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Overview / Commentary
11 Kingfisher Road
Chacon, NM 87713

Rincones Presbyterian Credit Union is headquartered in Chacon and is the 40th largest credit union in the state of New Mexico. It is also the 5,060th largest credit union in the nation. It was established in 1960 and as of December of 2016, it had grown to 2 employees and 762 members at 3 locations. Rincones Presbyterian Credit Union has a C health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rincones Presbyterian Credit Union has a very low asset base.

Health Grade Components

NCUA #61946
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.3%
Annual Interest Income$163.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.8MM$3.6MM
LoansQ4 2016vs Q4 2015$2.6MM$2.8MM
DepositsQ4 2016vs Q4 2015$3.1MM$3.1MM
Equity CapitalQ4 2016vs Q4 2015$415.00K$394.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$46.00K$50.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$83.00K$47.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Rincones Presbyterian Credit Union Locations
Branch Office#508 State Highway 518Mora, NM 87732
Branch Office11 Kingfisher RoadChacon, NM 87713
Branch Office622 Douglas AveLas Vegas, NM 87701