River Region Credit Union

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Field of Membership Restrictions

Membership in River Region Credit Union is open to the following: (1) those who live or work in Boone, Cole, Osage, Callaway, Moniteau or Miller counties in Missouri; (2) employees of the Missouri Department of Transportation, Missouri Highway Patrol, Missouri Adjutant General's Office, Missouri Hospital Association and other Select Employer Groups; (3) all employees of the Missouri National Guard.
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Great Credit Union

Posted by: comoaaron1 | Nov 27, 2018

RRCU is the best financial institution around. I am blown away every time I walk into the Columbia Branch by how friendly they are. Matt, Karen and Jon make me feel like a member of their own family. They remember my name, my kids names, and ask about things we talked about several months prior. I have accounts at three other places in town for businesses I run and I never get anywhere near that treatment at those other banks. This is the reason I do my main banking at RRCU. They also have great loan products and their technology is top notch. If you want to be treated like family, go visit the team at the Columbia RRCU Branch.

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1

Great Experience! I Bank With Over 10 Banks And It's One Of My Favorites

Posted by: Jtp6923 | Nov 26, 2018

I bank with a lot of different banks and RRCU is one of the best for sure. The people are nice and they are way more tech advanced then most other credit unions. The only draw back is I do a decent amount of International transactions and they can't really accept checks from there (it takes about 5 weeks). I bank at US Bank for that though. However, I don't really expect a credit union to be big on International. If most of your business is domestic or Regional it's amazing. Matt..Adam..(bank managers) have made every effort to learn and maintain a high level of customer service.

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1

HORRIBLE CREDIT UNION

Posted by: Matthew Johnson | Dec 19, 2015

I attempted to get a loan through the credit union and was told by the loan consultant that if I got them a loan estimate that they would match the rate. I got them a loan estimate from my bank and when the loan consultant got my final loan estimate paperwork from the bank with the lower interest rate she stated to me that she could not match it and stated to give me a run around. After asking to speak with her supervisor she refused to give me his number, but I was able to get it through calling the main company he started to treat me like I was a liar even tho my credit rating is around 770+ and my wife's is around 790+. He stated that the loan consultant didn't tell me she would match the interest rate and that he could listen to the phone conversation we had. I advised to listen to the conservation and after listening to it he got back on the line with me and started he could see where I thought that she was going to match it because she said she would. This is a very unprofessional business and are obviously liars. The only reason I gave them a 1 star is because I can't give them anything lower.

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Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	64283
Year Chartered	1954
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.95%
Return on Equity - YTD	9.95%
Annual Interest Income	$6.4MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$233.9MM$204.1MM
Loans	Q3 2018vs Q3 2017	$194.6MM$165.7MM
Deposits	Q3 2018vs Q3 2017	$201.8MM$181.0MM
Equity Capital	Q3 2018vs Q3 2017	$22.1MM$20.1MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$1.7MM$1.5MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.3MM$1.3MM
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

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