River To River Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.95%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.20%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.12%	Savings	Common Share Account 1.15% - CIT Bank Spring Savings

View all River To River Credit Union rates »

Overview / Commentary

r2rcu.com

618-658-8312

1895 State Route 146 E
Vienna, IL 62995

River To River Credit Union is headquartered in Vienna and is the 117^th largest credit union in the state of Illinois. It is also the 3,533^rd largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 5 employees and 2,622 members at 1 location. River To River Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Johnson, Hardin, Pope, Pulaski, Alexander or Saline Counties in Illinois. Membership is also open to employees of Vienna Correctional Center, Hardin County Work Camp, Shawnee Correctional Center, Shawnee Development Council INC, Dixon Spring Work Camp, Illinois Youth Center (Harrisburg), Tamms Correctional Center, Egyptian Health Department, Southern Seven Health Department, and Delta Center INC.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. River To River Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	61152
Year Chartered	1972
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.13%
Return on Equity - YTD	1.64%
Annual Interest Income	$117.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$18.7MM$18.2MM
Loans	Q1 2017vs Q1 2016	$8.6MM$9.0MM
Deposits	Q1 2017vs Q1 2016	$17.2MM$16.7MM
Equity Capital	Q1 2017vs Q1 2016	$1.5MM$1.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$37.00K$44.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$23.00K$85.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River To River Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%^*	$25k^*	-	Christmas Club Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Vacation Club Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Real State Club Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Income Tax Club Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Retirement Club Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Common Share Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Kids Club Account
OTHER TIERS: 0.01% → Up to $1k \| 0.07% → $1k - $15k \| 0.10% → $15k - $25k
0.12%^*	$25k^*	-	Insurance Club Account
OTHER TIERS: 0.07% → $1k - $15k \| 0.10% → $15k - $25k

River To River Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$7,500^*	-	Share Draft Checking Account
OTHER TIERS: 0.01% → $5k - $7,500

River To River Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	$1k	-	60 Month CD
0.75%	$1k	-	48 Month CD
0.50%	$1k	-	36 Month CD
0.45%	$1k	-	30 Month CD
0.40%	$1k	-	24 Month CD
0.35%	$1k	-	18 Month CD
0.20%	$1k	-	12 Month CD
0.10%	$1k	-	6 Month CD
0.05%	$500	-	3 Month CD

Locations

River To River Credit Union Locations
Branch Office	1895 State Route 146 E	Vienna, IL 62995