River City Bank, Inc.

Overview / Commentary
500 South 6th Street
Louisville, KY 40202

River City Bank, Inc. is headquartered in LOUISVILLE and is the 39th largest bank in the state of Kentucky. It is also the 1,908th largest bank in the nation. It was established in 1986 and as of September of 2023, it had grown to 68 employees at 7 locations. River City Bank, Inc.'s CD rates are 6X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #26703
Year Established1986
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.47%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$446.3MM$389.2MM
LoansQ3 2023vs Q3 2022$304.6MM$257.5MM
DepositsQ3 2023vs Q3 2022$382.8MM$337.3MM
Equity CapitalQ3 2023vs Q3 2022$35.7MM$39.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2MM$2.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$157K$745K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River City Bank, Inc. Checking Account Rates

3.56%*-$20kMaximum Checking
OTHER TIERS: 0.95% $20k+

River City Bank, Inc. CD Rates

5.06%$1k-182 Day CD
5.00%$100-12 Month CD

River City Bank, Inc. Locations
Jeffersontown Branch10130 Taylorsville RoadJeffersontown, KY 40299
Bardstown Road Branch2501 Bardstown RoadLouisville, KY 40205
River City Bank, Inc.500 S 6th StLouisville, KY 40202
Greenwood Road Branch6308 Greenwood RoadLouisville, KY 40258
Highview Branch7710 Outer LoopLouisville, KY 40228
Middletown Branch14000 Shelbyville Rd.Louisville, KY 40245
Jeffersonville Branch3511 East 10th StreetJeffersonville, IN 47130

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