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Rhinebeck Bank


Overview / Commentary
www.rhinebeckbank.com
845-876-1860
6414 Montgomery Street
Rhinebeck, NY 12572

Rhinebeck Bank is headquartered in Rhinebeck and is the 53rd largest bank in the state of New York. It is also the 814th largest bank in the nation. It was established in 1860 and as of June of 2020, it had grown to 168 employees at 15 locations. Rhinebeck Bank's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Reviews (2)

On Line Accounts

Posted by: |

I don't know what the last reviewer meant by "No On Line accounts". I manage my accounts with Rhinebeck Bank on line all the time. From my computer, my smart phone - where ever I am I have complete access to my banking. Most of my monthly deposits and bill payments are already automatic with RB which makes my life a whole lot easier. Easy bank to work with. Nice folks in all the branches in case you want to go in an ask some questions or inquire about some kind of transaction. Of course you could just give them a call too.

2

NO ON Line Accounts. Only In Local Branch

Posted by: |

NO ON line accounts. Only in local branch

13


Health
B+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16032
Year Established1860
Employees168
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.46%
Annual Interest Income$22.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.13B$912.9MM
LoansQ2 2020vs Q2 2019$887.3MM$737.3MM
DepositsQ2 2020vs Q2 2019$933.3MM$742.0MM
Equity CapitalQ2 2020vs Q2 2019$105.6MM$97.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$8.6MM$7.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$11.9MM$6.1MM
Real Estate OwnedQ2 2020vs Q2 2019$1.2MM$1.6MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rhinebeck Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhinebeck Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Priority Savings
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k | 0.30% → $250k - $500k
0.35%*$500k*-Business Savings
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k | 0.30% → $250k - $500k

Rhinebeck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1m*-Priority Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k | 0.40% → $250k - $500k | 0.45% → $500k - $1m
0.50%*$1m*-Priority Business Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k | 0.40% → $250k - $500k | 0.45% → $500k - $1m

Rhinebeck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$1m*-Community Checking
OTHER TIERS: 0.10% → Up to $10k | 0.12% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $250k | 0.25% → $250k - $500k | 0.30% → $500k - $1m
0.40%*$1m*-IOLA Checking
OTHER TIERS: 0.10% → Up to $10k | 0.12% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $250k | 0.25% → $250k - $500k | 0.30% → $500k - $1m
0.30%*$500k*-Priority Elite Checking
OTHER TIERS: 0.10% → Up to $10k | 0.12% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $250k | 0.25% → $250k - $500k

Rhinebeck Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$2k-5 Year CD
0.90%$2k-4 Year CD
0.85%$2k-3 Year CD
0.75%$2k-2 Year CD
0.60%$2k-18 Month CD
0.55%$2k-1 Year CD
0.25%$2k-6 Month CD
0.15%$2k-3 Month CD

Rhinebeck Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$2k-5 Year IRA
0.90%$2k-4 Year IRA
0.85%$2k-3 Year IRA
0.75%$2k-2 Year IRA
0.60%$2k-18 Month IRA
0.55%$2k-1 Year IRA
0.25%$2k-6 Month IRA
0.15%$2k-3 Month IRA
Locations

Availability



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