Rio Grande Valley Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.rgvcu.coop

956-423-5792

1221 Morgan Blvd
Harlingen, TX 78550

Rio Grande Valley Credit Union is headquartered in Harlingen and is the 116^th largest credit union in the state of Texas. It is also the 1,423^rd largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 41 employees and 17,493 members at 5 locations. Rio Grande Valley Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Rio Grande Valley Credit Union is open to those who live, work, worship, or attend school in Willacy County, Texas, or within a 10-mile radius of any RGV Credit Union branch office in Harlingen, San Benito or Rio Hondo.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61734
Year Chartered	1954
Employees	41
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	5.71%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$165.4MM$155.7MM
Loans	Q1 2025vs Q1 2024	$72.6MM$81.9MM
Deposits	Q1 2025vs Q1 2024	$147.1MM$138.1MM
Equity Capital	Q1 2025vs Q1 2024	$16.6MM$14.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$414K$302K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$162K$108K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Rio Grande Valley Credit Union.

Locations

Rio Grande Valley Credit Union Locations
Branch Office	345 N Williams Rd	San Benito, TX 78586-4117
Branch Office	4321 W Expressway 83	Harlingen, TX 78552-3534
Branch Office	7449 S Expressway 77	Lyford, TX 78569
Corporate Office	1221 Morgan Blvd	Harlingen, TX 78550-5154
Branch Office	117 W Colorado Ave	Rio Hondo, TX 78583

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