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River City Bank


Overview / Commentary
www.rivercitybankonline.com
706-236-2123
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in Rome and is the 97th largest bank in the state of Georgia. It is also the 3,142nd largest bank in the nation. It was established in 2006 and as of December of 2020, it had grown to 43 employees at 1 location. River City Bank has an A+ health rating.

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Health
A+

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #58289
Year Established2006
Employees43
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.05%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$187.8MM$161.9MM
LoansQ4 2020vs Q4 2019$122.6MM$104.0MM
DepositsQ4 2020vs Q4 2019$167.0MM$142.5MM
Equity CapitalQ4 2020vs Q4 2019$20.3MM$19.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.6MM$1.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$764.00K$2.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates

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Locations


River City Bank Locations
River City Bank228 North Second AvenueRome, GA 30165

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