River City Bank
Overview / Commentary
River City Bank is headquartered in Rome and is the 102nd largest bank in the state of Georgia. It is also the 3,587th largest bank in the nation. It was established in 2006 and as of June of 2016, it had grown to 34 employees at 1 location. River City Bank has a C+ health rating.
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Health
C+
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58289 |
| Year Established | 2006 |
| Employees | 34 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.1% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $148.8MM$162.2MM |
| Loans | Q2 2016vs Q2 2015 | $104.5MM$105.8MM |
| Deposits | Q2 2016vs Q2 2015 | $130.8MM$138.9MM |
| Equity Capital | Q2 2016vs Q2 2015 | $15.7MM$21.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.6MM$2.6MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.1MM$5.2MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $644.00K$853.00K |
Rates
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Locations
| River City Bank Locations | ||
|---|---|---|
| River City Bank | 228 North Second Avenue | Rome, GA 30165 |