Rio Grande Credit Union


Overview / Commentary
505-262-1401
1211 4th Street NW
Albuquerque, NM 87102

Rio Grande Credit Union is headquartered in Albuquerque and is the 9th largest credit union in the state of New Mexico. It is also the 644th largest credit union in the nation. It was established in 1952 and as of September of 2023, it had grown to 161 employees and 46,873 members at 8 locations. Rio Grande Credit Union's CD rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Rio Grande Credit Union is open to those who live, work, worship, attend school or, volunteer in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of more than 80 Select Employer Groups.
See current membership details

Reviews (1)

Terrible Bank F-

Posted by: |

This bank is awful. Their banking system and app is full of errors and very cheaply designed. They constantly charge fees in error and plunder your accounts.. Then it always takes an enormous amount of time to correct it. A few weeks ago this happened costing me around $50, but I didn't have time to make 10 calls and go into the branch and argue. I just discovered it happened again charging me $125. The employees working there do their best to cope with a faulty bank.



Health

Health Grade Components

Overall
NCUA #62573
Year Chartered1952
Employees161
Primary Regulator
Profit Margin
Return on Assets - YTD-0.39%
Return on Equity - YTD-5.07%
Annual Interest Income$22.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$621MM$561.9MM
LoansQ3 2023vs Q3 2022$455.6MM$415.2MM
DepositsQ3 2023vs Q3 2022$546.4MM$508.1MM
Equity CapitalQ3 2023vs Q3 2022$47.5MM$50.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4.2MM$4.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.4MM$3.7MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rio Grande Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$25*$500Kirby Kangaroo Share Account
OTHER TIERS: 0.50% $500+
3.04%*$25*$500CU Succeed Share Account
OTHER TIERS: 0.50% $500+
1.00%$25-Christmas Club Account
1.00%$25-Vacation Club Account
1.00%$25-Rainy Day Club Account
0.60%$25-Roth IRA Account
0.60%$25-Traditional IRA Account
0.35%$25-Prosperity Kids Account
0.15%*$1k*-Regular Share Account
OTHER TIERS: 0.10% $25 - $1k
0.15%*$1k*-Secondary Shares Account
OTHER TIERS: 0.10% $25 - $1k

Rio Grande Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$50k*-Investors Club Account
OTHER TIERS: 0.25% $1k - $10k | 1.51% $10k - $50k

Rio Grande Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--Zia Checking Account
0.20%--CU Succeed Checking Account

Rio Grande Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%$500-12 Month CD
4.59%$500-6 Month CD
4.33%$500-24 Month CD
4.33%$500-36 Month CD
4.07%$500-3 Month CD
3.25%$500-48 Month CD
3.25%$500-60 Month CD

Rio Grande Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%$500-12 Month IRA
4.59%$500-6 Month IRA
4.33%$500-24 Month IRA
4.33%$500-36 Month IRA
4.07%$500-3 Month IRA
3.25%$500-48 Month IRA
3.25%$500-60 Month IRA
Locations


Rio Grande Credit Union Locations
Branch Office301 Rio Bravo Blvd SEAlbuquerque, NM 87105
Branch Office1201 San Pedro Dr NEAlbuquerque, NM 87110
Branch Office1211 4th St NWAlbuquerque, NM 87102-1414
Branch Office485 Coors Blvd NWAlbuquerque, NM 87121
Branch Office10001 Lomas Blvd NEAlbuquerque, NM 87112
Branch Office1526 Unser Blvd SERio Rancho, NM 87124
Branch Office4700 Montgomery Blvd NEAlbuquerque, NM 87109
Corporate Office1121 4th St NWAlbuquerque, NM 87102

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