River City Federal Credit Union

Overview / Commentary
610 Augusta St
San Antonio, TX 78215

River City Federal Credit Union is headquartered in San Antonio and is the 123rd largest credit union in the state of Texas. It is also the 1,562nd largest credit union in the nation. It was established in 1936 and as of June of 2021, it had grown to 52 employees and 12,763 members at 4 locations. River City Federal Credit Union has a B health rating.

Field of Membership Restrictions

River City FCU is open to anyone who lives, works, worships or attends school in Bexar County, Texas.
See current membership details


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Health Grade Components

NCUA #926
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD2.76%
Return on Equity - YTD35.37%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$132.3MM$119.1MM
LoansQ2 2021vs Q2 2020$98.2MM$100.9MM
DepositsQ2 2021vs Q2 2020$117.6MM$109.6MM
Equity CapitalQ2 2021vs Q2 2020$10.2MM$7.9MM
Secondary CapitalQ2 2021vs Q2 2020$500.00K
Loan Loss AllowanceQ2 2021vs Q2 2020$461.00K$474.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.7MM$478.00K
Real Estate OwnedQ2 2021vs Q2 2020$89.00K$89.00K
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Always verify rates and promotions with the bank or credit union. We are not River City Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River City Federal Credit Union Savings Account Rates

5.00%*-$500Youth Savings
OTHER TIERS: 0.10% $500+
0.10%--Regular Savings
0.10%--Special Savings
0.10%--Holiday Cache Accounts
0.10%--IRA Savings
0.10%--Business Share Savings Account
0.05%--HSA Checking

River City Federal Credit Union Money Market Rates

0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% $2k - $25k | 0.15% $25k - $50k
0.20%*$25k*-Business Money Market
OTHER TIERS: 0.05% $2k - $25k

River City Federal Credit Union Checking Account Rates

0.35%*$2.5k*-Superior Checking
OTHER TIERS: 0.01% Up to $2.5k
0.01%$1k-Standard Checking

River City Federal Credit Union CD Rates

1.15%$500-Business 5 Year CD
1.00%$500-5 Year CD
0.90%$500-4 Year CD
0.90%$500-Business 3 Year CD
0.90%$500-Business 4 Year CD
0.75%$500-3 Year CD
0.65%$500-2 Year CD
0.65%$500-Business 2 Year CD
0.40%$500-1 Year CD
0.40%$500-Business 1 Year CD
0.30%$100-1 Year Freedom Builder Share Certificate
0.25%$500-6 Month CD
0.25%$500-Business 6 Month CD

River City Federal Credit Union IRA Rates

1.15%$500-Busienss 5 Year IRA
1.00%$500-5 Year IRA
0.90%$500-4 Year IRA
0.90%$500-Busienss 3 Year IRA
0.90%$500-Busienss 4 Year IRA
0.75%$500-3 Year IRA
0.65%$500-2 Year IRA
0.65%$500-Busienss 2 Year IRA
0.40%$500-1 Year IRA
0.40%$500-Busienss 1 Year IRA
0.25%$500-6 Month IRA
0.25%$500-Business 6 Month IRA

River City Federal Credit Union Locations
Branch Office825 Jackson Keller RdSan Antonio, TX 78216
Branch Office5910 Babcock RdSan Antonio, TX 78240
Branch Office610 AugustaSan Antonio, TX 78215-1902
Branch Office803 SW Military Dr Ste 116San Antonio, TX 78221-1567

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