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River Falls State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.rfstatebankonline2.com
715-425-6782
124 South Second Street
River Falls, WI 54022

River Falls State Bank is headquartered in RIVER FALLS and is the 137th largest bank in the state of Wisconsin. It is also the 3,512th largest bank in the nation. It was established in 1949 and as of March of 2025, it had grown to 22 employees at 1 location. River Falls State Bank's money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16840
Year Established1949
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.53%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$136.7MM$133.7MM
LoansQ1 2025vs Q1 2024$99MM$93.7MM
DepositsQ1 2025vs Q1 2024$118.4MM$116.6MM
Equity CapitalQ1 2025vs Q1 2024$12.4MM$11.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.3MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$322K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not River Falls State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Falls State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Passbook Savings Account

River Falls State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$250k*-Money Market Account
OTHER TIERS: 0.05% → $0 - $1k | 0.60% → $1k - $25k | 1.00% → $25k - $50k | 1.11% → $50k - $100k | 1.26% → $100k - $250k

River Falls State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-NOW Account

River Falls State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month CD
4.37%$2.5k-16 Month CD Special
4.00%$2.5k-39 Month CD Special
2.78%$500-72 Month CD
2.73%$500-60 Month CD
2.47%$500-48 Month CD
2.37%$500-36 Month CD
2.22%$500-24 Month CD
2.07%$500-18 Month CD
2.02%$500-12 Month CD
1.41%$500-32-90 Day CD
1.41%$500-3 Month CD

River Falls State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%$500-72 Month IRA
Locations


River Falls State Bank Locations
River Falls State Bank124 S 2nd StRiver Falls, WI 54022

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