River City Bank

Overview / Commentary
228 North Second Avenue
Rome, GA 30165

River City Bank is headquartered in ROME and is the 78th largest bank in the state of Georgia. It is also the 2,693rd largest bank in the nation. It was established in 2006 and as of March of 2023, it had grown to 47 employees at 2 locations. River City Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58289
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD9.33%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$256.8MM$233.0MM
LoansQ1 2023vs Q1 2022$181.7MM$153.3MM
DepositsQ1 2023vs Q1 2022$232.0MM$210.2MM
Equity CapitalQ1 2023vs Q1 2022$22.3MM$21.5MM
Loan Loss AllowanceQ1 2023vs Q1 2022$2.6MM$2.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$3.00K$353.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0

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River City Bank Locations
River City Bank228 N 2nd Ave SwRome, GA 30165
Hwy 515 Blairsville Branch206 Highway 515 EastBlairsville, GA 30512

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