Rio Bank

Overview / Commentary
701 E. Expwy. 83
Mcallen, TX 78501

Rio Bank is headquartered in Mcallen and is the 105th largest bank in the state of Texas. It is also the 1,115th largest bank in the nation. It was established in 1985 and as of June of 2022, it had grown to 191 employees at 15 locations. Rio Bank has an A health rating.

Reviews (1)

Terrible Institution

Posted by: |

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD7.79%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$866.9MM$745.2MM
LoansQ2 2022vs Q2 2021$382.7MM$368.2MM
DepositsQ2 2022vs Q2 2021$805.8MM$659.1MM
Equity CapitalQ2 2022vs Q2 2021$58.5MM$72.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.5MM$4.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$5.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$1.4MM

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