River City Bank, Inc.

Overview / Commentary

www.rivercitybankky.com

502-585-4600

500 South 6th Street
Louisville, KY 40202

River City Bank, Inc. is headquartered in LOUISVILLE and is the 38^th largest bank in the state of Kentucky. It is also the 1,848^th largest bank in the nation. It was established in 1986 and as of June of 2024, it had grown to 70 employees at 7 locations. River City Bank, Inc.'s CD rates are 5X the national average, and it has an A health rating.

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Health

Data as of Q2 2024

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Overall
FDIC Certificate #	26703
Year Established	1986
Employees	70
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	2.1%
Annual Interest Income	$12.9MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$474.3MM$422.3MM
Loans	Q2 2024vs Q2 2023	$337.6MM$281.8MM
Deposits	Q2 2024vs Q2 2023	$402.6MM$365.6MM
Equity Capital	Q2 2024vs Q2 2023	$38.7MM$38.9MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$2.3MM$2MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$13K$145K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River City Bank, Inc. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.56%^*	$0	$20k	Maximum Checking
OTHER TIERS: 0.95% → $20k+

River City Bank, Inc. CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.65%	$1k	-	182 Day CD
4.25%	$100	-	12 Month CD

Locations

River City Bank, Inc. Locations
Jeffersontown Branch	10130 Taylorsville Road	Jeffersontown, KY 40299
Bardstown Road Branch	2501 Bardstown Road	Louisville, KY 40205
River City Bank, Inc.	500 S 6th St	Louisville, KY 40202
Greenwood Road Branch	6308 Greenwood Road	Louisville, KY 40258
Highview Branch	7710 Outer Loop	Louisville, KY 40228
Middletown Branch	14000 Shelbyville Rd.	Louisville, KY 40245
Jeffersonville Branch	3511 East 10th Street	Jeffersonville, IN 47130

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