| 5 star: | (2) | |
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| 1 star: | (3) |
Don't get an auto loan- They charge daily interest on your vehicle from the loan amount. IT WILL TAKE YOU YEARS TO PAY THIS OFF. Please go somewhere else!! I've been having my loan here for 13 months at this bank. My owned balance hasn't even moved hardly. DONT DO IT! I would give ZERO stars to this bank if it would let me. And yes, it is legal what they are doing. "BUT DOESNT MEAN YOU HAVE TO DO IT!" BTW their reviews below are fake.
Hope this place goes under.
Affinity federal credit union was a complete waste of my time. For over two weeks I’ve been piece Mealing them everything they have wanted in regards to a loan application.
I am extremely well organized and have given them everything from 13 months worth of bank statements, cover letters, tax returns, my apartment lease showing how much I’ve paid for in rent, and that’s still not good enough. …They kept asking to see proof that I’ve paid my rent and wanted 12 months worth of canceled checks.
Unfortunately I don’t live in 1985, and I don’t know anybody who pays for rent with a check. I explained to her that this is all done electronically, and that she could see all of these payments done within the 13 months of bank statements. I couldn’t have been more clear how she could find this. But nope, she didn’t wanna do that.
Then she asked for a lease so that I could prove it, and I sent her a lease.
The next day she emailed with another request saying she needed proof that I’ve paid my rent, once again, and for the third time I told her how to find this.
The next morning she emails back saying they won’t be proceeding forward and that they will no longer be excepting my phone calls until I give them the documents they requested. Won’t be accepting phone calls? lol.
Wow.
I really don’t know how one person, could be so incompetent. I can’t give you something that doesn’t exist.
I thanked them for wasting my time time and told them that if they weren’t bright enough to figure this out they weren’t worth me doing business with. And mind you, my credit score, income and my rental payments are impeccable.