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R.I.A. Federal Credit Union

Popular Accounts at this Credit Union

2.00%Reward CheckingSmart Checking
2.27%5-year CD60 Month CD
1.56%3-year CD36 Month CD

Overview / Commentary
4343 Utica Ridge Rd
Bettendorf, IA 52722

R.I.A. Federal Credit Union is headquartered in Bettendorf and is the 11th largest credit union in the state of Iowa. It is also the 651st largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 104 employees and 40,716 members at 11 locations. R.I.A. Federal Credit Union's CD rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in R.I.A. Federal Credit Union is open to the following: (1) those who live, work, or worship within thirty miles of the Wilton or Davenport branch locations; (2) live or work in Monroe and parts of Juneau counties in Wisconsin; (3) select employee groups Carroll County and Jo Daviess County in Illinois; (4) military personnel (active or retired) or civilian employees of the U.S. Government who work, train or are stationed on the Rock Island Arsenal or Ft McCoy military installation.
See current membership details

Related Posts

5-Month CD Special At R.I.A. Federal Credit Union In Tomah, WI - 6/30/2016

La Crosse Tribune ad: Grand Opening specials from July 18th to July 23: 5-month certificate at 5.12% APY, minimum $500, max $5,000. Ad says to visit riafcu.com/grand-opening or call 608.372.9277 for more info

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Health Grade Components

NCUA #17117
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.28%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$375.3MM$370.7MM
LoansQ4 2016vs Q4 2015$288.6MM$263.5MM
DepositsQ4 2016vs Q4 2015$324.9MM$314.1MM
Equity CapitalQ4 2016vs Q4 2015$36.0MM$34.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.5MM$2.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.7MM$1.7MM
Real Estate OwnedQ4 2016vs Q4 2015$75.00K$106.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

R.I.A. Federal Credit Union Savings Account Rates

0.45%--Variable IRA
0.45%--Variable Roth IRA
0.45%--Variable CESA
0.10%--KARS Share Accounts
0.10%--Holiday Club Account
0.10%$250-Regular Share Account
0.10%--TGIF Share Accounts
0.10%$250-X-Tra Kash Share Account

R.I.A. Federal Credit Union Money Market Rates

0.40%*$100k*-Super Share Account
OTHER TIERS: 0.15% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k

R.I.A. Federal Credit Union Checking Account Rates

2.00%*-$5kSmart Checking
OTHER TIERS: 0.10% $5k+
0.20%$2k-Interest Share Checking
0.20%$2,500-Business Checking
0.10%$500-Members Gold Share Checking
0.05%$1k-Members Classic Share Checking

R.I.A. Federal Credit Union CD Rates

2.27%$1k-60 Month CD
1.56%$500-36 Month CD
1.51%$500-24 Month CD
1.16%$500-18 Month CD
1.11%$500-12 Month CD
0.65%$500-9 Month CD
0.60%$500-6 Month CD
0.40%$500-91 Day CD

R.I.A. Federal Credit Union IRA Rates

2.32%$1k-60 Month IRA
1.61%$500-36 Month IRA
1.56%$500-24 Month IRA
1.16%$500-12 Month IRA

R.I.A. Federal Credit Union has 11 locations. Click to view all R.I.A. Federal Credit Union locations.