Responders Emergency Services Credit Union (RESCU)


Overview / Commentary
509-327-3244
924 W Sinto Ave
Spokane, WA 99201-2531

Responders Emergency Services Credit Union (RESCU) is headquartered in Spokane and is the 60th largest credit union in the state of Washington. It is also the 2,353rd largest credit union in the nation. It was established in 1966 and as of September of 2020, it had grown to 9 employees and 2,225 members at 1 location. Responders Emergency Services Credit Union (RESCU)'s money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to active and retired members of the Spokane Police Department, Spokane Sheriff's Department, Pend Oreille County Sheriff's Department, civilian employees of the Spokane Police and Sheriff's Deparments, and any active or retired police officer now living in Spokane or a contiguous county.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Responders Emergency Services Credit Union (RESCU) has a relatively low asset base.

Health Grade Components

Overall
NCUA #68305
Year Chartered1966
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD9.06%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$53.6MM$50.7MM
LoansQ3 2020vs Q3 2019$38.2MM$35.4MM
DepositsQ3 2020vs Q3 2019$46.1MM$41.8MM
Equity CapitalQ3 2020vs Q3 2019$7.4MM$6.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$69.00K$61.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$5.00K$7.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Responders Emergency Services Credit Union (RESCU) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
12.00%-$1.2kChristmas Club
0.15%*$10k*-Share Account
OTHER TIERS: 0.10% $100 - $10k
0.15%--IRA Share

Responders Emergency Services Credit Union (RESCU) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Account
OTHER TIERS: 0.15% $5k - $10k | 0.25% $10k - $50k | 0.45% $50k - $100k

Responders Emergency Services Credit Union (RESCU) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-36-47 Month Bump CD
1.05%$500-48-59 Month Bump CD
1.05%$500-60-72 Month Bump CD
0.95%$500-24-35 Month Bump CD
0.75%$500-18-23 Month Bump CD
0.60%$500-12-17 Month Bump CD
0.50%$500-6-11 Month Bump CD

Responders Emergency Services Credit Union (RESCU) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-36-47 Month Bump IRA
1.05%$500-48-59 Month Bump IRA
1.05%$500-60-72 Month Bump IRA
0.95%$500-24-35 Month Bump IRA
0.75%$500-18-23 Month Bump IRA
0.60%$500-12-17 Month Bump IRA
0.50%$500-6-11 Month Bump IRA
Locations


Responders Emergency Services Credit Union (RESCU) Locations
Branch Office924 W Sinto AveSpokane, WA 99201-2531

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