Rhinebeck Bank


Overview / Commentary
845-454-8555
6414 Montgomery Street
Rhinebeck, NY 12572

Rhinebeck Bank is headquartered in RHINEBECK and is the 47th largest bank in the state of New York. It is also the 800th largest bank in the nation. It was established in 1860 and as of September of 2023, it had grown to 173 employees at 18 locations. Rhinebeck Bank's money market rates are 9X the national average, and it has a B health rating.

Reviews (2)

On Line Accounts

Posted by: |

I don't know what the last reviewer meant by "No On Line accounts". I manage my accounts with Rhinebeck Bank on line all the time. From my computer, my smart phone - where ever I am I have complete access to my banking. Most of my monthly deposits and bill payments are already automatic with RB which makes my life a whole lot easier. Easy bank to work with. Nice folks in all the branches in case you want to go in an ask some questions or inquire about some kind of transaction. Of course you could just give them a call too.

NO ON Line Accounts. Only In Local Branch

Posted by: |

NO ON line accounts. Only in local branch



Health

Health Grade Components

Overall
FDIC Certificate #16032
Year Established1860
Employees173
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD5.44%
Annual Interest Income$45.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.32B$1.29B
LoansQ3 2023vs Q3 2022$1B$951.3MM
DepositsQ3 2023vs Q3 2022$1.1B$1.13B
Equity CapitalQ3 2023vs Q3 2022$102.4MM$100.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$8.5MM$8.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$4.9MM$4.7MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rhinebeck Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhinebeck Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Priority Savings
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k
0.45%*$250k*-Business Savings
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k

Rhinebeck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$10m*-Priority Money Market
OTHER TIERS: 1.38% Up to $100k | 1.74% $100k - $500k | 2.18% $500k - $1m | 2.63% $1m - $2m | 3.07% $2m - $5m | 3.29% $5m - $10m
3.95%*$10m*-Priority Business Money Market
OTHER TIERS: 1.38% Up to $100k | 1.74% $100k - $500k | 2.18% $500k - $1m | 2.63% $1m - $2m | 3.07% $2m - $5m | 3.29% $5m - $10m

Rhinebeck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$500k*-Community Checking
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k | 0.15% $250k - $500k
0.20%*$500k*-Priority Elite Checking
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k | 0.15% $250k - $500k
0.20%*$500k*-IOLA Checking
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k | 0.15% $250k - $500k

Rhinebeck Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$2k-7 Month CD Special
3.66%$2k-3 Month CD
3.65%$2k-6 Month CD
3.55%$2k-12 Month CD
3.11%$2k-18 Month CD
2.96%$2k-2 Year CD
2.20%$2k-3 Year CD
2.14%$2k-4 Year CD
2.08%$2k-5 Year CD

Rhinebeck Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$2k-7 Month IRA Special
3.66%$2k-3 Month IRA
3.65%$2k-6 Month IRA
3.55%$2k-12 Month IRA
3.11%$2k-18 Month IRA
2.96%$2k-2 Year IRA
2.20%$2k-3 Year IRA
2.14%$2k-4 Year IRA
2.08%$2k-5 Year IRA
Locations

Availability



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