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Communitywide Federal Credit Union


Overview / Commentary
comwide.com
574-239-2700
1555 W Western Ave
South Bend, IN 46619

Communitywide Federal Credit Union is headquartered in South Bend and is the 18th largest credit union in the state of Indiana. It is also the 589th largest credit union in the nation. It was established in 1967 and as of September of 2021, it had grown to 81 employees and 61,895 members at 11 locations. Communitywide Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Communitywide Federal Credit Union is open to members of the Michiana Goodwill Boosters, the Marine Corps League of St. Joseph Valley, or Habitat for Humanity Helpers. Membership is also open to those who work in Adams Engineering Company, Syscon International, and over 40 other Select Employer Groups.
See current membership details

Related Posts

Smartphone Required To Join Credit Union - 7/12/2021

I wanted to let my fellow DA readers know that you are unable to join this credit union unless you own a smartphone. Sounds incredible, doesn't it? I called the credit union to explain that I do not own a smartphone and asked if there was any way I could complete the online application without one. The CSR stated that you must have a smartphone so they can take a picture of you to verify your identity. I offered to provide copies of my driver's license and other identification via email or regular mail but that is not acceptable. She did suggest I borrow someone's smartphone to which I replied I didn't want to involve someone else in my financial affairs. They need to provide alternate methods for completing their online application. Their short-sighted policy just cost them a depositor.

CommunityWide Federal Credit Union Ups CD Rates - 7/2/2021

CommunityWide Federal Credit Union (easy membership) has increased rates on its 6-, 12-, and 24-month Share Certificates. $1k minimum opening deposit.

Rate Increases On Savings, Funds, And High Rate Accounts - 7/1/2021

Communitywide's three savings products have rate increases to start the month/quarter. The regular savings is now 0.4%; the Funds (allowing penaly-free withdrawal only during the first few days of the month) is now 0.6%; and the High Rate (withdrawal only during the first few days of the quarter) is now 0.8%.

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Reviews (9)

Communitywide Fcu

Posted by: |

COMMUNITYWIDE FCU
will work with it's members to achieve
your'e financial goals

1

So Helpful

Posted by: |

The operator I spoke with was Nicole, she was absolutely wonderful. I was very stressed and Nicole put me at ease and helped me though the process of creating an account and setting up a payment arrangement

4

Behind The Times

Posted by: |

Their rates are good but their online banking, particularly ability to transfer money in and out is atrocious.

15

Hard Pull!

Posted by: |

To become a member-depositor. Without seeking any credit. No thanks, I am sick and tired of excessive "security" penalties and requirements against those of us with any capital left after the FED screws us. Stars for prompt, accurate reply to my asking this.

5
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Health
A

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #18336
Year Chartered1967
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD2.12%
Return on Equity - YTD14.22%
Annual Interest Income$24.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$636.5MM$523.3MM
LoansQ3 2021vs Q3 2020$549.0MM$426.7MM
DepositsQ3 2021vs Q3 2020$542.8MM$441.8MM
Equity CapitalQ3 2021vs Q3 2020$92.1MM$80.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$23.2MM$17.6MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$8.0MM$8.7MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Communitywide Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Communitywide Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1-High Rate - Quarterly
0.80%$1-IRA - Quarterly
0.60%$1-Funds - Monthly
0.40%$1-Savings Account

Communitywide Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1-Checking Account

Communitywide Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-60 Month Share Certificate
0.90%$1k-48 Month Share Certificate
0.85%$1k-36 Month Share Certificate
0.80%$1k-24 Month Share Certificate
0.75%$1k-12 Month Share Certificate
0.70%$1k-6 Month Share Certificate

Communitywide Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-60 Month IRA
0.90%$1k-48 Month IRA
0.85%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.75%$1k-12 Month IRA
0.70%$1k-6 Month IRA
Locations

Availability

South Bend Area

Interactive local rates map


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