Overview / Commentary
406-482-2704
201 W Holly St
Sidney, MT 59270

Richland Federal Credit Union is headquartered in Sidney and is the 16th largest credit union in the state of Montana. It is also the 1,754th largest credit union in the nation. It was established in 1939 and as of September of 2018, it had grown to 13 employees and 4,940 members at 2 locations. Richland Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Richland and Roosevelt counties in Montana or within 25 miles of Sidney, MT.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Richland Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3391
Year Chartered1939
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD8.58%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$85.8MM$83.5MM
LoansQ3 2018vs Q3 2017$37.2MM$36.5MM
DepositsQ3 2018vs Q3 2017$73.2MM$72.1MM
Equity CapitalQ3 2018vs Q3 2017$12.1MM$11.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$248.00K$239.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$104.00K$124.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Richland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Richland Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Account
1.00%--ROTH IRA Conversion Share Account
1.00%--IRA Roth Account
1.00%--IRA Education Account
0.50%--Primary Share Account

Richland Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-18 Month CD
1.00%$2k-1 Year CD
0.80%$10k-6 Month CD
0.75%$7.5k-3 Month CD
Locations


Richland Federal Credit Union Locations
Branch Office201 W Holly StSidney, MT 59270-3626
Branch Office18 2nd eastCulbertson, MT 59218

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.