Keesler is VERY difficult to do business with, even after you have established accounts. Any new CD or product requires NEW ACCOUNT handling as if you have never opened an account with them before.
AND, they continue over and over to demonstrate poor customer service and failed processes to follow instructions. The customer is left to bird-dog the entire process.
They have good rates, but it is NOT WORTH IT at KEESLER. Just please be advised before you try to do business with them.
Saw that this CU had exceptional CD rates so applied online for account, including donation to qualifying non-profit. Was called by a rep to whom I explained my desire to set up a 30 mo CD. She advised depositing check with local, sister CU, which I did that day. No further word from her, but a week later the rates went down. When I called back, she was out of office and my call not returned. When I called again, she said that she didn't set up CDs, that I would have had to speak to someone else. Furthermore, there was no way I could get the preferable rate at this point. Very disappointing. How is a phone customer supposed to know that the customer rep she is speaking to doesn't handle the service she wants unless the customer rep advises that she needs to speak to someone else or, better yet, transfers her to the right person?? Lost a month's use of my money not to mention lots of wasted phone time/local bank/CU trips.
Warning: I had the worst experience ever with this credit union. Their website says you can join by becoming a member through joining a cancer organization. I went through the online application process and got an email that I was approved. Then someone called me and said I had to live in Mississippi to be a member and my application was canceled. I had disclosed my address in the application!
The kicker: they still went ahead with a hard credit pull AND they withdrew a $5 opening deposit from my checking account at another bank. What kind of operation do these folks run? It’s outrageous. I do NOT recommend anyone deal with this place. BEWARE!
Opening my account online was very easy. Approval was quick. Only downside was the hard pull. I made a deposit through a shared coop branch and was able to open the CD the day I made the deposit, even though there was a 2 day hold on the funds. Everyone I dealt with at Keesler was helpful and knowledgeable.
ACS CAN does NOT have State chapters, BUT KFCU requires that you send your membership fee to the Mississippi chapter using a form from KFCU. RED FLAG !!!
My DL was never received, then "found".
NOT impressed and quite concerned about the legitimacy of things.
UDATE; I was asked for a copy of my DL for the second time in two days by the same rep that admitted to overlooking it on day one !!!! . KFCU --u NEED to implement mandatory random drug/alcohol testing......with your csr and hr people. You offer a competitive cd rate, but when you can not keep track of my DL, there is NO WAY I will trust you with my $$$.
Impossible to rate lower. I started a new account. My deposit from my other credit union cleared in less than 48 hours. They held the money 10 business day. Would never explain why. Customer service sent me the wrong contact info multiple times. the lsit goes on. worse than wells fargo and BOA. Avoid!
They did not lose any of my paperwork and the free wire out after the CD matured was nice. Initially I had a problem getting them to open the CD prior to my check clearing but finally they did.
I feel like I should probably open a small follow up deal...19 month at 3% just in case 19 months from now they have a follow on deal for holders of the prior promo. (Where I could presumably add more money)
Most of their CSR reps are very friendly.
I've been a member of my local Credit Union for many years, and my experience with them can only be described as excellent. I never even remotely consider changing banks. Now, I don't have a lot of money to rate them on money investments or anything like that, but I know that I can have only $5.00 dollars there for years on my savings or checking and they won't charge me any penalties or fees for that. They offer coin machines for members, which motivates me to keep a piggy bank that I deposit on my savings every year, and I think that's great. In addition, they offer free notary for members and I needed to use their notary services at least twice last year.`Honestly, though, what amazed me the most about my local Credit Union was how simple it was to manage my account and have access to my money while I was overseas. I informed my manager that I would be travelling all over Europe for 6 months and I NEVER had a problem with that. I could transfer money from my savings account to my checking account online and use my debit (not credit) card to access my money pretty much anywhere; even in Poland! I thought it was funny that basically all my friends had trouble with their fancy banks, and I never had one ounce of a problem with my local Credit Union, so I intent to remain a faithful customer.
I have been banking with Keesler Federal Credit Union for nearly five years now, and I would highly recommend this bank to anyone in the area who finds themselves unsatisfied with their current banking situation. Both the checking and savings accounts are free of charge with no hidden fees of any sort. I actually make a little interest off of what is in my savings account, so if you think about it, my credit union is actually paying me to bank with them, very minimally of course, but it's still profit. ((90))I also must commend Keesler Federal on the fact that they tend to be open and available on more holidays than any other local banks. Just this past Veteran's Day they were open all day on Friday the 10th of November when every other banking institution in the area was closed for the entire day. My experiences with this Credit Union are all very positive. I honestly cannot think of a single complaint.
If anyone were to ask me my opinion on which bank is the best, my answer is Keesler Federal Credit Union. If you live in south Mississippi and some parts of south Louisiana you are in luck because you have the option to bank with Keesler Federal Credit Union. I have been banking with them, both a checking and savings account, for over five years. I have never encountered any sort of problems in any way with my bank. I do not have to pay a fee of any kind to maintain my account and I even gain a tad of interest in my savings account each month. I have never had to worry about overdrafting because I signed up for a service Keesler offers to protect me from that. If I do end up in a situation where I overdraft, the bank would take the necessary funds from my savings account to cover the difference. The customer service is fantastic. Everyone is always so kind and willing to help. I would highly recommend anyone to bank with Keesler Federal Credit Union if they live in the area.
I would not change banks if someone paid me money to do it. I love Keesler Federal Credit Union. Their customer service is amazing and always friendly and ready to assist you in any way they can. I have taken out a loan with KFCU in the past, and I have a savings/checking account with them. I have never had a problem with my account other than one time when I had fraudulent charges on my checking account. When I reported it, KFCU took action quickly and refunded my account within 2 business days. They have waived late fees and overdraft fees for me, as a courtesy, as long as I do not abuse the privilege. They even have a kids club that my kids love because KFCU makes it fun and gives them prizes when they deposit money into their bank accounts!
My husband and i have a joint checking and savings account with with Kessler Federal Credit Union. We wanted to start saving for our children's college. We really had no clue were to start so we just walked in and asked a teller. She pointed us in the right direction and a representative explained all our options and the pros and cons. She made the experience so much easier and now we understand exactly what we're doing plus on our way to a great savings for our children. The employees at this bank are friendly, knowledgeable, and understanding. I'm so thankful we have them.
I use Keesler Federal Credit Union (KFCU) as my bank, and I absolutely love them. Not only are they people working there ALWAYS kind, but they are more than happy to work with you and answer any questions you may have. You gain interest on your savings account and there are ZERO fees to set up a checking account. They even waive 2 NSF fee's per year at no charge (most people don't know that!). I would recommend this bank to anyone!
I have been a member of Keesler Federal Credit Union for over a decade. I have both an account with the Credit Union and a big bank, and I deal with Keesler whenever I can. Keesler is willing to give me loans and assistance that Big banks are not. Their rates are more reasonable. I find the receptionists much more friendly, too. Occasionally, their log-in web service goes down, but does not seem to stay down long. This glitch is why I rated them a 4 instead of a 5. Once logged in, I have no issues with the banking website. I plan on staying with Keesler for a long, long time.