Responders Emergency Services Credit Union (RESCU)


Overview / Commentary
509-327-3244
924 W Sinto Ave
Spokane, WA 99201-2531

Responders Emergency Services Credit Union (RESCU) is headquartered in Spokane and is the 60th largest credit union in the state of Washington. It is also the 2,353rd largest credit union in the nation. It was established in 1966 and as of June of 2020, it had grown to 8 employees and 2,201 members at 1 location. Responders Emergency Services Credit Union (RESCU)'s money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to active and retired members of the Spokane Police Department, Spokane Sheriff's Department, Pend Oreille County Sheriff's Department, civilian employees of the Spokane Police and Sheriff's Deparments, and any active or retired police officer now living in Spokane or a contiguous county.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Responders Emergency Services Credit Union (RESCU) has a relatively low asset base.

Health Grade Components

Overall
NCUA #68305
Year Chartered1966
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD9.9%
Annual Interest Income$878.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$53.0MM$48.9MM
LoansQ2 2020vs Q2 2019$37.9MM$33.4MM
DepositsQ2 2020vs Q2 2019$45.6MM$40.0MM
Equity CapitalQ2 2020vs Q2 2019$7.2MM$6.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$65.00K$65.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$20.00K$0
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Responders Emergency Services Credit Union (RESCU) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
12.00%-$1.2kChristmas Club
0.15%--IRA Share

Responders Emergency Services Credit Union (RESCU) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Account
OTHER TIERS: 0.15% $5k - $10k | 0.25% $10k - $50k | 0.45% $50k - $100k

Responders Emergency Services Credit Union (RESCU) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.39%$500-36-47 Month Bump CD
1.24%$500-48-59 Month Bump CD
1.15%$500-24-35 Month Bump CD
1.05%$500-60-72 Month Bump CD
1.00%$500-18-23 Month Bump CD
0.90%$500-12-17 Month Bump CD
0.60%$500-6-11 Month Bump CD

Responders Emergency Services Credit Union (RESCU) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.39%$500-36-47 Month Bump IRA
1.24%$500-48-59 Month Bump IRA
1.15%$500-24-35 Month Bump IRA
1.05%$500-60-72 Month Bump IRA
1.00%$500-18-23 Month Bump IRA
0.90%$500-12-17 Month Bump IRA
0.60%$500-6-11 Month Bump IRA
Locations


Responders Emergency Services Credit Union (RESCU) Locations
Branch Office924 W Sinto AveSpokane, WA 99201-2531

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