All America Bank Reviews

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Based on 6 review

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Good Overall, Sort Of?

Posted by: |

Good basic bank overall, but I had 2 money market checking accounts (to get the higher yield) and verified with them in advance if it's ok to have 2 accounts and have a $0 balance in 1 of them, they said yes for a year and then the will close it after prior notice to avoid dormant fee. I eventually had 1 account with $0 balance to buy T-Bills at Treasury Direct, and linked both accounts together, after a couple of months 1 of my checking accounts were just gone ( magic). I messaged the bank, and they said the account was closed. My sense is this is a small time bank that has a problem with empty accounts for a period of time, and on a side note they have very low liquidity.

Rate Increase - 3/21/23

Posted by: |

Overnight the rates went up again

Mega Money Market personal checking....
4.55% APY* on up to $75,000.

Ultimate Rewards personal checking account...
4.80% APY up to $15,000

IRA Savings Only Available In Branch - In Oklahoma

Currently great rate for IRA Savings, but only available by going to a branch - in Oklahoma only.

Also, it's an unusual savings account in that you need to commit to keep the money in the account for a year at a time, like a CD.

Good customer service, though: phone call was answered quickly and questions answered.

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