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Rio Grande Credit Union


Overview / Commentary
www.riograndecu.org
505-262-1401
1121 4Th St Nw
Albuquerque, NM 87102

Rio Grande Credit Union is headquartered in Albuquerque and is the 9th largest credit union in the state of New Mexico. It is also the 681st largest credit union in the nation. It was established in 1952 and as of December of 2021, it had grown to 144 employees and 39,876 members at 8 locations. Rio Grande Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Rio Grande Credit Union is open to those who live, work, worship, attend school or, volunteer in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of more than 80 Select Employer Groups.
See current membership details

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Reviews (1)

Terrible Bank F-

Posted by: |

This bank is awful. Their banking system and app is full of errors and very cheaply designed. They constantly charge fees in error and plunder your accounts.. Then it always takes an enormous amount of time to correct it. A few weeks ago this happened costing me around $50, but I didn't have time to make 10 calls and go into the branch and argue. I just discovered it happened again charging me $125. The employees working there do their best to cope with a faulty bank.

4


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #62573
Year Chartered1952
Employees144
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.95%
Annual Interest Income$19.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$531.0MM$440.4MM
LoansQ4 2021vs Q4 2020$367.1MM$261.4MM
DepositsQ4 2021vs Q4 2020$446.6MM$381.0MM
Equity CapitalQ4 2021vs Q4 2020$57.7MM$57.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$5.4MM$3.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.9MM$1.5MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rio Grande Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$25-Roth IRA Account
0.60%$25-Traditional IRA Account
0.35%$25-CU Succeed Share Account
0.35%$25-Prosperity Kids Account
0.30%$25-Kirby Kangaroo Share Account
0.30%$25-Christmas Club Account
0.30%$25-Vacation Club Account
0.30%$25-Rainy Day Club Account
0.15%*$1k*-Regular Share Account
OTHER TIERS: 0.10% → $25 - $1k
0.15%*$1k*-Secondary Shares Account
OTHER TIERS: 0.10% → $25 - $1k

Rio Grande Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Investors Club Account
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k

Rio Grande Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Zia Checking Account
OTHER TIERS: 0.20% → $500 - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k
0.20%--CU Succeed Checking Account

Rio Grande Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$25k-60 Month Jumbo CD
1.31%$500-60 Month CD
1.21%$25k-48 Month Jumbo CD
1.21%$500-48 Month CD
1.16%$25k-36 Month Jumbo CD
1.16%$500-36 Month CD
0.85%$25k-24 Month Jumbo CD
0.85%$500-24 Month CD
0.75%$25k-12 Month Jumbo CD
0.75%$500-12 Month CD
0.40%$25k-6 Month Jumbo CD
0.40%$500-6 Month CD
0.35%$25k-3 Month Jumbo CD
0.35%$500-3 Month CD

Rio Grande Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%$25k-36 Month Jumbo IRA
2.17%$25k-48 Month Jumbo IRA
2.17%$25k-60 Month Jumbo IRA
2.07%$500-36 Month IRA
2.07%$500-48 Month IRA
2.07%$500-60 Month IRA
2.07%$25k-24 Month Jumbo IRA
1.97%$500-24 Month IRA
1.97%$25k-12 Month Jumbo IRA
1.92%$25k-18 Month Jumbo IRA
1.87%$500-12 Month IRA
1.81%$500-18 Month IRA
1.11%$25k-6 Month Jumbo IRA
1.00%$500-6 Month IRA
0.75%$25k-3 Month Jumbo IRA
0.65%$500-3 Month IRA
Locations


Rio Grande Credit Union Locations
Branch Office301 Rio Bravo Blvd SEAlbuquerque, NM 87105
Branch Office1201 San Pedro Dr NEAlbuquerque, NM 87110
Branch Office1211 4th St NWAlbuquerque, NM 87102-1414
Branch Office485 Coors Blvd NWAlbuquerque, NM 87121
Branch Office10001 Lomas Blvd NEAlbuquerque, NM 87112
Branch Office1526 Unser Blvd SERio Rancho, NM 87124
Branch Office4700 Montgomery Blvd NEAlbuquerque, NM 87109
Corporate Office1121 4th St NWAlbuquerque, NM 87102

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