Rhode Island Credit Union is headquartered in Providence and is the 6th largest credit union in the state of Rhode Island. It is also the 839th largest credit union in the nation. It was established in 1946 and as of September of 2024, it had grown to 79 employees and 27,800 members at 7 locations. Rhode Island Credit Union's CD rates are 4X the national average, and it has an A health rating.
Membership in Rhode Island Credit Union is open to anyone who live or work within the state of Rhode Island or within 50 miles of the Rhode Island border.
See current membership details
Overall | |
---|---|
NCUA # | 67269 |
Year Chartered | 1946 |
Employees | 79 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.14% |
Return on Equity - YTD | 11.25% |
Annual Interest Income | $11.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $407.8MM$401.6MM |
Loans | Q3 2024vs Q3 2023 | $279.4MM$278.5MM |
Deposits | Q3 2024vs Q3 2023 | $360.6MM$356.5MM |
Equity Capital | Q3 2024vs Q3 2023 | $41.4MM$37.6MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $1.6MM$1.6MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $612K$309K |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Rhode Island Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.26%* | $75k* | - | Money Market Savings Account | ||
OTHER TIERS: 0.75% → $2.5k - $25k | 1.00% → $25k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $2.5k | - | Investment Plus Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.00% | $500 | - | 6 Month CD | |
3.60% | $500 | - | 12 Month CD | |
3.40% | $500 | - | 18 Month CD | |
3.35% | $500 | - | 24 Month CD | |
3.30% | $500 | - | 30 Month CD | |
0.65% | $500 | - | 42 Month CD | |
0.15% | $500 | - | 3 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.60% | $500 | - | 12 Month IRA | |
3.40% | $500 | - | 18 Month IRA | |
3.35% | $500 | - | 24 Month IRA | |
3.30% | $500 | - | 30 Month IRA | |
0.65% | $500 | - | 42 Month IRA |
Rhode Island Credit Union Locations | ||
---|---|---|
Branch Office | 50 Lower College Rd URI Memorial Union | Kingston, RI 02881 |
Branch Office | 390 Metacom Ave | Bristol, RI 02809 |
Branch Office | 860 Reservoir Ave | Cranston, RI 02910-4414 |
Branch Office | 480 Metacom Ave | Bristol, RI 02809 |
Branch Office | 60 N Main St | Pascoag, RI 02859-3137 |
Branch Office | 160 Francis St | Providence, RI 02903-1118 |
Branch Office | 594 Central Ave | Pawtucket, RI 02861-1956 |