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  2. River City Bank

River City Bank


Overview / Commentary
rivercity.bank
706-236-2123
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in Rome and is the 85th largest bank in the state of Georgia. It is also the 2,887th largest bank in the nation. It was established in 2006 and as of March of 2022, it had grown to 40 employees at 1 location. River City Bank has an A+ health rating.

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Health
A+

Data as of Q1 2022

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Health Grade Components

Overall
FDIC Certificate #58289
Year Established2006
Employees40
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.64%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$233.0MM$198.3MM
LoansQ1 2022vs Q1 2021$153.3MM$132.9MM
DepositsQ1 2022vs Q1 2021$210.2MM$177.7MM
Equity CapitalQ1 2022vs Q1 2021$21.5MM$20.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.6MM$2.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$353.00K$755.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates

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Locations


River City Bank Locations
River City Bank228 North Second AvenueRome, GA 30165
Hwy 515 Blairsville Branch206 Highway 515 EastBlairsville, GA 30512

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