R.I.A. Federal Credit Union

Overview / Commentary
4343 Utica Ridge Rd
Bettendorf, IA 52722

R.I.A. Federal Credit Union is headquartered in Bettendorf and is the 10th largest credit union in the state of Iowa. It is also the 657th largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 136 employees and 40,754 members at 11 locations. R.I.A. Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in R.I.A. Federal Credit Union is open to the following: (1) those who live, work, or worship within thirty miles of the Wilton or Davenport branch locations; (2) live or work in Monroe and parts of Juneau counties in Wisconsin; (3) select employee groups Carroll County and Jo Daviess County in Illinois; (4) military personnel (active or retired) or civilian employees of the U.S. Government who work, train or are stationed on the Rock Island Arsenal or Ft McCoy military installation.
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Health Grade Components

NCUA #17117
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD1.07%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$614.4MM$609MM
LoansQ1 2024vs Q1 2023$448.4MM$446.4MM
DepositsQ1 2024vs Q1 2023$577.8MM$569.3MM
Equity CapitalQ1 2024vs Q1 2023$34MM$37.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$8MM$4.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.4MM$2.5MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

R.I.A. Federal Credit Union Savings Account Rates

0.25%$5-Variable IRA
0.10%$5-KARS Share Account
0.10%$5-Holiday Club Account
0.10%$250-Regular Share Account
0.10%$5-X-Tra Kash
0.10%$5-myCA$H Share Account

R.I.A. Federal Credit Union Money Market Rates

1.51%*$250k*-Mega Share Money Market
OTHER TIERS: 0.80% $25k - $50k | 1.00% $50k - $100k | 1.26% $100k - $250k
1.21%*$100k*-Super Share Account
OTHER TIERS: 0.40% $2k - $10k | 0.60% $10k - $25k | 0.75% $25k - $100k

R.I.A. Federal Credit Union Checking Account Rates

2.00%$0$15kSmart Checking
0.20%$2.5k-Business Checking

R.I.A. Federal Credit Union CD Rates

5.01%$500-6 Month CD
4.07%$500-9 Month CD
2.53%$500-12 Month CD
2.53%$500-18 Month CD
2.27%$500-24 Month CD
1.91%$1k-60 Month CD
1.76%$500-36 Month CD
0.20%$500-91 Day CD

R.I.A. Federal Credit Union IRA Rates

2.52%$500-12 Month IRA
2.27%$500-24 Month IRA
1.91%$1k-60 Month IRA
1.76%$500-36 Month IRA


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