Rio Grande Valley Credit Union


Overview / Commentary
956-423-5792
1221 Morgan Blvd
Harlingen, TX 78550

Rio Grande Valley Credit Union is headquartered in Harlingen and is the 116th largest credit union in the state of Texas. It is also the 1,441st largest credit union in the nation. It was established in 1954 and as of September of 2024, it had grown to 42 employees and 17,470 members at 5 locations. Rio Grande Valley Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Rio Grande Valley Credit Union is open to those who live, work, worship, or attend school in Willacy County, Texas, or within a 10-mile radius of any RGV Credit Union branch office in Harlingen, San Benito or Rio Hondo.
See current membership details

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Health

Health Grade Components

Overall
NCUA #61734
Year Chartered1954
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD13.98%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$157.3MM$153.1MM
LoansQ3 2024vs Q3 2023$81.1MM$88.1MM
DepositsQ3 2024vs Q3 2023$137.8MM$136.4MM
Equity CapitalQ3 2024vs Q3 2023$16.3MM$14.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$330K$232K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$201K$86K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rio Grande Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.25%*$10k*-Club Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Rio Grande Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Interest Bearing Checking
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Rio Grande Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$1k-180 Day CD
3.82%$1k-1 Year CD
2.79%$1k-2 Year CD
1.76%$1k-3 Year CD

Rio Grande Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$10-1 Year IRA
2.79%$10-2 Year IRA
1.76%$10-3 Year IRA
Locations


Rio Grande Valley Credit Union Locations
Branch Office345 N Williams RdSan Benito, TX 78586-4117
Branch Office4321 W Expressway 83Harlingen, TX 78552-3534
Branch Office7449 S Expressway 77Lyford, TX 78569
Corporate Office1221 Morgan BlvdHarlingen, TX 78550-5154
Branch Office117 W Colorado AveRio Hondo, TX 78583

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