Overview / Commentary
956-423-5792
1221 Morgan Blvd
Harlingen, TX 78550

Rio Grande Valley Credit Union is headquartered in Harlingen and is the 129th largest credit union in the state of Texas. It is also the 1,632nd largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 35 employees and 15,917 members at 4 locations. Rio Grande Valley Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Willacy County.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rio Grande Valley Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61734
Year Chartered1954
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.19%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$98.2MM$95.1MM
LoansQ3 2018vs Q3 2017$50.0MM$47.2MM
DepositsQ3 2018vs Q3 2017$87.6MM$85.6MM
Equity CapitalQ3 2018vs Q3 2017$9.2MM$8.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$204.00K$273.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$162.00K$232.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Club Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Rio Grande Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Interest Bearing Checking
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Rio Grande Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-3 Year CD
0.40%$1k-2 Year CD
0.30%$1k-1 Year CD
0.20%$1k-180 Day CD

Rio Grande Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10-3 Year IRA
0.40%$10-2 Year IRA
0.30%$10-1 Year IRA
Locations


Rio Grande Valley Credit Union Locations
Branch Office345 N Williams RdSan Benito, TX 78586-4117
Branch Office4321 W Expressway 83Harlingen, TX 78552-3534
Branch Office7449 S Expressway 77Lyford, TX 78569
Corporate Office1221 Morgan BlvdHarlingen, TX 78550-5154

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