Advertising Disclosure
  1. Home
  2. Banks
  3. KEMBA Financial Credit Union

KEMBA Financial Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.kemba.org
614-235-2395
555 Officenter Place
Gahanna, OH 43230

KEMBA Financial Credit Union is headquartered in Gahanna and is the 3rd largest credit union in the state of Ohio. It is also the 218th largest credit union in the nation. It was established in 1933 and as of March of 2025, it had grown to 331 employees and 135,334 members at 12 locations. KEMBA Financial Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in KEMBA Financial Credit Union is open to those who live, work, worship, or attend school, in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Logan, Madison, or Union, or the Ohio township of Sylvania.
See current membership details

Reviews (1)

Kemba Treats Customers Like Trash

Posted by: |

Walter Mollette is the rudest person I have ever dealt with. He does not represent Kemba in a positive way. Is this how you treat your customers? I would never do business with Kemba again nor would I recommend it to my worst enemy. 1 star is far too generous.

6


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #61623
Year Chartered1933
Employees331
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.7%
Annual Interest Income$32.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.34B$2.16B
LoansQ1 2025vs Q1 2024$1.73B$1.61B
DepositsQ1 2025vs Q1 2024$1.94B$1.84B
Equity CapitalQ1 2025vs Q1 2024$264.6MM$239.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14.4MM$13MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.7MM$8.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not KEMBA Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KEMBA Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.25%$0$100kOhio Homebuyer Plus
6.25%$0-Kemba Advantage Ohio Homebuyer Plus
0.85%*$10k*-KEMBA Advantage Health Savings Account
OTHER TIERS: 0.55% → $0 - $10k
0.50%*$10k*-Health Savings Account
OTHER TIERS: 0.25% → $0 - $10k
0.25%$1-KEMBA Advantage Coverdell ESA Account
0.20%$0-KEMBA Advantage Christmas Club
0.15%$1-Coverdell ESA Account
0.15%$0-KEMBA Advantage Share Savings
0.15%$0-KEMBA Advantage Secondary Savings
0.15%$5-KEMBA Advantage Business Plus Savings
0.10%$0-Christmas Club
0.05%$0-Share Savings
0.05%$0-Secondary Savings
0.05%$5-Business Plus Savings

KEMBA Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$1mKEMBA Advantage Money Market Account - Intro Rate - New Money
OTHER TIERS: 2.80% → $1m+
4.00%*$0$1mBusiness KEMBA Advantage Money Market Account - Intro Rate - New Money
OTHER TIERS: 2.80% → $1m+
3.00%*$0$1mMoney Market Account - Intro Rate - New Money
OTHER TIERS: 2.30% → $1m+
3.00%*$0$1mBusiness Money Market Account - Intro Rate - New Money
OTHER TIERS: 2.30% → $1m+
2.80%*$100k*-KEMBA Advantage Money Market Account
OTHER TIERS: 2.20% → $1k - $25k | 2.35% → $25k - $100k
2.80%*$100k*-KEMBA Advantage Business Money Market
OTHER TIERS: 2.20% → $1k - $25k | 2.35% → $25k - $100k
2.30%*$100k*-Money Market Account
OTHER TIERS: 1.70% → $1k - $25k | 1.85% → $25k - $100k
2.30%*$100k*-Business Money Market
OTHER TIERS: 1.70% → $1k - $25k | 1.85% → $25k - $100k

KEMBA Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-KEMBA Advantage High Performance Checking
OTHER TIERS: 0.15% → $0 - $10k | 0.20% → $10k - $100k
0.15%*$100k*-High Performance Checking
OTHER TIERS: 0.05% → $0 - $100k
0.15%$5k-KEMBA Advantage Business Smart Checking
0.05%$5k-Business Smart Checking

KEMBA Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500$250k15 Month KEMBA Advantage Share Certificate Special - New Money
3.90%$500-3 Month KEMBA Advantage Share Certificate
3.85%$500-6 Month KEMBA Advantage Share Certificate
3.80%$500-84 Month KEMBA Advantage Share Certificate
3.70%$500-12 Month KEMBA Advantage Share Certificate
3.65%$500-48 Month KEMBA Advantage Share Certificate
3.65%$500-60 Month KEMBA Advantage Share Certificate
3.65%$500$250k15 Month Share Certificate Special - New Money
3.60%$500-24 Month KEMBA Advantage Share Certificate
3.60%$500-36 Month KEMBA Advantage Share Certificate
3.45%$500-24 Month KEMBA Advantage Bump Up Share Certificate
3.40%$500-3 Month Share Certificate
3.35%$500-6 Month Share Certificate
3.30%$500-84 Month Share Certificate
3.20%$500-12 Month Share Certificate
3.15%$500-48 Month Share Certificate
3.15%$500-60 Month Share Certificate
3.10%$500-24 Month Share Certificate
3.10%$500-36 Month Share Certificate
2.95%$500-24 Month Share Bump Up Certificate

KEMBA Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$250-3 Month KEMBA Advantage IRA Certificate
3.85%$250-6 Month KEMBA Advantage IRA Certificate
3.80%$250-84 Month KEMBA Advantage IRA Certificate
3.70%$250-12 Month KEMBA Advantage IRA Certificate
3.65%$250-48 Month KEMBA Advantage IRA Certificate
3.65%$250-60 Month KEMBA Advantage IRA Certificate
3.60%$250-24 Month KEMBA Advantage IRA Certificate
3.60%$250-36 Month KEMBA Advantage IRA Certificate
3.45%$250-24 Month IRA KEMBA Advantage Bump Up Share
3.40%$250-3 Month IRA Certificate
3.35%$250-6 Month IRA Certificate
3.30%$250-84 Month IRA Certificate
3.20%$250-12 Month IRA Certificate
3.15%$250-48 Month IRA Certificate
3.15%$250-60 Month IRA Certificate
3.10%$250-24 Month IRA Certificate
3.10%$250-36 Month IRA Certificate
2.95%$250-24 Month IRA Bump Up Share
0.25%$1-KEMBA Advantage IRA Savings
0.15%$1-IRA Savings
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.