Rio Bank

Overview / Commentary
701 E. Expwy. 83
Mcallen, TX 78501

Rio Bank is headquartered in MCALLEN and is the 119th largest bank in the state of Texas. It is also the 1,218th largest bank in the nation. It was established in 1985 and as of December of 2023, it had grown to 205 employees at 17 locations. Rio Bank has a B+ health rating.

Reviews (1)

Terrible Institution

Posted by: |

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD10.32%
Annual Interest Income$38.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$802.8MM$820.3MM
LoansQ4 2023vs Q4 2022$411.6MM$383.3MM
DepositsQ4 2023vs Q4 2022$729.8MM$758.9MM
Equity CapitalQ4 2023vs Q4 2022$70.8MM$58.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.9MM$4.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$999K$1.1MM
Real Estate OwnedQ4 2023vs Q4 2022$377K$0

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