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Overview / Commentary
1655 North 23rd Street
Mcallen, TX 78502

Rio Bank is headquartered in Mcallen and is the 177th largest bank in the state of Texas. It is also the 2,045th largest bank in the nation. It was established in 1985 and as of September of 2017, it had grown to 105 employees at 8 locations. Rio Bank has a B health rating.

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Reviews (1)

Terrible Institution

Posted by: latamar | Nov 7, 2010

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.72%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$328.8MM$287.5MM
LoansQ3 2017vs Q3 2016$202.3MM$186.1MM
DepositsQ3 2017vs Q3 2016$291.1MM$257.6MM
Equity CapitalQ3 2017vs Q3 2016$30.7MM$26.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.4MM$2.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.3MM$462.00K
Real Estate OwnedQ3 2017vs Q3 2016$796.00K$0

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Rio Bank Locations
Weslaco Branch1000 N. Westgate DriveWeslaco, TX 78596
Rio Bank1655 North 23rd StreetMcallen, TX 78502
Brownsville Branch3401 Old Hwy. 77Brownsville, TX 78520
Palmview Branch401 North Bentsen Palm DriveMission, TX 78572
San Juan Branch401 West Fm 495San Juan, TX 78589
Mcallen Branch4120 N. Mccoll RoadMcallen, TX 78504
Harlingen Branch601 S Stuart Place RdHarlingen, TX 78552
South Mcallen Branch720 E. Jackson Ave.Mcallen, TX 78501