Overview / Commentary
1655 North 23rd Street
Mcallen, TX 78502

Rio Bank is headquartered in Mcallen and is the 119th largest bank in the state of Texas. It is also the 1,330th largest bank in the nation. It was established in 1985 and as of September of 2018, it had grown to 206 employees at 14 locations. Rio Bank has an A health rating.

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Reviews (1)

Terrible Institution

Posted by: latamar | Nov 7, 2010

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.25%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$539.7MM$328.8MM
LoansQ3 2018vs Q3 2017$348.0MM$202.3MM
DepositsQ3 2018vs Q3 2017$474.2MM$291.1MM
Equity CapitalQ3 2018vs Q3 2017$52.1MM$30.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.8MM$2.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.4MM$4.3MM
Real Estate OwnedQ3 2018vs Q3 2017$873.00K$796.00K

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