Rhinebeck Bank


Overview / Commentary
845-454-8555
6414 Montgomery Street
Rhinebeck, NY 12572

Rhinebeck Bank is headquartered in RHINEBECK and is the 50th largest bank in the state of New York. It is also the 850th largest bank in the nation. It was established in 1860 and as of September of 2024, it had grown to 165 employees at 17 locations. Rhinebeck Bank's money market rates are 7X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #16032
Year Established1860
Employees165
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.53%
Return on Equity - YTD-6.07%
Annual Interest Income$47.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.27B$1.32B
LoansQ3 2024vs Q3 2023$964.9MM$1B
DepositsQ3 2024vs Q3 2023$1.06B$1.1B
Equity CapitalQ3 2024vs Q3 2023$119.1MM$102.4MM
Loan Loss AllowanceQ3 2024vs Q3 2023$8.2MM$8.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.8MM$4.9MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rhinebeck Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhinebeck Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$100kPremier Savings
OTHER TIERS: 0.50% $100k+
0.45%*$250k*-Business Savings
OTHER TIERS: 0.20% $0 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k
0.45%*$250k*-Classic Savings
OTHER TIERS: 0.20% $0 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k

Rhinebeck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.24%*$10m*-Business Money Market
OTHER TIERS: 0.87% $0 - $100k | 1.25% $100k - $500k | 1.43% $500k - $1m | 1.89% $1m - $2m | 2.34% $2m - $5m | 2.56% $5m - $10m
2.98%*$10m*-Money Market
OTHER TIERS: 0.62% $0 - $100k | 1.00% $100k - $500k | 1.18% $500k - $1m | 1.63% $1m - $2m | 2.08% $2m - $5m | 2.31% $5m - $10m

Rhinebeck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$10kHigh Interest Checking
OTHER TIERS: 0.50% $10k+
0.20%*$500k*-Community Checking
OTHER TIERS: 0.05% $0 - $10k | 0.08% $10k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k | 0.15% $250k - $500k
0.20%*$500k*-IOLA Checking
OTHER TIERS: 0.05% $0 - $10k | 0.08% $10k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k | 0.15% $250k - $500k

Rhinebeck Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2k-9 Month CD Special
3.74%$2k-2 Year CD Special
2.27%$2k-12 Month CD
2.27%$2k-Business 12 Month CD
2.02%$2k-18 Month CD
2.02%$2k-Business 18 Month CD
1.89%$2k-3 Year CD
1.89%$2k-4 Year CD
1.89%$2k-5 Year CD
1.89%$2k-Business 3 Year CD
1.89%$2k-Business 4 Year CD
1.89%$2k-Business 5 Year CD
1.61%$2k-3 Month CD
1.61%$2k-6 Month CD
1.61%$2k-Business 3 Month CD
1.61%$2k-Business 6 Month CD
Locations

Availability



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