Rhode Island Credit Union


Overview / Commentary
401-751-7440
160 Francis St
Providence, RI 02903

Rhode Island Credit Union is headquartered in Providence and is the 6th largest credit union in the state of Rhode Island. It is also the 839th largest credit union in the nation. It was established in 1946 and as of September of 2024, it had grown to 79 employees and 27,800 members at 7 locations. Rhode Island Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Rhode Island Credit Union is open to anyone who live or work within the state of Rhode Island or within 50 miles of the Rhode Island border.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #67269
Year Chartered1946
Employees79
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.25%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$407.8MM$401.6MM
LoansQ3 2024vs Q3 2023$279.4MM$278.5MM
DepositsQ3 2024vs Q3 2023$360.6MM$356.5MM
Equity CapitalQ3 2024vs Q3 2023$41.4MM$37.6MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.6MM$1.6MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$612K$309K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Rhode Island Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rhode Island Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-IRA Share Account
0.20%$0-Health Savings Account
0.10%$1k-Capital Account
0.05%$100-Prime Share Account
0.05%$0-Vacation Club Account
0.05%$0-Christmas Club Account

Rhode Island Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$75k*- Money Market Savings Account
OTHER TIERS: 0.75% $2.5k - $25k | 1.00% $25k - $75k

Rhode Island Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Investment Plus Checking Account

Rhode Island Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month CD
3.60%$500-12 Month CD
3.40%$500-18 Month CD
3.35%$500-24 Month CD
3.30%$500-30 Month CD
0.65%$500-42 Month CD
0.15%$500-3 Month CD

Rhode Island Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500-12 Month IRA
3.40%$500-18 Month IRA
3.35%$500-24 Month IRA
3.30%$500-30 Month IRA
0.65%$500-42 Month IRA
Locations


Rhode Island Credit Union Locations
Branch Office50 Lower College Rd URI Memorial UnionKingston, RI 02881
Branch Office390 Metacom AveBristol, RI 02809
Branch Office860 Reservoir AveCranston, RI 02910-4414
Branch Office480 Metacom AveBristol, RI 02809
Branch Office60 N Main StPascoag, RI 02859-3137
Branch Office160 Francis StProvidence, RI 02903-1118
Branch Office594 Central AvePawtucket, RI 02861-1956

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.