%$500-36 Month IRA
0.80%$500-30 Month IRA
0.60%$500-24 Month IRA
0.45%$500-18 Month IRA
0.35%$500-12 Month IRA
0.30%$500-6 Month IRA
0.20%$500-3 Month IRA
Locations


Resource One Credit Union Locations
Branch Office1200 Bellview StDallas, TX 75215-1837
Branch Office1400 W 43rd StHouston, TX 77018
Branch Office8344 E R L Thornton Fwy Ste 110Dallas, TX 75228
Branch Office2750 N Galloway AveMesquite, TX 75150
Branch Office2315 W Airport FwyIrving, TX 75062
Branch Office9211 Jones RdHouston, TX 77065
Branch Office755 N Highway 67Cedar Hill, TX 75104
Branch Office302 W Centerville RdGarland, TX 75041
Branch Office2501 E Hebron Pkwy Ste 300Carrollton, TX 75010
Branch Office2475 Arapaho RdGarland, TX 75044