2. Rio Grande Credit Union

Rio Grande Credit Union


Overview / Commentary
www.riograndecu.org
505-262-1401
301 Rio Bravo Blvd SE
Albuquerque, NM 87105

Rio Grande Credit Union is headquartered in Albuquerque and is the 9th largest credit union in the state of New Mexico. It is also the 760th largest credit union in the nation. It was established in 1952 and as of June of 2019, it had grown to 113 employees and 33,649 members at 6 locations. Rio Grande Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of the Select Employer Groups.
See current membership details

Reviews (1)

Terrible Bank F-

Posted by: Mdunn | Jun 8, 2019

This bank is awful. Their banking system and app is full of errors and very cheaply designed. They constantly charge fees in error and plunder your accounts.. Then it always takes an enormous amount of time to correct it. A few weeks ago this happened costing me around $50, but I didn't have time to make 10 calls and go into the branch and argue. I just discovered it happened again charging me $125. The employees working there do their best to cope with a faulty bank.

2


Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #62573
Year Chartered1952
Employees113
Primary Regulator
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD10.08%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$338.3MM$328.9MM
LoansQ2 2019vs Q2 2018$262.6MM$241.7MM
DepositsQ2 2019vs Q2 2018$283.1MM$280.6MM
Equity CapitalQ2 2019vs Q2 2018$53.7MM$47.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.2MM$3.3MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.2MM$2.3MM
Real Estate OwnedQ2 2019vs Q2 2018$0$176.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rio Grande Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$25-Traditional IRA Account
0.60%$25-Rainy Day Club Account
0.60%*$50k*-Prosperity Kids Account
OTHER TIERS: 0.50% → $25 - $50k
0.35%$25-CU Succeed Savings Account
0.35%$1k$10kInvestors Club Account
0.35%$25-JumpStart Savings
0.30%*$1k*-Regular Share Account
OTHER TIERS: 0.20% → $25 - $1k
0.30%$25-Kirby Kangaroo Savings Club Account
0.30%$25-Christmas Club Account
0.30%$25-Vacation Club Account
0.30%$25-Roth IRA Account
0.30%*$1k*-Secondary Shares Account
OTHER TIERS: 0.20% → $25 - $1k

Rio Grande Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$200-Zia Checking Account
0.20%$200-Golden Checking Account
0.20%--CU Succeed Checking Account

Rio Grande Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$25k-60 Month Jumbo CD
2.78%$500-60 Month CD
2.68%$25k-48 Month Jumbo CD
2.58%$25k-36 Month Jumbo CD
2.58%$500-48 Month CD
2.48%$500-36 Month CD
2.43%$25k-24 Month Jumbo CD
2.32%$500-24 Month CD
1.87%$25k-12 Month Jumbo CD
1.76%$500-12 Month CD
1.71%$25k-18 Month Jumbo CD
1.61%$500-18 Month CD
1.11%$25k-6 Month Jumbo CD
1.00%$500-6 Month CD
0.75%$25k-3 Month Jumbo CD
0.65%$500-3 Month CD

Rio Grande Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$25k-60 Month Jumbo IRA
2.78%$500-60 Month IRA
2.68%$25k-48 Month Jumbo IRA
2.58%$500-48 Month IRA
2.58%$25k-36 Month Jumbo IRA
2.48%$500-36 Month IRA
2.43%$25k-24 Month Jumbo IRA
2.32%$500-24 Month IRA
1.87%$25k-12 Month Jumbo IRA
1.76%$500-12 Month IRA
1.71%$25k-18 Month Jumbo IRA
1.61%$500-18 Month IRA
1.11%$25k-6 Month Jumbo IRA
1.00%$500-6 Month IRA
0.75%$25k-3 Month Jumbo IRA
0.65%$500-3 Month IRA
Locations


Rio Grande Credit Union Locations
Branch Office301 Rio Bravo Blvd SEAlbuquerque, NM 87105
Branch Office1401 San Pedro Dr NEAlbuquerque, NM 87110
Branch Office1211 4th St NWAlbuquerque, NM 87102-1414
Branch Office485 Coors Blvd NWAlbuquerque, NM 87121
Branch Office10001 Lomas Blvd NEAlbuquerque, NM 87112
Branch Office1526 Unser Blvd SERio Rancho, NM 87124

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