River Valley Community Bank

Overview / Commentary
1629 Colusa Highway
Yuba City, CA 95993

River Valley Community Bank is headquartered in YUBA CITY and is the 82nd largest bank in the state of California. It is also the 1,586th largest bank in the nation. It was established in 2006 and as of December of 2023, it had grown to 62 employees at 4 locations. River Valley Community Bank has a B health rating.


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Health Grade Components

FDIC Certificate #58276
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD15.46%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$581.2MM$629.9MM
LoansQ4 2023vs Q4 2022$290.4MM$253.9MM
DepositsQ4 2023vs Q4 2022$532.6MM$592.1MM
Equity CapitalQ4 2023vs Q4 2022$45.1MM$35.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.3MM$3.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$0$0
Real Estate OwnedQ4 2023vs Q4 2022$0$0

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River Valley Community Bank Locations
River Valley Community Bank1629 Colusa HwyYuba City, CA 95993
Auburn Branch905 Lincoln WayAuburn, CA 95603
Marysville Branch904 B StreetMarysville, CA 95901
Grass Valley Branch580 Brunswick RoadGrass Valley, CA 95945

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