River City Bank


Overview / Commentary
706-236-2123
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in ROME and is the 60th largest bank in the state of Georgia. It is also the 2,247th largest bank in the nation. It was established in 2006 and as of December of 2024, it had grown to 53 employees at 2 locations. River City Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #58289
Year Established2006
Employees53
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD16.59%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$356MM$278.4MM
LoansQ4 2024vs Q4 2023$259MM$200.8MM
DepositsQ4 2024vs Q4 2023$324.2MM$251.4MM
Equity CapitalQ4 2024vs Q4 2023$28.6MM$24.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.6MM$2.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$15K$74K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations


River City Bank Locations
River City Bank228 N 2nd Ave SwRome, GA 30165
Hwy 515 Blairsville Branch206 Highway 515 EastBlairsville, GA 30512

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