2. River City Bank

River City Bank


Overview / Commentary
www.rivercitybankonline.com
706-236-2123
228 North 2nd Avenue
Rome, GA 30165

River City Bank is headquartered in Rome and is the 94th largest bank in the state of Georgia. It is also the 3,224th largest bank in the nation. It was established in 2006 and as of December of 2018, it had grown to 35 employees at 1 location. River City Bank has an A health rating.

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Health
A

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #58289
Year Established2006
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.09%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$167.1MM$160.5MM
LoansQ4 2018vs Q4 2017$107.3MM$101.4MM
DepositsQ4 2018vs Q4 2017$144.0MM$144.1MM
Equity CapitalQ4 2018vs Q4 2017$17.1MM$16.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.1MM$1.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$116.00K$113.00K
Real Estate OwnedQ4 2018vs Q4 2017$189.00K$469.00K
Rates

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Locations


River City Bank Locations
River City Bank228 North Second AvenueRome, GA 30165

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