Rio Grande Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.riograndecu.org

505-262-1401

1211 4th Street NW
Albuquerque, NM 87102

Rio Grande Credit Union is headquartered in Albuquerque and is the 9^th largest credit union in the state of New Mexico. It is also the 626^th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 145 employees and 49,268 members at 8 locations. Rio Grande Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Rio Grande Credit Union is open to those who live, work, worship, attend school or, volunteer in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of more than 80 Select Employer Groups.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62573
Year Chartered	1952
Employees	145
Primary Regulator

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	10%
Annual Interest Income	$9.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$676.8MM$625MM
Loans	Q1 2025vs Q1 2024	$405.8MM$433.4MM
Deposits	Q1 2025vs Q1 2024	$614.7MM$558.3MM
Equity Capital	Q1 2025vs Q1 2024	$43.8MM$42.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.9MM$7.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.5MM$4.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Rio Grande Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	$25^*	$500	Kirby Kangaroo Share Account
OTHER TIERS: 0.50% → $500+
3.04%^*	$25^*	$500	CU Succeed Share Account
OTHER TIERS: 0.50% → $500+
1.00%	$25	-	Christmas Club Account
1.00%	$25	-	Vacation Club Account
1.00%	$25	-	Rainy Day Club Account
0.50%	$25	-	Prosperity Kids Account
0.15%^*	$1k^*	-	Regular Share Account
OTHER TIERS: 0.10% → $25 - $1k
0.15%^*	$1k^*	-	Secondary Shares Account
OTHER TIERS: 0.10% → $25 - $1k

Rio Grande Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.53%^*	$50k^*	-	Investors Club Account
OTHER TIERS: 0.25% → $1k - $10k \| 1.51% → $10k - $50k

Rio Grande Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$0	-	Zia Checking Account
0.20%	$25	-	CU Succeed Checking Account

Rio Grande Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$500	-	6 Month CD
3.97%	$500	-	12 Month CD
3.53%	$500	-	3 Month CD
3.51%	$500	-	24 Month CD
3.40%	$500	-	36 Month CD
3.35%	$500	-	48 Month CD
3.35%	$500	-	60 Month CD

Rio Grande Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$500	-	6 Month IRA
3.97%	$500	-	12 Month IRA
3.53%	$500	-	3 Month IRA
3.51%	$500	-	24 Month IRA
3.40%	$500	-	36 Month IRA
3.35%	$500	-	48 Month IRA
3.35%	$500	-	60 Month IRA
0.60%	$25	-	Roth IRA Account
0.60%	$25	-	Traditional IRA Account

Locations

Rio Grande Credit Union Locations
Branch Office	301 Rio Bravo Blvd SE	Albuquerque, NM 87105
Branch Office	1201 San Pedro Dr NE	Albuquerque, NM 87110
Branch Office	1211 4th St NW	Albuquerque, NM 87102-1414
Branch Office	485 Coors Blvd NW	Albuquerque, NM 87121
Branch Office	10001 Lomas Blvd NE	Albuquerque, NM 87112
Branch Office	1526 Unser Blvd SE	Rio Rancho, NM 87124
Branch Office	4700 Montgomery Blvd NE	Albuquerque, NM 87109
Corporate Office	1121 4th St NW	Albuquerque, NM 87102

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.