Featured Savings Rates
Featured Accounts

Rhode Island Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12 Month CD
0.05%SavingsPrime Share Account
1.20%4-year CD42 Month CD

Overview / Commentary
401-751-7440
160 Francis St
Providence, RI 02903-1118

Rhode Island Credit Union is headquartered in Providence and is the 6th largest credit union in the state of Rhode Island. It is also the 845th largest credit union in the nation. It was established in 1946 and as of March of 2018, it had grown to 73 employees and 26,018 members at 6 locations. Rhode Island Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone who live or work within the state of Rhode Island or within 50 miles of the Rhode Island border.
See current membership details

Reviews (1)

Great service

As a retired State of Rhode Island employee, I originally joined the RI State Employees Credit Union way back in the 1980s when I was hired as a state worker. It was a great way to save, borrow, and access lending options. When I first joined, I had $25 per pay period deposited directly from my paycheck into my credit union savings account. It was not a lot of money, but it added up because before I could get the money it was already in the bank. After about a year, I decided to apply for a loan because I needed a new washer and dryer. It was only a small loan but I was approved right away and the interest rate was much lower than I would have gotten if I had used a credit card. Over the years I applied for car loans, home improvement loans, etc. The credit union was always there for me with the lowest rates and excellent service.



Health

Health Grade Components

Overall
NCUA #67269
Year Chartered1946
Employees73
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.89%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$277.1MM$271.8MM
LoansQ1 2018vs Q1 2017$197.6MM$178.7MM
DepositsQ1 2018vs Q1 2017$248.1MM$243.2MM
Equity CapitalQ1 2018vs Q1 2017$25.8MM$24.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$735.00K$700.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$257.00K$281.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Rhode Island Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhode Island Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Share Account
0.10%$1k-Capital Account
0.05%$100-Prime Share Account
0.05%--Vacation Club Account
0.05%--Christmas Club Account

Rhode Island Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*- Money Market Savings Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $75k

Rhode Island Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Investment Plus Checking Account

Rhode Island Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-42 Month CD
0.65%$500-30 Month CD
0.50%$500-24 Month CD
0.45%$500-18 Month CD
0.40%$500-12 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD
Locations


Rhode Island Credit Union Locations
Branch Office50 Lower College Rd URI Memorial UnionKingston, RI 02881
Branch Office390 Metacom AveBristol, RI 02809
Branch Office860 Reservoir AveCranston, RI 02910-4414
Branch Office480 Metacom AveBristol, RI 02809
Branch Office60 N Main StPascoag, RI 02859-3137
Branch Office160 Francis StProvidence, RI 02903-1118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.