R.I.A. Federal Credit Union is headquartered in Bettendorf and is the 10th largest credit union in the state of Iowa. It is also the 651st largest credit union in the nation. It was established in 1935 and as of June of 2024, it had grown to 134 employees and 40,486 members at 11 locations. R.I.A. Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.
Membership in R.I.A. Federal Credit Union is open to the following: (1) those who live, work, or worship within thirty miles of the Wilton or Davenport branch locations; (2) live or work in Monroe and parts of Juneau counties in Wisconsin; (3) select employee groups Carroll County and Jo Daviess County in Illinois; (4) military personnel (active or retired) or civilian employees of the U.S. Government who work, train or are stationed on the Rock Island Arsenal or Ft McCoy military installation.
See current membership details
Overall | |
---|---|
NCUA # | 17117 |
Year Chartered | 1935 |
Employees | 134 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.3% |
Return on Equity - YTD | 5.35% |
Annual Interest Income | $16.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $619.1MM$611MM |
Loans | Q2 2024vs Q2 2023 | $452.6MM$452.3MM |
Deposits | Q2 2024vs Q2 2023 | $582.1MM$571.8MM |
Equity Capital | Q2 2024vs Q2 2023 | $34.5MM$36.9MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $7.7MM$4.4MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $4MM$2.7MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $5 | - | Variable IRA | |
0.10% | $5 | - | KARS Share Account | |
0.10% | $5 | - | Holiday Club Account | |
0.10% | $250 | - | Regular Share Account | |
0.10% | $5 | - | X-Tra Kash | |
0.10% | $5 | - | myCA$H Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | $0 | $15k | Smart Checking | |
0.20% | $2.5k | - | Business Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.80% | $500 | - | 6 Month CD | |
4.07% | $500 | - | 9 Month CD | |
2.53% | $500 | - | 12 Month CD | |
2.53% | $500 | - | 18 Month CD | |
2.27% | $500 | - | 24 Month CD | |
1.91% | $1k | - | 60 Month CD | |
1.76% | $500 | - | 36 Month CD | |
0.20% | $500 | - | 91 Day CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.52% | $500 | - | 12 Month IRA | |
2.27% | $500 | - | 24 Month IRA | |
1.91% | $1k | - | 60 Month IRA | |
1.76% | $500 | - | 36 Month IRA |