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River City Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
rivercity.bank
706-236-2123
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in ROME and is the 59th largest bank in the state of Georgia. It is also the 2,194th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 55 employees at 2 locations. River City Bank has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58289
Year Established2006
Employees55
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD19.88%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$369.6MM$301MM
LoansQ1 2025vs Q1 2024$274.6MM$216.5MM
DepositsQ1 2025vs Q1 2024$335.5MM$271.7MM
Equity CapitalQ1 2025vs Q1 2024$30.6MM$24.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.8MM$2.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$6K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for River City Bank.

Locations


River City Bank Locations
River City Bank228 N 2nd Ave SwRome, GA 30165
Hwy 515 Blairsville Branch206 Highway 515 EastBlairsville, GA 30512

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