River City Bank


Overview / Commentary
706-236-2123
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in ROME and is the 64th largest bank in the state of Georgia. It is also the 2,276th largest bank in the nation. It was established in 2006 and as of September of 2024, it had grown to 51 employees at 2 locations. River City Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #58289
Year Established2006
Employees51
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD15.61%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$349.8MM$269.1MM
LoansQ3 2024vs Q3 2023$243.8MM$187MM
DepositsQ3 2024vs Q3 2023$318.1MM$243.5MM
Equity CapitalQ3 2024vs Q3 2023$28.1MM$22.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3.5MM$2.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$28K$28K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


River City Bank Locations
River City Bank228 N 2nd Ave SwRome, GA 30165
Hwy 515 Blairsville Branch206 Highway 515 EastBlairsville, GA 30512

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