Rio Bank

Overview / Commentary
701 E. Expwy. 83
Mcallen, TX 78501

Rio Bank is headquartered in Mcallen and is the 116th largest bank in the state of Texas. It is also the 1,301st largest bank in the nation. It was established in 1985 and as of March of 2021, it had grown to 179 employees at 15 locations. Rio Bank has a B+ health rating.

Reviews (1)

Terrible Institution

Posted by: |

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.61%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$703.6MM$566.4MM
LoansQ1 2021vs Q1 2020$368.2MM$334.0MM
DepositsQ1 2021vs Q1 2020$619.2MM$488.2MM
Equity CapitalQ1 2021vs Q1 2020$71.4MM$63.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$3.8MM$3.3MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$7.1MM$8.2MM
Real Estate OwnedQ1 2021vs Q1 2020$1.6MM$237.00K

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