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The early withdrawal penalty is confusing. It appears to say that it is twice the amount of the interest left to be earned. So if you had 2 years left on a 4.%CD, the EWP would be 9% which seems to be hard to believe. The phone rep told me she can not tell me before opening what the EWP would be.
COMMUNITYWIDE FCU
will work with it's members to achieve
your'e financial goals
CommunityWide is promoted as an online bank. NOT! It is impossible to transfer money to other accounts if you have bank accounts that are not a MEMBER CU. If you live in another city, you have to physically go to a MEMBER CU to get your money. I was told to "just go in to bla, bla, bla." I do not JUST do anything in a wheelchair which is EXACTLY why I needed an online service!
To become a member-depositor. Without seeking any credit. No thanks, I am sick and tired of excessive "security" penalties and requirements against those of us with any capital left after the FED screws us. Stars for prompt, accurate reply to my asking this.
The operator I spoke with was Nicole, she was absolutely wonderful. I was very stressed and Nicole put me at ease and helped me though the process of creating an account and setting up a payment arrangement