1. Banks
  2. Rhinebeck Bank

Rhinebeck Bank


Overview / Commentary
www.rhinebeckbank.com
845-876-1860
6414 Montgomery Street
Rhinebeck, NY 12572

Rhinebeck Bank is headquartered in Rhinebeck and is the 55th largest bank in the state of New York. It is also the 842nd largest bank in the nation. It was established in 1860 and as of December of 2020, it had grown to 171 employees at 15 locations. Rhinebeck Bank's money market rates are 59% higher than the national average, and it has an A health rating.

Related Posts

View all posts from:


Reviews (2)

On Line Accounts

Posted by: |

I don't know what the last reviewer meant by "No On Line accounts". I manage my accounts with Rhinebeck Bank on line all the time. From my computer, my smart phone - where ever I am I have complete access to my banking. Most of my monthly deposits and bill payments are already automatic with RB which makes my life a whole lot easier. Easy bank to work with. Nice folks in all the branches in case you want to go in an ask some questions or inquire about some kind of transaction. Of course you could just give them a call too.

2

NO ON Line Accounts. Only In Local Branch

Posted by: |

NO ON line accounts. Only in local branch

13


Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16032
Year Established1860
Employees171
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.42%
Annual Interest Income$44.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.13B$973.8MM
LoansQ4 2020vs Q4 2019$873.8MM$793.5MM
DepositsQ4 2020vs Q4 2019$951.7MM$796.5MM
Equity CapitalQ4 2020vs Q4 2019$108.5MM$101.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$11.6MM$6.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$6.2MM$8.9MM
Real Estate OwnedQ4 2020vs Q4 2019$139.00K$1.4MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Rhinebeck Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhinebeck Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-Priority Savings
OTHER TIERS: 0.08% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $250k
0.25%*$250k*-Business Savings
OTHER TIERS: 0.08% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $250k

Rhinebeck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$2m*-Priority Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k | 0.40% → $250k - $500k | 0.50% → $500k - $1m | 0.60% → $1m - $2m
0.70%*$2m*-Priority Business Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.30% → $100k - $250k | 0.40% → $250k - $500k | 0.50% → $500k - $1m | 0.60% → $1m - $2m

Rhinebeck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$500k*-Community Checking
OTHER TIERS: 0.08% → Up to $10k | 0.10% → $10k - $50k | 0.12% → $50k - $100k | 0.15% → $100k - $250k | 0.20% → $250k - $500k
0.25%*$500k*-Priority Elite Checking
OTHER TIERS: 0.08% → Up to $10k | 0.10% → $10k - $50k | 0.12% → $50k - $100k | 0.15% → $100k - $250k | 0.20% → $250k - $500k
0.25%*$500k*-IOLA Checking
OTHER TIERS: 0.08% → Up to $10k | 0.10% → $10k - $50k | 0.12% → $50k - $100k | 0.15% → $100k - $250k | 0.20% → $250k - $500k

Rhinebeck Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-5 Year CD
0.40%$2k-4 Year CD
0.35%$2k-3 Year CD
0.25%$2k-2 Year CD
0.23%$2k-18 Month CD
0.20%$2k-1 Year CD
0.15%$2k-6 Month CD
0.10%$2k-3 Month CD

Rhinebeck Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-5 Year IRA
0.40%$2k-4 Year IRA
0.35%$2k-3 Year IRA
0.25%$2k-2 Year IRA
0.23%$2k-18 Month IRA
0.20%$2k-1 Year IRA
0.15%$2k-6 Month IRA
0.10%$2k-3 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.