Featured Savings Rates
Featured Accounts

Richland State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.60%SavingsPassbook Saving Account
0.50%Money MarketMoney Market Account
0.20%CheckingRegular Now Account

Overview / Commentary
605-627-5671
602 First Street
Bruce, SD 57220

Richland State Bank is headquartered in Bruce and is the 60th largest bank in the state of South Dakota. It is also the 5,452nd largest bank in the nation. It was established in 1927 and as of December of 2016, it had grown to 10 employees at 1 location. Richland State Bank's savings rates are 15% higher than the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Richland State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #1675
Year Established1927
Employees10
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD6.52%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$44.4MM$45.4MM
LoansQ4 2016vs Q4 2015$17.0MM$14.1MM
DepositsQ4 2016vs Q4 2015$33.7MM$34.1MM
Equity CapitalQ4 2016vs Q4 2015$10.6MM$11.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$170.00K$132.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$10.00K$0
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Richland State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Passbook Saving Account

Richland State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Money Market Account

Richland State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-Super Now Account
0.20%$500-Regular Now Account
Locations


Richland State Bank Locations
Richland State Bank602 First StreetBruce, SD 57220