River Town Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.80%	1-year CD	2.65% - Barclays 12 Month Online CD
0.25%	Savings	2.00% - Ally Bank Online Savings Account
1.15%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all River Town Federal Credit Union rates »

Overview / Commentary

rivertownfcu.org

479-784-5600

1001 S 21st St
Fort Smith, AR 72901-4007

River Town Federal Credit Union is headquartered in FORT SMITH and is the 27^th largest credit union in the state of Arkansas. It is also the 3,843^rd largest credit union in the nation. It was established in 1958 and as of September of 2018, it had grown to 5 employees and 2,634 members at 1 location. River Town Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Sparks Health Systems, Booneville Hospital, Healthsouth Rehabilitation Center, and over 25 area Select Employer Groups.
See current membership details

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Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. River Town Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24257
Year Chartered	1958
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	8.23%
Annual Interest Income	$370.00K

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$12.6MM$12.2MM
Loans	Q3 2018vs Q3 2017	$8.5MM$8.1MM
Deposits	Q3 2018vs Q3 2017	$11.0MM$10.8MM
Equity Capital	Q3 2018vs Q3 2017	$1.5MM$1.4MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$41.00K$74.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$23.00K$14.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Town Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$100^*	$3k	Christmas Club II Account
OTHER TIERS: 0.12% → $3k+
0.25%^*	$4k^*	-	Regular Share Account
OTHER TIERS: 0.20% → $100 - $4k
0.25%	$100	-	Variable IRA Share Account
0.20%	$100	-	Christmas Club Account
0.20%	$100	-	Vacation Club Account

River Town Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$10k^*	-	Money Market Super Share Account
OTHER TIERS: 0.25% → $100 - $10k

River Town Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^*	$100k^*	-	3 Year CD
OTHER TIERS: 1.10% → $500 - $40k \| 1.13% → $40k - $100k
1.00%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.95% → $500 - $40k \| 0.98% → $40k - $100k
0.80%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.75% → $500 - $40k \| 0.78% → $40k - $100k
0.70%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.60% → $500 - $40k \| 0.65% → $40k - $100k

River Town Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 1.10% → $500 - $40k \| 1.13% → $40k - $100k
1.00%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 0.95% → $500 - $40k \| 0.98% → $40k - $100k
0.80%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.75% → $500 - $40k \| 0.78% → $40k - $100k
0.70%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.60% → $500 - $40k \| 0.65% → $40k - $100k

Locations

River Town Federal Credit Union Locations
Branch Office	1001 S 21st St	FORT SMITH, AR 72901-4007

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