Rio Bank

Overview / Commentary
1655 North 23rd Street
Mcallen, TX 78502

Rio Bank is headquartered in Mcallen and is the 117th largest bank in the state of Texas. It is also the 1,292nd largest bank in the nation. It was established in 1985 and as of June of 2020, it had grown to 188 employees at 14 locations. Rio Bank has a B+ health rating.

Reviews (1)

Terrible Institution

Posted by: |

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD8.98%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$653.2MM$559.7MM
LoansQ2 2020vs Q2 2019$375.0MM$345.6MM
DepositsQ2 2020vs Q2 2019$572.9MM$487.2MM
Equity CapitalQ2 2020vs Q2 2019$65.1MM$58.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.4MM$3.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$9.6MM$5.7MM
Real Estate OwnedQ2 2020vs Q2 2019$237.00K$1.1MM

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