River Bank

Overview / Commentary

608-457-2100

145 North Main Street
Stoddard, WI 54658

River Bank is headquartered in Stoddard and is the 30^th largest bank in the state of Wisconsin. It is also the 1,006^th largest bank in the nation. It was established in 1911 and as of September of 2021, it had grown to 102 employees at 15 locations. River Bank's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q3 2021

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Health Grade Components

Overall
FDIC Certificate #	14995
Year Established	1911
Employees	102
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.75%
Return on Equity - YTD	16.29%
Annual Interest Income	$25.2MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$985.1MM$777.1MM
Loans	Q3 2021vs Q3 2020	$857.6MM$669.1MM
Deposits	Q3 2021vs Q3 2020	$759.5MM$606.4MM
Equity Capital	Q3 2021vs Q3 2020	$98.4MM$90.4MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$8.4MM$6.0MM
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$608.00K$1.0MM
Real Estate Owned	Q3 2021vs Q3 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$5k^*	-	Health Savings Account
OTHER TIERS: 0.05% → $500 - $1.5k \| 0.10% → $1.5k - $5k
0.05%	-	-	Savings Account

River Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.30% → $1.5k - $25k \| 0.40% → $25k - $100k

River Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	-	$10k	Rewards Checking Account
OTHER TIERS: 0.05% → $10k+
0.05%	$100	-	50+ Checking Account

River Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$500	-	48 Month CD
0.75%	$500	-	60 Month CD
0.65%	$500	-	36 Month CD
0.60%	$500	-	24 Month CD
0.60%	$500	-	30 Month CD
0.50%	$500	-	12 Month CD
0.50%	$500	-	15 Month CD
0.50%	$500	-	18 Month CD
0.50%	$500	-	21 Month CD
0.35%	$500	-	182 Day CD
0.30%	$500	-	91 Day CD

River Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$500	-	24 Month IRA
0.50%	$500	-	12 Month IRA
0.50%	$500	-	18 Month IRA
0.50%	$500	-	18 Month Variable IRA

Locations

Availability

La Crosse Area

La Crosse Area bank & credit union details

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