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Rhinebeck Bank


Overview / Commentary
www.rhinebeckbank.com
800-772-8760
6414 Montgomery Street
Rhinebeck, NY 12572

Rhinebeck Bank is headquartered in Rhinebeck and is the 52nd largest bank in the state of New York. It is also the 820th largest bank in the nation. It was established in 1860 and as of December of 2021, it had grown to 192 employees at 19 locations. Rhinebeck Bank's money market rates are 25% higher than the national average, and it has an A health rating.

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Reviews (2)

On Line Accounts

Posted by: |

I don't know what the last reviewer meant by "No On Line accounts". I manage my accounts with Rhinebeck Bank on line all the time. From my computer, my smart phone - where ever I am I have complete access to my banking. Most of my monthly deposits and bill payments are already automatic with RB which makes my life a whole lot easier. Easy bank to work with. Nice folks in all the branches in case you want to go in an ask some questions or inquire about some kind of transaction. Of course you could just give them a call too.

2

NO ON Line Accounts. Only In Local Branch

Posted by: |

NO ON line accounts. Only in local branch

14


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16032
Year Established1860
Employees192
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.93%
Annual Interest Income$43.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.28B$1.13B
LoansQ4 2021vs Q4 2020$855.0MM$873.8MM
DepositsQ4 2021vs Q4 2020$1.12B$951.7MM
Equity CapitalQ4 2021vs Q4 2020$118.7MM$108.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$7.6MM$11.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$6.7MM$6.2MM
Real Estate OwnedQ4 2021vs Q4 2020$0$139.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rhinebeck Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhinebeck Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%*$250k*-Priority Savings
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.12% → $50k - $100k | 0.18% → $100k - $250k
0.23%*$250k*-Business Savings
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.12% → $50k - $100k | 0.18% → $100k - $250k

Rhinebeck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$2m*-Priority Money Market
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | 0.35% → $250k - $500k | 0.40% → $500k - $1m | 0.45% → $1m - $2m
0.55%*$2m*-Priority Business Money Market
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | 0.35% → $250k - $500k | 0.40% → $500k - $1m | 0.45% → $1m - $2m

Rhinebeck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$500k*-Community Checking
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.10% → $50k - $100k | 0.12% → $100k - $250k | 0.15% → $250k - $500k
0.20%*$500k*-Priority Elite Checking
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.10% → $50k - $100k | 0.12% → $100k - $250k | 0.15% → $250k - $500k
0.20%*$500k*-IOLA Checking
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.10% → $50k - $100k | 0.12% → $100k - $250k | 0.15% → $250k - $500k

Rhinebeck Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-5 Year CD
0.40%$2k-4 Year CD
0.35%$2k-3 Year CD
0.25%$2k-2 Year CD
0.23%$2k-18 Month CD
0.20%$2k-1 Year CD
0.15%$2k-6 Month CD
0.10%$2k-3 Month CD

Rhinebeck Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-5 Year IRA
0.40%$2k-4 Year IRA
0.35%$2k-3 Year IRA
0.25%$2k-2 Year IRA
0.23%$2k-18 Month IRA
0.20%$2k-1 Year IRA
0.15%$2k-6 Month IRA
0.10%$2k-3 Month IRA
Locations

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