Richmond Heritage Federal Credit Union is headquartered in Richmond and is the 87th largest credit union in the state of Virginia. It is also the 4,224th largest credit union in the nation. It was established in 1936 and as of December of 2020, it had grown to 4 employees and 2,131 members at 1 location. Richmond Heritage Federal Credit Union has a C+ health rating.
Membership in Richmond Heritage Federal Credit Union is open to those who live, worship, or work in the communities of Blackwell, Swansboro, and Manchester or employees of Richmond Public Schools, Virginia Union University, Metropolitan Business League, Bon secours Richmond Community Hospital, or Association Education Services Corporation of Virginia.
See current membership details
Overall | |
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NCUA # | 1282 |
Year Chartered | 1936 |
Employees | 4 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -1.7% |
Return on Equity - YTD | -48.44% |
Annual Interest Income | $412.00K |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $7.4MM$7.1MM |
Loans | Q4 2020vs Q4 2019 | $4.0MM$4.7MM |
Deposits | Q4 2020vs Q4 2019 | $7.2MM$6.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $262.00K$390.00K |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $141.00K$99.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $80.00K$167.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Richmond Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.10%* | $10k* | - | Regular Share Account | ||
OTHER TIERS: 0.05% → $50 - $10k | |||||
0.05% | - | - | Vacation Club Account | ||
0.05% | - | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $2k | - | 12 Month Share CD | |
0.35% | $2k | - | 6 Month Share CD |
Richmond Heritage Federal Credit Union Locations | ||
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Branch Office | 50 W Commerce Rd | Richmond, VA 23224-2316 |