| 5 star: | (3) | |
| 4 star: | (1) | |
| 3 star: | (2) | |
| 2 star: | (0) | |
| 1 star: | (0) |
Good basic bank overall, but I had 2 money market checking accounts (to get the higher yield) and verified with them in advance if it's ok to have 2 accounts and have a $0 balance in 1 of them, they said yes for a year and then the will close it after prior notice to avoid dormant fee. I eventually had 1 account with $0 balance to buy T-Bills at Treasury Direct, and linked both accounts together, after a couple of months 1 of my checking accounts were just gone (poof....like magic). I messaged the bank, and they said the account was closed. My sense is this is a small time bank that has a problem with empty accounts for a period of time, and on a side note they have very low liquidity.
Overnight the rates went up again
Mega Money Market personal checking....
4.55% APY* on up to $75,000.
Ultimate Rewards personal checking account...
4.80% APY up to $15,000
Currently great rate for IRA Savings, but only available by going to a branch - in Oklahoma only.
Also, it's an unusual savings account in that you need to commit to keep the money in the account for a year at a time, like a CD.
Good customer service, though: phone call was answered quickly and questions answered.