R.I.A. Federal Credit Union

Overview / Commentary
4343 Utica Ridge Rd
Bettendorf, IA 52722

R.I.A. Federal Credit Union is headquartered in Bettendorf and is the 10th largest credit union in the state of Iowa. It is also the 647th largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 127 employees and 40,757 members at 11 locations. R.I.A. Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in R.I.A. Federal Credit Union is open to the following: (1) those who live, work, or worship within thirty miles of the Wilton or Davenport branch locations; (2) live or work in Monroe and parts of Juneau counties in Wisconsin; (3) select employee groups Carroll County and Jo Daviess County in Illinois; (4) military personnel (active or retired) or civilian employees of the U.S. Government who work, train or are stationed on the Rock Island Arsenal or Ft McCoy military installation.
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Health Grade Components

NCUA #17117
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD6.87%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$611.0MM$597.6MM
LoansQ2 2023vs Q2 2022$452.3MM$443.6MM
DepositsQ2 2023vs Q2 2022$571.8MM$557.2MM
Equity CapitalQ2 2023vs Q2 2022$36.9MM$37.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$3.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.7MM$2.3MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not R.I.A. Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

R.I.A. Federal Credit Union Savings Account Rates

0.25%$5-Variable IRA
0.10%$5-KARS Share Account
0.10%$5-Holiday Club Account
0.10%$250-Regular Share Account
0.10%$250-X-Tra Kash
0.10%$5-myCA$H Share Account

R.I.A. Federal Credit Union Money Market Rates

1.51%*$250k*-Mega Share Money Market
OTHER TIERS: 0.80% $25k - $50k | 1.00% $50k - $100k | 1.26% $100k - $250k
1.21%*$100k*-Super Share Account
OTHER TIERS: 0.40% $2k - $10k | 0.60% $10k - $25k | 0.75% $25k - $100k

R.I.A. Federal Credit Union Checking Account Rates

2.00%-$15kStart Smart Checking
0.20%$2.5k-Business Checking

R.I.A. Federal Credit Union CD Rates

5.11%$500-6 Month CD
4.07%$500-12 Month CD
3.04%$500-18 Month CD
3.03%$500-24 Month CD
1.91%$1k-60 Month CD
1.76%$500-36 Month CD
0.35%$500-9 Month CD
0.20%$500-91 Day CD

R.I.A. Federal Credit Union IRA Rates

3.03%$500-24 Month IRA
2.02%$500-12 Month IRA
1.91%$1k-60 Month IRA
1.76%$500-36 Month IRA


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