River Valley Community Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

rivervalleycommunitybank.com

530-755-0418

1629 Colusa Highway
Yuba City, CA 95993

River Valley Community Bank is headquartered in YUBA CITY and is the 79^th largest bank in the state of California. It is also the 1,498^th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 66 employees at 4 locations. River Valley Community Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	58276
Year Established	2006
Employees	66
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	9.81%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$635.2MM$598.1MM
Loans	Q1 2025vs Q1 2024	$346.8MM$290.1MM
Deposits	Q1 2025vs Q1 2024	$578.5MM$508.6MM
Equity Capital	Q1 2025vs Q1 2024	$53.4MM$46MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.4MM$4.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for River Valley Community Bank.

Locations

River Valley Community Bank Locations
River Valley Community Bank	1629 Colusa Hwy	Yuba City, CA 95993
Auburn Branch	905 Lincoln Way	Auburn, CA 95603
Marysville Branch	904 B Street	Marysville, CA 95901
Grass Valley Branch	580 Brunswick Road	Grass Valley, CA 95945

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