River Bank

Overview / Commentary

608-457-2100

145 North Main Street
Stoddard, WI 54658

River Bank is headquartered in Stoddard and is the 41^st largest bank in the state of Wisconsin. It is also the 1,435^th largest bank in the nation. It was established in 1911 and as of June of 2019, it had grown to 76 employees at 11 locations. River Bank's CD rates are 2X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q2 2019

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Health Grade Components

Overall
FDIC Certificate #	14995
Year Established	1911
Employees	76
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.87%
Return on Equity - YTD	16.66%
Annual Interest Income	$10.9MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$506.6MM$486.1MM
Loans	Q2 2019vs Q2 2018	$437.9MM$422.6MM
Deposits	Q2 2019vs Q2 2018	$413.5MM$394.5MM
Equity Capital	Q2 2019vs Q2 2018	$58.0MM$55.3MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$4.7MM$4.7MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$1.6MM$1.9MM
Real Estate Owned	Q2 2019vs Q2 2018	$0$44.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$5k^*	-	Health Savings Account
OTHER TIERS: 0.10% → $100 - $1.5k \| 0.20% → $1.5k - $5k
0.10%	$100	-	Savings Account

River Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.55% → $1.5k - $25k \| 0.65% → $25k - $100k

River Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	NOW Account
0.10%	$100	-	50+ Checking Account

River Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.67%	$500	-	60 Month CD
2.52%	$500	-	48 Month CD
2.52%	$500	-	15 Month CD Special
2.42%	$500	-	36 Month CD
2.32%	$500	-	30 Month CD
2.27%	$500	-	24 Month CD
2.12%	$500	-	18 Month CD
2.11%	$500	-	21 Month CD
2.02%	$500	-	12 Month CD
2.01%	$500	-	15 Month CD
1.26%	$500	-	182 Day CD
0.55%	$500	-	91 Day CD

River Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.37%	$500	-	24 Month IRA
2.27%	$500	-	18 Month Variable IRA
2.22%	$500	-	18 Month IRA
2.12%	$500	-	12 Month IRA

Locations

Availability

La Crosse Area

La Crosse Area bank & credit union details

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