Rio Grande Valley Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.rgvcu.coop

956-423-5792

1221 Morgan Blvd
Harlingen, TX 78550

Rio Grande Valley Credit Union is headquartered in Harlingen and is the 116^th largest credit union in the state of Texas. It is also the 1,456^th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 42 employees and 17,490 members at 5 locations. Rio Grande Valley Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Rio Grande Valley Credit Union is open to those who live, work, worship, or attend school in Willacy County, Texas, or within a 10-mile radius of any RGV Credit Union branch office in Harlingen, San Benito or Rio Hondo.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61734
Year Chartered	1954
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	10.97%
Annual Interest Income	$6.2MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$155.7MM$150.1MM
Loans	Q4 2024vs Q4 2023	$77.5MM$85.5MM
Deposits	Q4 2024vs Q4 2023	$137.5MM$132.5MM
Equity Capital	Q4 2024vs Q4 2023	$16.3MM$14.6MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$312K$253K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$195K$199K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rio Grande Valley Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$10k^*	-	Savings Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $10k
0.25%^*	$10k^*	-	Club Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $10k

Rio Grande Valley Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$10k^*	-	Interest Bearing Checking
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $10k

Rio Grande Valley Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%	$1k	-	180 Day CD
3.82%	$1k	-	1 Year CD
2.79%	$1k	-	2 Year CD
1.76%	$1k	-	3 Year CD

Rio Grande Valley Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$10	-	1 Year IRA
2.79%	$10	-	2 Year IRA
1.76%	$10	-	3 Year IRA

Locations

Rio Grande Valley Credit Union Locations
Branch Office	345 N Williams Rd	San Benito, TX 78586-4117
Branch Office	4321 W Expressway 83	Harlingen, TX 78552-3534
Branch Office	7449 S Expressway 77	Lyford, TX 78569
Corporate Office	1221 Morgan Blvd	Harlingen, TX 78550-5154
Branch Office	117 W Colorado Ave	Rio Hondo, TX 78583

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