Featured Savings Rates
Featured Accounts

Westmark Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%1-year CD11 Month CD
0.15%SavingsDaily Dividend Savings Account
1.60%4-year CD48 - 60 Month CD

Overview / Commentary
208-528-8315
2520 Channing Way
Idaho Falls, ID 83404

Westmark Credit Union is headquartered in Idaho Falls and is the 3rd largest credit union in the state of Idaho. It is also the 403rd largest credit union in the nation. It was established in 1954 and as of December of 2015, it had grown to 171 employees and 51,669 members at 11 locations. Westmark Credit Union has an A health rating.

Field of Membership Restrictions

To qualify for membership, you must be one of the following: Employed by or retired from one of our several hundred Member Firms, employer groups, or associations. A blood relative of a current Westmark member. Employed by or retired from most employers located in 34 counties throughout Idaho. - See Details

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Reviews (4)

Not So Great Anymore

Posted by: Anonymous | Jan 16, 2012

Recent changes to the Westmark website which include limiting password length and characters used has me wondering if it is wise to stay with them. I question their website security. They also recently changed my PIN without my approval. Now the assigned PIN is hardcoded into the card and shipped through the mail already activated. As I see it, shipping an already activated card through the USPS puts my finances in jeopardy. ANY loss along the way, be it from an accidental mishandling of mail or someone pilfering my mailbox, would have caused great financial harm. It also takes a significant amount of time for a check to clear the bank. Even some credit transactions take quite a while.

Think twice before using this financial institution.

What Happened To Customer Service?

I was scammed twice by hackers. They scammed me last year and this year. With luck I did not get ripped off, but they were able to get into my computer and compromise my bank account. First time this happened, the Nampa credit union I used was VERY helpful and everything was changed with new account numbers. This time, when I talked with the branch manager she was furious with me and said that I was not competent enough to have a checking account and closed me down. So I had to scurry around and open a new account with another bank and change all of my direct deposits. I have never talked to such a hateful person. The venom actually came through the phone. Too bad I'm not Donald Trump. I would have said: "Your Fired."

OK

Posted by: Guellermo | Jun 25, 2013

I

Someone Compermised Our Account

Posted by: Anonymous | Feb 12, 2012

We had a company compromise our account twice which caused problems because then my bills bounced. I didn't know about this until I received a call from the bank saying they were closing my account down. Too many fees. I called and tried to explain that we were customers for a very long time and that this has never happened before, but the lady said she talked to the other managers in area and decided that this was for the best, and would not help us out.



Health
A

Health Grade Components

Overall
NCUA #68353
Year Chartered1954
Employees171
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.45%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$620.6MM$590.5MM
LoansQ4 2015vs Q4 2014$550.2MM$522.8MM
DepositsQ4 2015vs Q4 2014$547.2MM$503.3MM
Equity CapitalQ4 2015vs Q4 2014$56.8MM$53.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.9MM$1.3MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$540.00K$345.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westmark Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Primary Savings
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $50k
0.15%*$100k*-Daily Dividend Savings Account
OTHER TIERS: 0.05% Up to $20k | 0.10% $20k - $100k

Westmark Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Platinum Plus Money Market Savings
OTHER TIERS: 0.10% Up to $20k | 0.20% $20k - $50k | 0.25% $50k - $100k
0.25%*$100k*-IRA Money Market Savings
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Roth IRA Money Market Savings
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Coverdell Education IRA Money Market Savings
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $50k | 0.20% $50k - $100k

Westmark Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*-$20kHigh Yield Checking
OTHER TIERS: 0.56% $50k+ | 0.76% $20k - $50k
0.10%*$20k*-Platinum Plus Checking
OTHER TIERS: 0.05% Up to $20k

Westmark Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-48 - 60 Month CD
OTHER TIERS: 1.40% $500 - $20k | 1.45% $20k - $50k | 1.50% $50k - $100k
1.60%$500-23 Month CD
1.50%*$100k*-36 Month CD
OTHER TIERS: 1.30% $500 - $20k | 1.35% $20k - $50k | 1.40% $50k - $100k
1.30%*$100k*-18 Month CD
OTHER TIERS: 1.10% $500 - $20k | 1.15% $20k - $50k | 1.20% $50k - $100k
1.25%$500-11 Month CD
0.40%*$100k*-180 Day CD
OTHER TIERS: 0.20% $500 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k

Westmark Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$100k*-24 Months IRA
OTHER TIERS: 1.20% $500 - $20k | 1.25% $20k - $50k | 1.30% $50k - $100k
1.40%*$100k*-24 Month Coverdell Education Savings Account Term Certificate
OTHER TIERS: 1.20% $500 - $20k | 1.25% $20k - $50k | 1.30% $50k - $100k
0.60%*$100k*-12 Months IRA
OTHER TIERS: 0.40% $500 - $20k | 0.45% $20k - $50k | 0.50% $50k - $100k
0.60%*$100k*-12 Month Coverdell Education Savings Account Term Certificate
OTHER TIERS: 0.40% $500 - $20k | 0.45% $20k - $50k | 0.50% $50k - $100k
Locations

Westmark Credit Union has 11 locations. Click to view all Westmark Credit Union locations.