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Responders Emergency Services Credit Union (RESCU)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.myrescu.org
509-327-3244
924 W Sinto Ave
Spokane, WA 99201

Responders Emergency Services Credit Union (RESCU) is headquartered in Spokane and is the 59th largest credit union in the state of Washington. It is also the 2,312th largest credit union in the nation. It was established in 1966 and as of March of 2025, it had grown to 9 employees and 2,634 members at 2 locations. Responders Emergency Services Credit Union (RESCU)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to active, prior, or retired employee of Law Enforcement organizations, Firefighter organizations, or Emergency Medical Services organizations in the State of Washington or the Idaho Panhandle.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Responders Emergency Services Credit Union (RESCU) has a relatively low asset base.

Health Grade Components

Overall
NCUA #68305
Year Chartered1966
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD0.67%
Annual Interest Income$564K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$57.8MM$58.6MM
LoansQ1 2025vs Q1 2024$36.1MM$38.7MM
DepositsQ1 2025vs Q1 2024$48.4MM$49.4MM
Equity CapitalQ1 2025vs Q1 2024$9.2MM$8.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$167K$225K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$47K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Responders Emergency Services Credit Union (RESCU) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
12.00%$0$1.2kChristmas Club
0.15%*$10k*-Share Account
OTHER TIERS: 0.10% → $100 - $10k

Responders Emergency Services Credit Union (RESCU) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Account
OTHER TIERS: 0.40% → $5k - $10k | 0.45% → $10k - $50k | 0.55% → $50k - $100k

Responders Emergency Services Credit Union (RESCU) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-6 Month Bump CD
3.56%$500-12 Month Bump CD
3.04%$500-18 Month Bump CD
2.78%$500-24 Month Bump CD
2.68%$500-36 Month Bump CD
2.53%$500-60 Month Bump CD
2.27%$500-48 Month Bump CD

Responders Emergency Services Credit Union (RESCU) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-6 Month Bump IRA
3.56%$500-12 Month Bump IRA
3.04%$500-18 Month Bump IRA
2.78%$500-24 Month Bump IRA
2.68%$500-36 Month Bump IRA
2.53%$500-60 Month Bump IRA
2.27%$500-48 Month Bump IRA
0.15%$0-IRA Share
Locations


Responders Emergency Services Credit Union (RESCU) Locations
Branch Office924 W Sinto AveSpokane, WA 99201-2531
Branch Office3640 E Seltice WayPost Falls, ID 83854

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