Rio Grande Valley Credit Union

Overview / Commentary
1221 Morgan Blvd
Harlingen, TX 78550

Rio Grande Valley Credit Union is headquartered in Harlingen and is the 118th largest credit union in the state of Texas. It is also the 1,479th largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 41 employees and 17,528 members at 5 locations. Rio Grande Valley Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Rio Grande Valley Credit Union is open to those who live, work, worship, or attend school in Willacy County, Texas, or within a 10-mile radius of any RGV Credit Union branch office in Harlingen, San Benito or Rio Hondo.
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Health Grade Components

NCUA #61734
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD17.35%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$150.1MM$155.7MM
LoansQ4 2023vs Q4 2022$85.5MM$89.3MM
DepositsQ4 2023vs Q4 2022$132.5MM$140.4MM
Equity CapitalQ4 2023vs Q4 2022$14.6MM$12MM
Loan Loss AllowanceQ4 2023vs Q4 2022$253K$339K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$199K$57K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Valley Credit Union Savings Account Rates

0.25%*$10k*-Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.25%*$10k*-Club Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Rio Grande Valley Credit Union Checking Account Rates

0.25%*$10k*-Interest Bearing Checking
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Rio Grande Valley Credit Union CD Rates

5.12%$1k-180 Day CD
4.07%$1k-1 Year CD
3.04%$1k-2 Year CD
2.02%$1k-3 Year CD

Rio Grande Valley Credit Union IRA Rates

4.07%$10-1 Year IRA
3.04%$10-2 Year IRA
2.02%$10-3 Year IRA

Rio Grande Valley Credit Union Locations
Branch Office345 N Williams RdSan Benito, TX 78586-4117
Branch Office4321 W Expressway 83Harlingen, TX 78552-3534
Branch Office7449 S Expressway 77Lyford, TX 78569
Corporate Office1221 Morgan BlvdHarlingen, TX 78550-5154
Branch Office117 W Colorado AveRio Hondo, TX 78583

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