Overview / Commentary
Richland Federal Credit Union is headquartered in Sidney and is the 16th largest credit union in the state of Montana. It is also the 1,719th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 14 employees and 4,984 members at 2 locations. Richland Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Richland Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Richland or Roosevelt Counties in Montana or within 25 miles of Sidney, Montana.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3391 |
| Year Chartered | 1939 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.3% |
| Return on Equity - YTD | 8.92% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $113.8MM$109.8MM |
| Loans | Q1 2025vs Q1 2024 | $44.6MM$42.3MM |
| Deposits | Q1 2025vs Q1 2024 | $97MM$93.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $16.3MM$15.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $667K$707K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.2MM$1.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |