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Rhinebeck Bank


Overview / Commentary
www.rhinebeckbank.com
800-772-8760
6414 Montgomery Street
Rhinebeck, NY 12572

Rhinebeck Bank is headquartered in Rhinebeck and is the 48th largest bank in the state of New York. It is also the 794th largest bank in the nation. It was established in 1860 and as of June of 2022, it had grown to 201 employees at 19 locations. Rhinebeck Bank's money market rates are 8X the national average, and it has an A health rating.

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Reviews (2)

On Line Accounts

Posted by: |

I don't know what the last reviewer meant by "No On Line accounts". I manage my accounts with Rhinebeck Bank on line all the time. From my computer, my smart phone - where ever I am I have complete access to my banking. Most of my monthly deposits and bill payments are already automatic with RB which makes my life a whole lot easier. Easy bank to work with. Nice folks in all the branches in case you want to go in an ask some questions or inquire about some kind of transaction. Of course you could just give them a call too.

2

NO ON Line Accounts. Only In Local Branch

Posted by: |

NO ON line accounts. Only in local branch

14


Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16032
Year Established1860
Employees201
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD8.2%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.29B$1.21B
LoansQ2 2022vs Q2 2021$927.2MM$862.5MM
DepositsQ2 2022vs Q2 2021$1.14B$1.05B
Equity CapitalQ2 2022vs Q2 2021$106.6MM$114.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$8.2MM$10.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.6MM$6.5MM
Real Estate OwnedQ2 2022vs Q2 2021$0$89.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rhinebeck Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhinebeck Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Priority Savings
OTHER TIERS: 0.20% → Up to $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $250k
0.45%*$250k*-Business Savings
OTHER TIERS: 0.20% → Up to $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $250k

Rhinebeck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.52%*$10m*-Priority Money Market
OTHER TIERS: 1.38% → Up to $100k | 1.74% → $100k - $500k | 2.18% → $500k - $1m | 2.63% → $1m - $2m | 3.07% → $2m - $5m | 3.29% → $5m - $10m
3.52%*$10m*-Priority Business Money Market
OTHER TIERS: 1.38% → Up to $100k | 1.74% → $100k - $500k | 2.18% → $500k - $1m | 2.63% → $1m - $2m | 3.07% → $2m - $5m | 3.29% → $5m - $10m

Rhinebeck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$500k*-Community Checking
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.10% → $50k - $100k | 0.12% → $100k - $250k | 0.15% → $250k - $500k
0.20%*$500k*-Priority Elite Checking
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.10% → $50k - $100k | 0.12% → $100k - $250k | 0.15% → $250k - $500k
0.20%*$500k*-IOLA Checking
OTHER TIERS: 0.05% → Up to $10k | 0.08% → $10k - $50k | 0.10% → $50k - $100k | 0.12% → $100k - $250k | 0.15% → $250k - $500k

Rhinebeck Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.34%$2k-1 Year CD
3.71%$2k-6 Month CD
3.71%$2k-16 Month CD Special - In Branch Only
3.70%$2k-18 Month CD
3.63%$2k-2 Year CD
3.52%$2k-3 Month CD
2.59%$2k-3 Year CD
2.49%$2k-4 Year CD
2.34%$2k-5 Year CD

Rhinebeck Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.34%$2k-1 Year IRA
3.71%$2k-6 Month IRA
3.71%$2k-16 Month IRA Special
3.70%$2k-18 Month IRA
3.63%$2k-2 Year IRA
3.52%$2k-3 Month IRA
2.59%$2k-3 Year IRA
2.49%$2k-4 Year IRA
2.34%$2k-5 Year IRA
Locations

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