Ridgewood Savings Bank

Overview / Commentary
7102 Forest Avenue
Ridgewood, NY 11385

The people of Ridgewood Savings Bank have been proudly serving their local communities since the bank was founded back in 1921. A lot of things have changed through the years, but one thing has remained the same: their commitment to meeting the needs of their customers and communities.

Ridgewood Savings Bank is convenient, courteous, comfortable and secure. Whatever your financial needs, you'll find the valuable products and services you want.


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Health Grade Components

FDIC Certificate #16026
Year Established1921
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.86%
Annual Interest Income$63.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$7B$6.92B
LoansQ1 2024vs Q1 2023$4.55B$4.32B
DepositsQ1 2024vs Q1 2023$5.56B$5.5B
Equity CapitalQ1 2024vs Q1 2023$821.1MM$794MM
Loan Loss AllowanceQ1 2024vs Q1 2023$32.3MM$31MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$59.1MM$54.2MM
Real Estate OwnedQ1 2024vs Q1 2023$38K$731K
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Always verify rates and promotions with the bank or credit union. We are not Ridgewood Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ridgewood Savings Bank Savings Account Rates

3.50%*$0$250kSmart Move Online Savings Account
OTHER TIERS: 0.25% $250k+
1.50%*$0$25kYouth Savings Passbook Account
OTHER TIERS: 0.25% $25k+
1.50%*$0$25kYouth Savings Statement Account
OTHER TIERS: 0.25% $25k+
0.35%$0-Super Saver IRA
0.25%$0-Business Savings Account
0.25%$0-Statement Savings
0.25%$0-Vacation Club
0.25%$0-Holiday Club
0.25%$0-Passbook Savings

Ridgewood Savings Bank Money Market Rates

4.75%*$10k*$250kSmart Move Money Market
OTHER TIERS: 0.25% $250k+
2.00%*$0$5mBusiness Money Market
OTHER TIERS: 0.25% $5m+
0.35%*$25k*-PowerFlex Money Market
OTHER TIERS: 0.20% $0 - $10k | 0.25% $10k - $25k

Ridgewood Savings Bank Checking Account Rates

0.25%*$50k*-Premier Checking
OTHER TIERS: 0.10% $0 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

Ridgewood Savings Bank CD Rates

5.14%$100-2 Year Treasury Indexed CD
4.25%$100-12 Month CD
4.00%$100-18 Month CD
4.00%$100-24 Month CD
3.75%$100-9 Month CD
3.75%$100-36 Month CD
3.75%$100-48 Month CD
3.75%$100-60 Month CD
3.75%$100-72 Month CD
3.75%$100-84 Month CD
3.40%$100-6 Month CD
2.50%$100-90 Day CD

Ridgewood Savings Bank IRA Rates

4.25%$100-12 Month IRA
4.05%$100-20 Month Flex IRA CD
4.00%$100-18 Month IRA
4.00%$100-24 Month IRA
3.75%$100-9 Month IRA
3.75%$100-36 Month IRA
3.75%$100-48 Month IRA
3.75%$100-60 Month IRA
3.75%$100-72 Month IRA
3.75%$100-84 Month IRA
3.75%$100-30 Month Flex IRA CD
3.75%$100-50 Month Flex IRA CD
3.75%$100-40 Month Flex IRA CD
3.65%$100-10 Month Flex IRA CD
3.40%$100-6 Month IRA
2.50%$100-90 Day IRA


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