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Westmark Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.westmark.org
208-528-8315
2520 Channing Way
Idaho Falls, ID 83404

Westmark Credit Union is headquartered in Idaho Falls and is the 4th largest credit union in the state of Idaho. It is also the 324th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 239 employees and 77,221 members at 15 locations. Westmark Credit Union's savings rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Westmark Credit Union membership is open to blood relations of current Credit Union members, and employees or retirees of the following: (1) any of the several hundred employer groups, member firms or associations, or (2) employees or retirees of most employers within one of 34 counties within Idaho.
See current membership details

Reviews (3)

Been A Member For 10+ Years

Posted by: |

Westmark is a great Credit Union with fantastic customer service. I have my entire relationship their. They are great to work with and have a cool app that does everything I need for banking on my phone or online. I can deposit checks and move money between my business and personal accounts or even my kids accounts. The rewards checking and credit card are great too.

I have had accounts at regional and national banks and their rates and service are terrible compared to Westmark.

The other comments here don't accurately portray my experience at Westmark.

3

Great Customer Service

Posted by: |

I went into Westmark to checking maybe switching my account from the bank I am currently with, to a local credit union. I was so impressed with the Deb Wallace. She greeted my with a friendly smile and was able to answer all my questions without any hesitation. I feel that great customer service has been lost since COVID, but she was amazing.

5

They Screw You Over

Posted by: |

They aren’t worth a star they are deceiving and hostile I know by experience. Do not work for this credit union they can’t give a straight answer.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68353
Year Chartered1954
Employees239
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.1%
Annual Interest Income$19.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.47B$1.41B
LoansQ1 2025vs Q1 2024$1.27B$1.2B
DepositsQ1 2025vs Q1 2024$1.3B$1.25B
Equity CapitalQ1 2025vs Q1 2024$122.1MM$117.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.3MM$4.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.2MM$9.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westmark Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westmark Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$500k*-Online High Yield Savings
OTHER TIERS: 2.25% → $1k - $100k | 2.35% → $100k - $250k | 2.45% → $250k - $500k
2.00%$0-First Time Home Buyer Savings
1.00%$0-Medical Savings
0.25%$0-Little Eagles Savings
0.10%$0-Primary Savings
0.10%$0-Daily Dividend Savings Account
0.10%$0-Business Daily Dividend Savings Account
0.10%$0-Business Primary Savings

Westmark Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0-Premium Money Market
2.00%$0-Business Premium Money Market
1.60%$0-Platinum Money Market Savings
1.60%$0-Business Platinum Money Market
1.00%$0-IRA Money Market Savings

Westmark Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Premium Checking
0.10%$0-Business Premium Checking

Westmark Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-8 Month CD Special
4.25%$500-Business 8 Month CD Special
4.20%$500-12 Month CD Special
4.20%$500-Business 12 Month CD Special
4.00%$500-11 Month CD
4.00%$500-18 Month CD
4.00%$500-9 Month CD
4.00%$500-13 Month CD
4.00%$500-Business 9 Month CD
4.00%$500-Business 11 Month CD
4.00%$500-Business 13 Month CD
4.00%$500-Business 18 Month CD
3.95%$5k-15 Month Liquid CD
3.75%$500-24 Month CD
3.75%$500-23 Month CD
3.75%$500-Business 23 Month CD
3.75%$500-Business 24 Month CD
3.60%$500-36 Month CD
3.60%$500-48 Month CD
3.60%$500-Business 36 Month CD
3.60%$500-Business 48 Month CD
3.60%$500-60 Month CD
3.60%$500-Business 60 Month CD
2.00%$500-180 Day CD
2.00%$500-Business 180 Day CD
1.50%$500-90 Day CD
1.50%$500-Business 90 Day CD

Westmark Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500$20k12 Month IRA
4.20%$500$20k12 Month Coverdell Education Savings Account Term Certificate
3.75%$500$20k24 Month IRA
3.75%$500$20k24 Month Coverdell Education Savings Account Term Certificate
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