Featured Savings Rates
Featured Accounts

River Town Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.55%1-year CD1 Year CD
0.23%SavingsRegular Share Account
0.95%3-year CD3 Year CD

Overview / Commentary
479-784-5600
1001 S 21st St
Fort Smith, AR 72901-4007

River Town Federal Credit Union is headquartered in FORT SMITH and is the 28th largest credit union in the state of Arkansas. It is also the 3,967th largest credit union in the nation. It was established in 1958 and as of September of 2016, it had grown to 7 employees and 3,437 members at 1 location. River Town Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Sparks Health Systems, Booneville Hospital, Healthsouth Rehabilitation Center, and over 25 area Select Employer Groups.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. River Town Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24257
Year Chartered1958
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.69%
Return on Equity - YTD-6.39%
Annual Interest Income$378.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$12.8MM$13.6MM
LoansQ3 2016vs Q3 2015$8.7MM$8.3MM
DepositsQ3 2016vs Q3 2015$11.3MM$12.1MM
Equity CapitalQ3 2016vs Q3 2015$1.4MM$1.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$77.00K$58.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$67.00K$109.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

River Town Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100*$3kChristmas Club II Account
OTHER TIERS: 0.12% $3k+
0.25%$100-Variable IRA Share Account
0.23%*$4k*-Regular Share Account
OTHER TIERS: 0.18% $100 - $4k
0.18%$100-Christmas Club Account
0.18%$100-Vacation Club Account

River Town Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$10k*-Money Market Super Share Account
OTHER TIERS: 0.25% $100 - $10k

River Town Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Account

River Town Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$100k*-3 Year CD
OTHER TIERS: 0.90% $500 - $40k | 0.93% $40k - $100k
0.75%*$100k*-2 Year CD
OTHER TIERS: 0.70% $500 - $40k | 0.73% $40k - $100k
0.55%*$100k*-1 Year CD
OTHER TIERS: 0.50% $500 - $40k | 0.53% $40k - $100k
0.45%*$100k*-6 Month CD
OTHER TIERS: 0.40% $1k - $40k | 0.43% $40k - $100k

River Town Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$100k*-3 Year IRA
OTHER TIERS: 0.90% $500 - $40k | 0.93% $40k - $100k
0.75%*$100k*-2 Year IRA
OTHER TIERS: 0.70% $500 - $40k | 0.73% $40k - $100k
0.55%*$100k*-1 Year IRA
OTHER TIERS: 0.50% $500 - $40k | 0.53% $40k - $100k
0.45%*$100k*-6 Month IRA
OTHER TIERS: 0.40% $1k - $40k | 0.43% $40k - $100k
Locations


River Town Federal Credit Union Locations
Branch Office1001 S 21st StFORT SMITH, AR 72901-4007