Overview / Commentary
1655 North 23rd Street
Mcallen, TX 78502

Rio Bank is headquartered in Mcallen and is the 118th largest bank in the state of Texas. It is also the 1,375th largest bank in the nation. It was established in 1985 and as of December of 2018, it had grown to 195 employees at 14 locations. Rio Bank has an A health rating.

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Reviews (1)

Terrible Institution

Posted by: latamar | Nov 7, 2010

Rio Bank is a terrible institution.  Horrible online system.  No help on the weekends.  Is this bank stuck in the stone age or what?  We pulled our accounts as soon as we found out about it. 


Health Grade Components

FDIC Certificate #25886
Year Established1985
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.76%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$520.5MM$324.8MM
LoansQ4 2018vs Q4 2017$335.5MM$205.9MM
DepositsQ4 2018vs Q4 2017$452.2MM$288.7MM
Equity CapitalQ4 2018vs Q4 2017$52.8MM$30.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.3MM$2.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.9MM$3.2MM
Real Estate OwnedQ4 2018vs Q4 2017$843.00K$1.7MM

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