River City Bank

Overview / Commentary
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in ROME and is the 75th largest bank in the state of Georgia. It is also the 2,619th largest bank in the nation. It was established in 2006 and as of September of 2023, it had grown to 49 employees at 2 locations. River City Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #58289
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD10.4%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$268.8MM$280MM
LoansQ3 2023vs Q3 2022$186.7MM$173.8MM
DepositsQ3 2023vs Q3 2022$243.5MM$258.3MM
Equity CapitalQ3 2023vs Q3 2022$22.5MM$20.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.6MM$2.7MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$28K$12K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

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River City Bank Locations
River City Bank228 N 2nd Ave SwRome, GA 30165
Hwy 515 Blairsville Branch206 Highway 515 EastBlairsville, GA 30512

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