Rhode Island Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ricreditunion.org

401-751-7440

160 Francis St
Providence, RI 02903

Rhode Island Credit Union is headquartered in Providence and is the 6^th largest credit union in the state of Rhode Island. It is also the 836^th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 84 employees and 27,502 members at 7 locations. Rhode Island Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Rhode Island Credit Union is open to anyone who live or work within the state of Rhode Island or within 50 miles of the Rhode Island border.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67269
Year Chartered	1946
Employees	84
Primary Regulator

Profit Margin
Return on Assets - YTD	0.06%
Return on Equity - YTD	0.63%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$417.5MM$417.9MM
Loans	Q1 2025vs Q1 2024	$282MM$276.5MM
Deposits	Q1 2025vs Q1 2024	$369.5MM$371.1MM
Equity Capital	Q1 2025vs Q1 2024	$42MM$40.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$970K$308K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Rhode Island Credit Union.

Locations

Rhode Island Credit Union Locations
Branch Office	50 Lower College Rd URI Memorial Union	Kingston, RI 02881
Branch Office	390 Metacom Ave	Bristol, RI 02809
Branch Office	860 Reservoir Ave	Cranston, RI 02910-4414
Branch Office	480 Metacom Ave	Bristol, RI 02809
Branch Office	60 N Main St	Pascoag, RI 02859-3137
Branch Office	160 Francis St	Providence, RI 02903-1118
Branch Office	594 Central Ave	Pawtucket, RI 02861-1956

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