Westmark Credit Union

Overview / Commentary
2520 Channing Way
Idaho Falls, ID 83404

Westmark Credit Union is headquartered in Idaho Falls and is the 4th largest credit union in the state of Idaho. It is also the 336th largest credit union in the nation. It was established in 1954 and as of September of 2023, it had grown to 231 employees and 74,076 members at 15 locations. Westmark Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Westmark Credit Union membership is open to blood relations of current Credit Union members, and employees or retirees of the following: (1) any of the several hundred employer groups, member firms or associations, or (2) employees or retirees of most employers within one of 34 counties within Idaho.
See current membership details

Been A Member For 10+ Years

Posted by: |

Westmark is a great Credit Union with fantastic customer service. I have my entire relationship their. They are great to work with and have a cool app that does everything I need for banking on my phone or online. I can deposit checks and move money between my business and personal accounts or even my kids accounts. The rewards checking and credit card are great too.

I have had accounts at regional and national banks and their rates and service are terrible compared to Westmark.

The other comments here don't accurately portray my experience at Westmark.

Great Customer Service

Posted by: |

I went into Westmark to checking maybe switching my account from the bank I am currently with, to a local credit union. I was so impressed with the Deb Wallace. She greeted my with a friendly smile and was able to answer all my questions without any hesitation. I feel that great customer service has been lost since COVID, but she was amazing.

They Screw You Over

They aren’t worth a star they are deceiving and hostile I know by experience. Do not work for this credit union they can’t give a straight answer.

Opening New Checking Account

We went in to change our son's Scottie Saver's account over to a checking account. I loved that they had to have all three of us in order to do this: our son, mom and dad since he is not 18 yet. This felt more safe than his just opening a new account by himself as he has never done this before. The changeover process was very easy and quick and the account manager was very pleasant to work with. We were able to get in immediately and get out quickly. He was able to decide how many savings account he wanted associated with it and where to transfer everything. We didn't have to sign a bunch of new paperwork and they were able to print off his debit card that day.



Health Grade Components

NCUA #68353
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.81%
Annual Interest Income$43.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.37B$1.36B
LoansQ3 2023vs Q3 2022$1.19B$1.21B
DepositsQ3 2023vs Q3 2022$1.21B$1.12B
Equity CapitalQ3 2023vs Q3 2022$111.8MM$107.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.9MM$2.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.8MM$1MM
Real Estate OwnedQ3 2023vs Q3 2022$78K$0
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Westmark Credit Union Savings Account Rates

3.10%$1k-Online High Yield Savings
0.10%--Little Eagles Savings
0.10%--Medical Savings
0.05%--Primary Savings
0.05%--Daily Dividend Savings Account
0.05%--Business Daily Dividend Savings Account
0.05%--Business Primary Savings

Westmark Credit Union Money Market Rates

0.10%--IRA Money Market Savings
0.10%--Premium Money Market
0.10%--Business Premium Money Market
0.05%--Platinum Money Market Savings
0.05%--Business Platinum Money Market

Westmark Credit Union Checking Account Rates

0.05%--Prime 55 Checking
0.05%--Premium Checking
0.05%--Business Premium Checking

Westmark Credit Union CD Rates

5.00%$500-8 Month CD
5.00%$500-Business 8 Month CD
4.80%$500-12 Month CD
4.80%$500-Business 12 Month CD
4.75%$500-11 Month CD
4.75%$500-Business 11 Month CD
4.65%$5k-15 Month Liquid CD
4.50%$500-18 Month CD
4.50%$500-Business 18 Month CD
4.25%$500-23 Month CD
4.25%$500-Business 23 Month CD
4.00%$500-36 Month CD
4.00%$500-48 Month CD
4.00%$500-Business 36 Month CD
4.00%$500-Business 48 Month CD
3.75%$500-60 Month CD
3.75%$500-Business 60 Month CD
3.55%$500-24 Month CD
3.55%$500-Business 24 Month CD
2.00%$500-13 Month CD
2.00%$500-Business 13 Month CD
1.50%$500-9 Month CD
1.50%$500-Business 9 Month CD
0.50%$500-180 Day CD
0.50%$500-Business 180 Day CD
0.30%$500-90 Day CD
0.30%$500-Business 90 Day CD

Westmark Credit Union IRA Rates

5.25%$500$20k12 Month IRA Special
4.80%$500$20k12 Month IRA
4.80%$500$20k12 Month Coverdell Education Savings Account Term Certificate
3.55%$500$20k24 Month IRA
3.55%$500$20k24 Month Coverdell Education Savings Account Term Certificate


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