Richmond Heritage Federal Credit Union

Overview / Commentary
50 W Commerce Rd
Richmond, VA 23224

Richmond Heritage Federal Credit Union is headquartered in Richmond and is the 80th largest credit union in the state of Virginia. It is also the 3,844th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 5 employees and 1,923 members at 1 location. Richmond Heritage Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Richmond Heritage Federal Credit Union is open to those who live, worship, or work in the communities of Blackwell, Swansboro, and Manchester or employees of Richmond Public Schools, Virginia Union University, Metropolitan Business League, Bon secours Richmond Community Hospital, or Association Education Services Corporation of Virginia.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Richmond Heritage Federal Credit Union has a low asset base.

Health Grade Components

NCUA #1282
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.5%
Return on Equity - YTD-6.08%
Annual Interest Income$77.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$12.1MM$11.7MM
LoansQ1 2022vs Q1 2021$3.2MM$3.9MM
DepositsQ1 2022vs Q1 2021$7.6MM$10.7MM
Equity CapitalQ1 2022vs Q1 2021$986.00K$1.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$92.00K$107.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$43.00K$130.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Richmond Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Richmond Heritage Federal Credit Union Savings Account Rates

0.10%*$10k*-Regular Share Account
OTHER TIERS: 0.05% $50 - $10k
0.05%--Vacation Club Account
0.05%--Christmas Club Account

Richmond Heritage Federal Credit Union CD Rates

0.75%$2k-12 Month Share CD
0.35%$2k-6 Month Share CD

Richmond Heritage Federal Credit Union Locations
Branch Office50 W Commerce RdRichmond, VA 23224-2316

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.