Rhode Island Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Prime Share Account |
| 1.20% | 4-year CD | 42 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD |
Rhode Island Credit Union is headquartered in Providence and is the 5th largest credit union in the state of Rhode Island. It is also the 820th largest credit union in the nation. It was established in 1946 and as of March of 2017, it had grown to 74 employees and 25,324 members at 6 locations. Rhode Island Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to anyone who live or work within the state of Rhode Island or within 50 miles of the Rhode Island border.
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67269 |
| Year Chartered | 1946 |
| Employees | 74 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.37% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $271.8MM$261.0MM |
| Loans | Q1 2017vs Q1 2016 | $178.7MM$165.0MM |
| Deposits | Q1 2017vs Q1 2016 | $243.2MM$232.5MM |
| Equity Capital | Q1 2017vs Q1 2016 | $24.7MM$24.8MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $700.00K$700.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $281.00K$446.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$186.00K |
Always verify rates and promotions with the bank or credit union. We are not Rhode Island Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Rhode Island Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Share Account | |
| 0.10% | $1k | - | Capital Account | |
| 0.05% | $100 | - | Prime Share Account | |
| 0.05% | - | - | Vacation Club Account | |
| 0.05% | - | - | Christmas Club Account |
Rhode Island Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $75k* | - | Money Market Savings Account | ||
| OTHER TIERS: 0.15% → $2,500 - $25k | 0.20% → $25k - $75k | |||||
Rhode Island Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2,500 | - | Investment Plus Checking Account |
Rhode Island Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $500 | - | 42 Month CD | |
| 0.65% | $500 | - | 30 Month CD | |
| 0.50% | $500 | - | 24 Month CD | |
| 0.45% | $500 | - | 18 Month CD | |
| 0.40% | $500 | - | 12 Month CD | |
| 0.25% | $500 | - | 6 Month CD | |
| 0.15% | $500 | - | 3 Month CD |
| Rhode Island Credit Union Locations | ||
|---|---|---|
| Branch Office | 50 Lower College Rd URI Memorial Union | Kingston, RI 02881 |
| Branch Office | 390 Metacom Ave | Bristol, RI 02809 |
| Branch Office | 860 Reservoir Ave | Cranston, RI 02910-4414 |
| Branch Office | 480 Metacom Ave | Bristol, RI 02809 |
| Branch Office | 60 N Main St | Pascoag, RI 02859-3137 |
| Branch Office | 160 Francis St | Providence, RI 02903-1118 |