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Rio Grande Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.riograndecu.org
505-262-1401
1211 4th Street NW
Albuquerque, NM 87102

Rio Grande Credit Union is headquartered in Albuquerque and is the 9th largest credit union in the state of New Mexico. It is also the 626th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 145 employees and 49,268 members at 8 locations. Rio Grande Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Rio Grande Credit Union is open to those who live, work, worship, attend school or, volunteer in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of more than 80 Select Employer Groups.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #62573
Year Chartered1952
Employees145
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD10%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$676.8MM$625MM
LoansQ1 2025vs Q1 2024$405.8MM$433.4MM
DepositsQ1 2025vs Q1 2024$614.7MM$558.3MM
Equity CapitalQ1 2025vs Q1 2024$43.8MM$42.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.9MM$7.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.5MM$4.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rio Grande Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$25*$500Kirby Kangaroo Share Account
OTHER TIERS: 0.50% → $500+
3.04%*$25*$500CU Succeed Share Account
OTHER TIERS: 0.50% → $500+
1.00%$25-Christmas Club Account
1.00%$25-Vacation Club Account
1.00%$25-Rainy Day Club Account
0.50%$25-Prosperity Kids Account
0.15%*$1k*-Regular Share Account
OTHER TIERS: 0.10% → $25 - $1k
0.15%*$1k*-Secondary Shares Account
OTHER TIERS: 0.10% → $25 - $1k

Rio Grande Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.53%*$50k*-Investors Club Account
OTHER TIERS: 0.25% → $1k - $10k | 1.51% → $10k - $50k

Rio Grande Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-Zia Checking Account
0.20%$25-CU Succeed Checking Account

Rio Grande Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-6 Month CD
4.07%$500-12 Month CD
3.71%$500-24 Month CD
3.53%$500-3 Month CD
3.40%$500-36 Month CD
3.35%$500-48 Month CD
3.35%$500-60 Month CD

Rio Grande Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-6 Month IRA
4.07%$500-12 Month IRA
3.71%$500-24 Month IRA
3.53%$500-3 Month IRA
3.40%$500-36 Month IRA
3.35%$500-48 Month IRA
3.35%$500-60 Month IRA
0.60%$25-Roth IRA Account
0.60%$25-Traditional IRA Account
Locations


Rio Grande Credit Union Locations
Branch Office301 Rio Bravo Blvd SEAlbuquerque, NM 87105
Branch Office1201 San Pedro Dr NEAlbuquerque, NM 87110
Branch Office1211 4th St NWAlbuquerque, NM 87102-1414
Branch Office485 Coors Blvd NWAlbuquerque, NM 87121
Branch Office10001 Lomas Blvd NEAlbuquerque, NM 87112
Branch Office1526 Unser Blvd SERio Rancho, NM 87124
Branch Office4700 Montgomery Blvd NEAlbuquerque, NM 87109
Corporate Office1121 4th St NWAlbuquerque, NM 87102

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