Rio Bank


Overview / Commentary
877-631-7890
701 E. Expwy. 83
Mcallen, TX 78501

Rio Bank is headquartered in MCALLEN and is the 97th largest bank in the state of Texas. It is also the 1,066th largest bank in the nation. It was established in 1985 and as of March of 2025, it had grown to 213 employees at 17 locations. Rio Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #25886
Year Established1985
Employees213
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD8.04%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$974.6MM$846.1MM
LoansQ1 2025vs Q1 2024$507.6MM$423.4MM
DepositsQ1 2025vs Q1 2024$762.3MM$725.2MM
Equity CapitalQ1 2025vs Q1 2024$83.6MM$70.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.5MM$5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.6MM$1.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$377K
Rates

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Locations

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