Overview / Commentary
3124 W Edgewood Dr
Jefferson City, MO 65109

River Region Credit Union is headquartered in Jefferson City and is the 13th largest credit union in the state of Missouri. It is also the 980th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 59 employees and 23,035 members at 5 locations. River Region Credit Union has an A health rating.

Field of Membership Restrictions

Membership in River Region Credit Union is open to the following: (1) those who live or work in Boone, Cole, Osage, Callaway, Moniteau or Miller counties in Missouri; (2) employees of the Missouri Department of Transportation, Missouri Highway Patrol, Missouri Adjutant General's Office, Missouri Hospital Association and other Select Employer Groups; (3) all employees of the Missouri National Guard.
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Reviews (1)


I attempted to get a loan through the credit union and was told by the loan consultant that if I got them a loan estimate that they would match the rate. I got them a loan estimate from my bank and when the loan consultant got my final loan estimate paperwork from the bank with the lower interest rate she stated to me that she could not match it and stated to give me a run around. After asking to speak with her supervisor she refused to give me his number, but I was able to get it through calling the main company he started to treat me like I was a liar even tho my credit rating is around 770+ and my wife's is around 790+. He stated that the loan consultant didn't tell me she would match the interest rate and that he could listen to the phone conversation we had. I advised to listen to the conservation and after listening to it he got back on the line with me and started he could see where I thought that she was going to match it because she said she would. This is a very unprofessional business and are obviously liars. The only reason I gave them a 1 star is because I can't give them anything lower.


Health Grade Components

NCUA #64283
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD8.86%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$226.6MM$198.1MM
LoansQ2 2018vs Q2 2017$182.8MM$161.3MM
DepositsQ2 2018vs Q2 2017$201.4MM$175.7MM
Equity CapitalQ2 2018vs Q2 2017$21.4MM$19.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.6MM$1.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.3MM$1.4MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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River Region Credit Union Savings Account Rates

0.05%--Share Savings

River Region Credit Union Checking Account Rates

2.00%--High Yield Checking

River Region Credit Union CD Rates

2.11%$500-18 Month CD

River Region Credit Union Locations
Branch Office3608 W Truman BlvdJefferson City, MO 65109-0535
Branch Office3000 Carter LaneColumbia, MO 65201
Branch Office2009 Schotthill Woods DrJefferson City, MO 65101-5509
Branch Office400 E BroadwayAshland, MO 65010
Corporate Office3124 W Edgewood DrJefferson City, MO 65109

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