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Overview / Commentary
1655 North 23rd Street
Mcallen, TX 78502

Rio Bank is headquartered in Mcallen and is the 190th largest bank in the state of Texas. It is also the 2,276th largest bank in the nation. It was established in 1985 and as of March of 2016, it had grown to 96 employees at 8 locations. Rio Bank has an A health rating.

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Reviews (1)

Terrible Institution

Posted by: latamar | Nov 7, 2010

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD13.4%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$286.3MM$265.5MM
LoansQ1 2016vs Q1 2015$179.4MM$165.6MM
DepositsQ1 2016vs Q1 2015$256.1MM$231.2MM
Equity CapitalQ1 2016vs Q1 2015$25.0MM$24.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.5MM$2.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.4MM$2.4MM
Real Estate OwnedQ1 2016vs Q1 2015$452.00K$817.00K

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Rio Bank Locations
Weslaco Branch1000 N. Westgate DriveWeslaco, TX 78596
Rio Bank1655 North 23rd StreetMcallen, TX 78502
Brownsville Branch3401 Old Hwy. 77Brownsville, TX 78520
Palmview Branch401 North Bentsen Palm DriveMission, TX 78572
San Juan Branch401 West Fm 495San Juan, TX 78589
Mcallen Branch4120 N. Mccoll RoadMcallen, TX 78504
Harlingen Branch601 S Stuart Place RdHarlingen, TX 78552
South Mcallen Branch720 E. Jackson Ave.Mcallen, TX 78501