Rio Bank


Overview / Commentary
877-631-7890
701 E. Expwy. 83
Mcallen, TX 78501

Rio Bank is headquartered in MCALLEN and is the 98th largest bank in the state of Texas. It is also the 1,089th largest bank in the nation. It was established in 1985 and as of December of 2024, it had grown to 213 employees at 17 locations. Rio Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #25886
Year Established1985
Employees213
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.77%
Annual Interest Income$48.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$945.4MM$802.8MM
LoansQ4 2024vs Q4 2023$479.2MM$411.6MM
DepositsQ4 2024vs Q4 2023$767.3MM$729.8MM
Equity CapitalQ4 2024vs Q4 2023$75.7MM$70.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$6MM$4.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.5MM$999K
Real Estate OwnedQ4 2024vs Q4 2023$164K$377K
Rates

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Locations

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Harlingen Area

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