Rio Grande Valley Credit Union

Overview / Commentary
1221 Morgan Blvd
Harlingen, TX 78550

Rio Grande Valley Credit Union is headquartered in Harlingen and is the 113th largest credit union in the state of Texas. It is also the 1,441st largest credit union in the nation. It was established in 1954 and as of September of 2022, it had grown to 39 employees and 17,465 members at 5 locations. Rio Grande Valley Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Willacy County.
See current membership details


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Health Grade Components

NCUA #61734
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.84%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$159.9MM$150.0MM
LoansQ3 2022vs Q3 2021$87.2MM$65.2MM
DepositsQ3 2022vs Q3 2021$144.7MM$136.7MM
Equity CapitalQ3 2022vs Q3 2021$11.8MM$11.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$318.00K$120.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$49.00K$85.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Valley Credit Union Savings Account Rates

0.15%*$10k*-Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.06% $5k - $10k
0.15%*$10k*-Club Account
OTHER TIERS: 0.03% $100 - $5k | 0.06% $5k - $10k

Rio Grande Valley Credit Union Checking Account Rates

0.15%*$10k*-Interest Bearing Checking
OTHER TIERS: 0.03% $100 - $5k | 0.06% $5k - $10k

Rio Grande Valley Credit Union CD Rates

2.02%$1k-3 Year CD
1.76%$1k-2 Year CD
1.51%$1k-1 Year CD
0.25%$1k-180 Day CD

Rio Grande Valley Credit Union IRA Rates

2.02%$10-3 Year IRA
1.76%$10-2 Year IRA
1.51%$10-1 Year IRA

Rio Grande Valley Credit Union Locations
Branch Office345 N Williams RdSan Benito, TX 78586-4117
Branch Office4321 W Expressway 83Harlingen, TX 78552-3534
Branch Office7449 S Expressway 77Lyford, TX 78569
Corporate Office1221 Morgan BlvdHarlingen, TX 78550-5154
Branch Office117 W Colorado AveRio Hondo, TX 78583

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