R.I.A. Federal Credit Union


Overview / Commentary
800-742-2848
4343 Utica Ridge Rd
Bettendorf, IA 52722

R.I.A. Federal Credit Union is headquartered in Bettendorf and is the 10th largest credit union in the state of Iowa. It is also the 651st largest credit union in the nation. It was established in 1935 and as of June of 2024, it had grown to 134 employees and 40,486 members at 11 locations. R.I.A. Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in R.I.A. Federal Credit Union is open to the following: (1) those who live, work, or worship within thirty miles of the Wilton or Davenport branch locations; (2) live or work in Monroe and parts of Juneau counties in Wisconsin; (3) select employee groups Carroll County and Jo Daviess County in Illinois; (4) military personnel (active or retired) or civilian employees of the U.S. Government who work, train or are stationed on the Rock Island Arsenal or Ft McCoy military installation.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #17117
Year Chartered1935
Employees134
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD5.35%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$619.1MM$611MM
LoansQ2 2024vs Q2 2023$452.6MM$452.3MM
DepositsQ2 2024vs Q2 2023$582.1MM$571.8MM
Equity CapitalQ2 2024vs Q2 2023$34.5MM$36.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$7.7MM$4.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$4MM$2.7MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not R.I.A. Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

R.I.A. Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Variable IRA
0.10%$5-KARS Share Account
0.10%$5-Holiday Club Account
0.10%$250-Regular Share Account
0.10%$5-X-Tra Kash
0.10%$5-myCA$H Share Account

R.I.A. Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$250k*-Mega Share Money Market
OTHER TIERS: 0.80% $25k - $50k | 1.00% $50k - $100k | 1.26% $100k - $250k
1.21%*$100k*-Super Share Account
OTHER TIERS: 0.40% $2k - $10k | 0.60% $10k - $25k | 0.75% $25k - $100k

R.I.A. Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0$15kSmart Checking
0.20%$2.5k-Business Checking

R.I.A. Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%$500-6 Month CD
4.07%$500-9 Month CD
2.53%$500-12 Month CD
2.53%$500-18 Month CD
2.27%$500-24 Month CD
1.91%$1k-60 Month CD
1.76%$500-36 Month CD
0.20%$500-91 Day CD

R.I.A. Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$500-12 Month IRA
2.27%$500-24 Month IRA
1.91%$1k-60 Month IRA
1.76%$500-36 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.