River City Federal Credit Union

Overview / Commentary
610 Augusta St
San Antonio, TX 78215

River City Federal Credit Union is headquartered in San Antonio and is the 128th largest credit union in the state of Texas. It is also the 1,583rd largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 60 employees and 13,209 members at 4 locations. River City Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

River City FCU is open to anyone who lives, works, worships or attends school in Bexar County, Texas.
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Health Grade Components

NCUA #926
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.85%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$134.6MM$129.5MM
LoansQ1 2022vs Q1 2021$94.9MM$96.0MM
DepositsQ1 2022vs Q1 2021$119.5MM$118.1MM
Equity CapitalQ1 2022vs Q1 2021$11.1MM$8.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$591.00K$462.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$745.00K$1.8MM
Real Estate OwnedQ1 2022vs Q1 2021$0$89.00K
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Always verify rates and promotions with the bank or credit union. We are not River City Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River City Federal Credit Union Savings Account Rates

5.00%*-$500Youth Savings
OTHER TIERS: 0.10% $500+
0.10%--Regular Savings
0.10%--Special Savings
0.10%--Holiday Cache Accounts
0.10%--IRA Savings
0.10%--Business Share Savings Account
0.05%--HSA Checking

River City Federal Credit Union Money Market Rates

0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% $2k - $25k | 0.15% $25k - $50k
0.20%*$25k*-Business Money Market
OTHER TIERS: 0.05% $2k - $25k

River City Federal Credit Union Checking Account Rates

0.35%*$2.5k*-Superior Checking
OTHER TIERS: 0.01% Up to $2.5k
0.01%$1k-Standard Checking

River City Federal Credit Union CD Rates

1.79%$500-5 Year CD
1.79%$500-Business 5 Year CD
1.64%$500-4 Year CD
1.64%$500-Business 4 Year CD
1.50%$500-3 Year CD
1.50%$500-Business 3 Year CD
1.00%$500-2 Year CD
1.00%$500-Business 2 Year CD
0.75%$500-1 Year CD
0.75%$500-Business 1 Year CD
0.65%$100-1 Year Freedom Builder Share Certificate
0.55%$500-6 Month CD
0.55%$500-Business 6 Month CD

River City Federal Credit Union IRA Rates

1.79%$500-5 Year IRA
1.79%$500-Busienss 5 Year IRA
1.64%$500-4 Year IRA
1.64%$500-Busienss 4 Year IRA
1.50%$500-3 Year IRA
1.50%$500-Busienss 3 Year IRA
1.00%$500-2 Year IRA
1.00%$500-Busienss 2 Year IRA
0.75%$500-1 Year IRA
0.75%$500-Busienss 1 Year IRA
0.55%$500-6 Month IRA
0.55%$500-Business 6 Month IRA

River City Federal Credit Union Locations
Branch Office825 Jackson Keller RdSan Antonio, TX 78216
Branch Office5910 Babcock RdSan Antonio, TX 78240
Branch Office610 AugustaSan Antonio, TX 78215-1902
Branch Office803 SW Military Dr Ste 116San Antonio, TX 78221-1567

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