Overview / Commentary
River Valley Community Bank is headquartered in Yuba City and is the 95th largest bank in the state of California. It is also the 1,629th largest bank in the nation. It was established in 2006 and as of December of 2019, it had grown to 53 employees at 3 locations. River Valley Community Bank has an A health rating.
Health
A
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58276 |
| Year Established | 2006 |
| Employees | 53 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 12.61% |
| Annual Interest Income | $15.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $442.3MM$377.0MM |
| Loans | Q4 2019vs Q4 2018 | $200.5MM$166.6MM |
| Deposits | Q4 2019vs Q4 2018 | $337.5MM$285.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $37.4MM$29.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $2.5MM$2.1MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $0$0 |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |