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Ridgewood Savings Bank


Overview / Commentary
www.ridgewoodbank.com
718-240-4778
7102 Forest Avenue
Ridgewood, NY 11385

The people of Ridgewood Savings Bank have been proudly serving their local communities since the bank was founded back in 1921. A lot of things have changed through the years, but one thing has remained the same: their commitment to meeting the needs of their customers and communities.

Ridgewood Savings Bank is convenient, courteous, comfortable and secure. Whatever your financial needs, you'll find the valuable products and services you want.

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Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16026
Year Established1921
Employees520
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.55%
Annual Interest Income$128.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$7.02B$6.9B
LoansQ2 2024vs Q2 2023$4.6B$4.37B
DepositsQ2 2024vs Q2 2023$5.56B$5.47B
Equity CapitalQ2 2024vs Q2 2023$829.3MM$792.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$31.7MM$31MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$56.2MM$53MM
Real Estate OwnedQ2 2024vs Q2 2023$38K$38K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ridgewood Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ridgewood Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$0$250kSmart Move Online Savings Account
OTHER TIERS: 0.25% → $250k+
1.50%*$0$25kYouth Savings Passbook Account
OTHER TIERS: 0.25% → $25k+
1.50%*$0$25kYouth Savings Statement Account
OTHER TIERS: 0.25% → $25k+
0.35%$0-Super Saver IRA
0.25%$0-Business Savings Account
0.25%$0-Statement Savings
0.25%$0-Vacation Club
0.25%$0-Holiday Club
0.25%$0-Passbook Savings

Ridgewood Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$10k*$250kSmart Move Money Market
OTHER TIERS: 0.25% → $250k+
2.00%*$0$5mBusiness Money Market
OTHER TIERS: 0.25% → $5m+
0.35%*$25k*-PowerFlex Money Market
OTHER TIERS: 0.20% → $0 - $10k | 0.25% → $10k - $25k

Ridgewood Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Premier Checking
OTHER TIERS: 0.10% → $0 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k

Ridgewood Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.16%$100-2 Year Treasury Indexed CD
4.15%$100-12 Month CD
3.90%$100-18 Month CD
3.75%$100-9 Month CD
3.75%$100-24 Month CD
3.75%$100-72 Month CD
3.75%$100-84 Month CD
3.65%$100-36 Month CD
3.65%$100-48 Month CD
3.65%$100-60 Month CD
3.40%$100-6 Month CD
2.50%$100-90 Day CD

Ridgewood Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$100-12 Month IRA
3.95%$100-20 Month Flex IRA CD
3.90%$100-18 Month IRA
3.75%$100-9 Month IRA
3.75%$100-24 Month IRA
3.75%$100-72 Month IRA
3.75%$100-84 Month IRA
3.75%$100-30 Month Flex IRA CD
3.65%$100-36 Month IRA
3.65%$100-48 Month IRA
3.65%$100-60 Month IRA
3.65%$100-10 Month Flex IRA CD
3.65%$100-50 Month Flex IRA CD
3.65%$100-40 Month Flex IRA CD
3.40%$100-6 Month IRA
2.50%$100-90 Day IRA
Locations

Availability

New York Area

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